Dr. P. Vande Putte · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Dr. P. Vande Putte is 0.1% (very low). The 2025 annual accounts show equity of €129k and a net result of €65k. Equity is growing by ~30.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 2219 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-05-2026, 75 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	17-05-2026	75 d early	2026-00112010
31-12-2024	31-07-2025	06-06-2025	55 d early	2025-00123256
31-12-2023	31-07-2024	29-06-2024	32 d early	2024-00183229
31-12-2022	31-07-2023	31-08-2023	31 d late	2023-00437458
31-12-2021	31-07-2022	29-08-2022	29 d late	2022-20332116

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€65k-37.9%

Working capital€-153k

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 17-05-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~30.3%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	37.0%	58.2%	better than 38% of 2219 sector peers
Net result	€65k	€60k	better than 53% of 2217 sector peers
Equity	€129k	€74k	better than 65% of 2219 sector peers
Gross operating margin	€138k	€95k	better than 65% of 2219 sector peers
Total assets	€348k	€187k	better than 75% of 2219 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P38

Improving position over 2021-2025 · n=1848-6584

Net result P53

Weakening position over 2021-2025 · n=1848-6578

Equity P65

Stable position over 2021-2025 · n=1848-6584

Gross operating margin P65

Weakening position over 2021-2025 · n=1849-6586

Describes the position versus peers, not a forecast.

EBITDA

€136k

-27.6% 21-25

Net profit

€65k

-37.9% 21-25

Cash flow

€111k

-25.7% 21-25

Total assets

€348k

-38.8% 21-25

Equity

€129k

-71.4% 21-25

Working capital

€-153k

- 21-25

Income taxes

€23k

-35.9% 21-25

Dividends

€387k

- 21-25

Show 10 other metrics

Debt

€219k

+84.9% 21-25

Debt ≤ 1y

€219k

+126.8% 21-25

Debt > 1y

€0

-100.0% 21-25

Current ratio

0.30

-89.0% 21-25

Quick ratio

0.30

-89.0% 21-25

Solvency

37.0%

-53.2% 21-25

Debt / equity

1.70

+546.5% 21-25

ROE

50.4%

+117.1% 21-25

ROA

18.7%

+1.5% 21-25

Interest coverage

59.35

+25.1% 21-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€136k
Net profit	€65k
Cash flow	€111k
Staff costs	-
Income taxes	€23k
Dividends	€387k
Total assets	€348k
Equity	€129k
Debt	€219k
of which ≤ 1y	€219k
of which > 1y	€0
Working capital	€-153k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.30
Quick ratio	0.30
Working capital ratio	-43.9%
Solvency	37.0%
Debt / equity	1.70
Long-term debt ratio	0.00
Interest coverage	59.35
Gross margin	-
Net margin	-
ROA	18.7%
ROE	50.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €282k · 81.0% Current assets €66k · 19.1%

Equity & liabilities

Equity €129k · 37.0% Debt €219k · 63.0%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€348k
Fixed assets	21/28	€282k
Intangible fixed assets	21	€175k
Tangible fixed assets	22/27	€106k
Financial fixed assets	28	€1k
Current assets	29/58	€66k
Amounts receivable within one year	40/41	€31k
Cash & bank	54/58	€35k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€348k
Equity	10/15	€129k
Contributions / capital	10/11	€5k
Reserves	13	€124k
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€219k
Amounts payable after one year	17	€0
Amounts payable within one year	42/48	€219k
Trade debts payable within one year	44	€4k
Income statement
Gross operating margin	9900	€138k
Operating result	9901	€90k
Financial income	75	€0
Financial charges	65	€2k
Result before taxes	9903	€88k
Income taxes	67/77	€23k
Net result for the period	9904	€65k
Result to be appropriated	9905	€124k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

53 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

2 companies at this address See who is registered here

Establishment units

1 location

Karel Oomsstraat 44, 2018 Antwerpen

Activiteiten van medisch specialisten

since 20212.312.489.797

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area1,677 m²

Buildings2

Building footprint556 m²

Volume (LiDAR)7,240 m³

Tallest building23.0 m · ±7 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)