DR. ROBBEN L. en DR. MORIS E.
ActiveDR. ROBBEN L. en DR. MORIS E. has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €586k and a net result of €163k. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 5.55 against 3.88 in 2024; short-term debt: 16.7% and cash: 23.6% of total assets), and 16.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.3%
Return on assets
23.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
9 d early
2023
7 d early
2022
32 d early
2021
3 d early
2020
2 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€586k▲ 38.5%
2024 · €423k
2019: €109k
2020: €82k
2021: €107k
2022: €151k
2023: €281k
2024: €423k
2019 → 2025
Total assets
€703k▲ 26.2%
2024 · €557k
2019: €128k
2020: €169k
2021: €159k
2022: €242k
2023: €448k
2024: €557k
2019 → 2025
Net result
€163k▲ 14.9%
2024 · €142k
2019: €-40k
2020: €23k
2021: €26k
2022: €66k
2023: €130k
2024: €142k
2019 → 2025
Working capital
€535k▲ 38.1%
2024 · €387k
2019: €49k
2020: €26k
2021: €66k
2022: €112k
2023: €236k
2024: €387k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€107k-€151k▲ 40.7%€281k▲ 85.9%€423k▲ 50.4%€586k▲ 38.5%
Operating result€29k-€109k▲ 283%€192k▲ 75.3%€201k▲ 4.9%€229k▲ 14.0%
Net result€26k-€66k▲ 154%€130k▲ 97.6%€142k▲ 9.1%€163k▲ 14.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €703k
Fixed assets
€51k▲ 43.2%
Current assets
€652k▲ 25.0%
Equity and liabilities €703k
Equity
€586k▲ 38.5%
Debt
€117k▼ 12.6%
The debt ratio falls from 24.1% to 16.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€241k▲
2024 · €211k
Cash flow
€174k▲
2024 · €152k
Solvency
83.3%▲
2024 · 75.9%
Current ratio
5.55▲
2024 · 3.88
Quick ratio
5.55▲
2024 · 3.88
Debt / equity
0.20▼
2024 · 0.32
ROE
27.8%▼
2024 · 33.5%
ROA
23.2%▼
2024 · 25.4%
Interest coverage
126.32▼
2024 · 748.80
Debt
€117k▼
2024 · €134k
Debt ≤ 1 year
€117k▼
2024 · €134k
Income taxes
€72k▲
2024 · €66k
Staff costs
€31k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€557k€703k▲
Fixed assets21/28€35k€51k▲
Tangible fixed assets22/27€35k€51k▲
Land and buildings22€34k€51k▲
Plant, machinery and equipment23€2k€38▼
Current assets29/58€522k€652k▲
Current investments50/53€383k€473k▲
Cash at bank and in hand54/58€125k€166k▲
Deferred charges and accrued income490/1€14k€13k▼
Equity and liabilities
Total equity and liabilities10/49€557k€703k▲
Equity10/15€423k€586k▲
Contributions10/11€19k€19k=
Reserves13€401k€564k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€5k€5k=
Distributable reserves133€395k€557k▲
Profit (loss) carried forward14€3k€3k▲
Amounts payable17/49€134k€117k▼
Amounts payable within one year42/48€134k€117k▼
Trade debts44€2k€10k▲
Suppliers440/4€2k€10k▲
Taxes, remuneration and social security45€78k€53k▼
Taxes450/3€68k€44k▼
Remuneration and social security454/9€10k€9k▼
Other amounts payable47/48€54k€54k▲
Income statement
Code20242025
Remuneration, social security and pensions62€33k€31k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€53€179▲
Gross operating margin9900€245k€273k▲
Operating profit (loss)9901€201k€229k▲
Financial income75/76B€7k€8k▲
Recurring financial income75€7k€8k▲
Financial charges65/66B€282€2k▲
Recurring financial charges65€282€2k▲
Profit (loss) for the period before taxes9903€208k€235k▲
Income taxes67/77€66k€72k▲
Profit (loss) for the period9904€142k€163k▲
Profit (loss) for the period to be appropriated9905€142k€163k▲
Appropriation of the result
Profit (loss) to be appropriated9906€145k€166k▲
Profit (loss) brought forward from the previous period14P€3k€3k▲
Transfer to equity691/2€142k€163k▲
To other reserves6921€142k€163k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €163k ▲14.9%
Operating result €229k, net result €163k, both a record.
30-06
Financial
Equity above €500kEq €586k ▲38.5%
6 profitable years in a row build equity to €586k.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €200kEq €281k ▲85.9%
4 profitable years in a row build equity to €281k.
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €150kEq €151k ▲40.7%
3 profitable years in a row build equity to €151k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €107k ▲31.8%
2 profitable years in a row build equity to €107k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
09-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Biezebeemden 243272 Scherpenheuvel-ZichemGround area
1,135 m²
Building footprint
212 m²
Volume, LiDAR
1,022 m³
Parcel 24105C0283/00V000, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Biezebeemden 24, 3272 Scherpenheuvel-Zichem
since 19882.231.885.569
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24105C0283/00V000 | Flanders | 1,135 m² | 1 · 212 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 112 EUR awarded · 112 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 112 EUR | 112 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 4,754 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-04-1988
Fiscal year end30-06
Activities, NACEBEL
85120
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:eric.moris@skynet.be
Phone:013/771273