DR. RONALD VERAART
ActiveDR. RONALD VERAART has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €127k and a net result of €92k. Equity is growing by ~82.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 19908 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+36
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.54 against 1.59 in 2023; short-term debt: 17.6% and cash: 95.4% of total assets), and 17.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
23 d early
2022
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€127k▲ 112%
2023 · €60k
2022: €28k
2023: €60k
2022 → 2024
Total assets
€154k▼ 0.1%
2023 · €154k
2022: €102k
2023: €154k
2022 → 2024
Net result
€92k▼ 17.4%
2023 · €111k
2022: €88k
2023: €111k
2022 → 2024
Working capital
€123k▲ 121%
2023 · €55k
2022: €26k
2023: €55k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€28k-€60k▲ 110%€127k▲ 112%
Operating result€118k-€141k▲ 19.2%€115k▼ 18.5%
Net result€88k-€111k▲ 25.9%€92k▼ 17.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 19% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €154k
Fixed assets
€4k▼ 2.7%
Current assets
€150k=
Equity and liabilities €154k
Equity
€127k▲ 112%
Debt
€27k▼ 71.3%
The debt ratio falls from 61.2% to 17.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€116k▼
2023 · €142k
Cash flow
€94k▼
2023 · €112k
Solvency
82.4%▲
2023 · 38.8%
Current ratio
5.54▲
2023 · 1.59
Quick ratio
5.54▲
2023 · 1.59
Debt / equity
0.21▼
2023 · 1.58
ROE
72.6%▼
2023 · 186.5%
ROA
59.9%▼
2023 · 72.4%
Interest coverage
366.34▼
2023 · 502.66
Debt
€27k▼
2023 · €94k
Debt ≤ 1 year
€27k▼
2023 · €94k
Income taxes
€24k▼
2023 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€154k€154k▼
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Plant, machinery and equipment23€1k€581▼
Furniture and vehicles24€3k€4k▲
Current assets29/58€150k€150k=
Amounts receivable within one year40/41€27k€3k▼
Other amounts receivable41€27k€3k▼
Cash at bank and in hand54/58€104k€147k▲
Deferred charges and accrued income490/1€18k€196▼
Equity and liabilities
Total equity and liabilities10/49€154k€154k▼
Equity10/15€60k€127k▲
Contributions10/11€3k€3k=
Reserves13€57k€124k▲
Distributable reserves133€57k€124k▲
Amounts payable17/49€94k€27k▼
Amounts payable within one year42/48€94k€27k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€11k-
Taxes450/3€11k-
Other amounts payable47/48€80k€26k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€866€1k▲
Gross operating margin9900€143k€118k▼
Operating profit (loss)9901€141k€115k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€282€318▲
Recurring financial charges65€282€318▲
Profit (loss) for the period before taxes9903€142k€116k▼
Income taxes67/77€31k€24k▼
Profit (loss) for the period9904€111k€92k▼
Profit (loss) for the period to be appropriated9905€111k€92k▼
Appropriation of the result
Profit (loss) to be appropriated9906€111k€92k▼
Transfer to equity691/2€31k€67k▲
To other reserves6921€31k€67k▲
Profit to be distributed694/7€80k€25k▼
Return on contributions (dividend)694€80k€25k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 5.54
Current ratio from 1.59 to 5.54; short-term debt falls from €94k to €27k.
31-12
Financial
Equity above €100kEq €127k ▲112%
3 profitable years in a row build equity to €127k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €111k ▲25.9%
Operating result €141k, net result €111k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tabakvest 9/32000 AntwerpenGround area
943 m²
Building footprint
595 m²
Volume, LiDAR
1,699 m³
2 parcels, Flanders · tallest building 15.5 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
DR. RONALD VERAART
since 20222.328.330.689
DR. RONALD VERAART
since 20222.328.330.788
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3801/00L003 | Flanders | 743 m² | 1 · 395 m² | 12.1 m |
| 11803C0372/00Y003 | Flanders | 200 m² | 1 · 200 m² | 15.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 5,411 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2022
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.