Dr. Sarah Debussche · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Dr. Sarah Debussche is 2.2% (moderate). The 2025 annual accounts show equity of €273k and a net result of €124k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	03-06-2026	58 d early	2026-00138176
31-12-2024	31-07-2025	29-04-2025	93 d early	2025-00083864

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.2% Moderate

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (micro schema)

EBIT marginNot published (micro schema)

Net result€124k-16.5%

Working capital€232k+136.9%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 03-06-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

EBITDA

€170k

-12.9% 24-25

Net profit

€124k

-16.5% 24-25

Cash flow

€134k

-11.0% 24-25

Total assets

€319k

+45.5% 24-25

Equity

€273k

+82.9% 24-25

Working capital

€232k

+136.9% 24-25

Income taxes

€36k

-19.5% 24-25

Debt

€46k

-34.3% 24-25

Show 8 other metrics

Debt ≤ 1y

€46k

-34.3% 24-25

Current ratio

6.05

+151.9% 24-25

Quick ratio

6.05

+151.9% 24-25

Solvency

85.6%

+25.7% 24-25

Debt / equity

0.17

-64.1% 24-25

ROE

45.3%

-54.4% 24-25

ROA

38.8%

-42.6% 24-25

Interest coverage

8481.53

- 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€170k
Net profit	€124k
Cash flow	€134k
Staff costs	-
Income taxes	€36k
Dividends	-
Total assets	€319k
Equity	€273k
Debt	€46k
of which ≤ 1y	€46k
of which > 1y	-
Working capital	€232k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	6.05
Quick ratio	6.05
Working capital ratio	72.7%
Solvency	85.6%
Debt / equity	0.17
Long-term debt ratio	-
Interest coverage	8481.53
Gross margin	-
Net margin	-
ROA	38.8%
ROE	45.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €41k · 12.8% Current assets €278k · 87.2%

Equity & liabilities

Equity €273k · 85.6% Debt €46k · 14.4%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€319k
Fixed assets	21/28	€41k
Intangible fixed assets	21	€2k
Tangible fixed assets	22/27	€39k
Current assets	29/58	€278k
Investments	50/53	€21k
Cash & bank	54/58	€255k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€319k
Equity	10/15	€273k
Contributions / capital	10/11	€1k
Reserves	13	€272k
Amounts payable	17/49	€46k
Amounts payable within one year	42/48	€46k
Trade debts payable within one year	44	€73
Income statement
Gross operating margin	9900	€170k
Operating result	9901	€159k
Financial income	75	€43
Financial charges	65	€20
Result before taxes	9903	€159k
Income taxes	67/77	€36k
Net result for the period	9904	€124k
Result to be appropriated	9905	€124k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

93 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

2 companies at this address See who is registered here

Establishment units

1 location

Dr. Sarah Debussche

Jagerstraat 12, 9070 DestelbergenActiviteiten van medisch specialisten

since 20242.387.584.130

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area2,757 m²

Buildings2

Building footprint261 m²

Volume (LiDAR)537 m³

Tallest building10.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44333G0416/00L000	Flanders	1,446 m²	1 · 117 m²	10.0 m · 2 fl.
44333G0426/00B000	Flanders	1,310 m²	1 · 144 m²	-

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

85 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93

Profitability 100

Solvency 100

Growth 52

Stability 82

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameNL

Dr. Sarah Debussche

Registered office

Jagerstraat 11

9070 Destelbergen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.