Dr. Lieselot Decock
ActiveDr. Lieselot Decock has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €364k and a net result of €121k. Equity is growing by ~45.9% per year across the filed fiscal years. Its solvency ranks better than 37% of 16459 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+5
Solvency72▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 2.68 in 2024; short-term debt: 17.6% and cash: 51.7% of total assets), but 53.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.8%
Return on assets
15.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
38 d early
2024
29 d early
2023
20 d early
2022
17 d early
2021
30 d early
2020
24 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€364k▲ 50.0%
2024 · €242k
2018: €13k
2019: €27k
2020: €29k
2021: €89k
2022: €128k
2023: €187k
2024: €242k
2018 → 2025
Total assets
€776k▲ 12.1%
2024 · €692k
2018: €480k
2019: €504k
2020: €491k
2021: €545k
2022: €596k
2023: €638k
2024: €692k
2018 → 2025
Net result
€121k▲ 52.1%
2024 · €80k
2018: €161
2019: €15k
2020: €3k
2021: €55k
2022: €60k
2023: €61k
2024: €80k
2018 → 2025
Working capital
€374k▲ 48.1%
2024 · €253k
2018: €19k
2019: €41k
2020: €52k
2021: €117k
2022: €136k
2023: €196k
2024: €253k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€128k▲ 43.4%€187k▲ 46.8%€242k▲ 29.3%€364k▲ 50.0%
Operating result€78k-€80k▲ 2.8%€94k▲ 17.6%€108k▲ 14.7%€177k▲ 63.5%
Net result€55k-€60k▲ 9.1%€61k▲ 1.8%€80k▲ 31.4%€121k▲ 52.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 64% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €776k
Fixed assets
€266k▼ 8.2%
Current assets
€510k▲ 26.7%
Equity and liabilities €776k
Equity
€364k▲ 50.0%
Debt
€413k▼ 8.3%
The debt ratio falls from 65.0% to 53.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€200k▲
2024 · €134k
Cash flow
€145k▲
2024 · €106k
Solvency
46.8%▲
2024 · 35.0%
Current ratio
3.74▲
2024 · 2.68
Quick ratio
3.74▲
2024 · 2.68
Debt / equity
1.14▼
2024 · 1.86
ROE
33.4%▲
2024 · 32.9%
ROA
15.6%▲
2024 · 11.5%
Interest coverage
15.98▲
2024 · 9.79
Debt
€413k▼
2024 · €450k
Debt ≤ 1 year
€136k▼
2024 · €150k
Debt > 1 year
€270k▼
2024 · €292k
Income taxes
€44k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€692k€776k▲
Fixed assets21/28€290k€266k▼
Tangible fixed assets22/27€290k€266k▼
Plant, machinery and equipment23€18k€12k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€270k€253k▼
Current assets29/58€403k€510k▲
Amounts receivable within one year40/41€14k€107k▲
Other amounts receivable41€14k€107k▲
Cash at bank and in hand54/58€377k€401k▲
Deferred charges and accrued income490/1€11k€2k▼
Equity and liabilities
Total equity and liabilities10/49€692k€776k▲
Equity10/15€242k€364k▲
Contributions10/11€19k€19k=
Reserves13€200k€200k=
Distributable reserves133€200k€200k=
Profit (loss) carried forward14€24k€145k▲
Amounts payable17/49€450k€413k▼
Amounts payable after more than one year17€292k€270k▼
Financial debts170/4€292k€270k▼
Amounts payable within one year42/48€150k€136k▼
Current portion of amounts payable after more than one year42€23k€23k=
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€2k€17k▲
Taxes450/3€2k€17k▲
Other amounts payable47/48€121k€92k▼
Accrued charges and deferred income492/3€7k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€24k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€137k€203k▲
Operating profit (loss)9901€108k€177k▲
Financial income75/76B€498€508▲
Recurring financial income75€498€508▲
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€95k€165k▲
Income taxes67/77€15k€44k▲
Profit (loss) for the period9904€80k€121k▲
Profit (loss) for the period to be appropriated9905€80k€121k▲
Appropriation of the result
Profit (loss) to be appropriated9906€107k€145k▲
Profit (loss) brought forward from the previous period14P€27k€24k▼
Transfer to equity691/2€58k-
To other reserves6921€58k-
Profit to be distributed694/7€25k-
Return on contributions (dividend)694€860-
Directors or managers695€24k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €121k ▲52.1%
Operating result €177k, net result €121k, both a record.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €200kEq €242k ▲29.3%
7 profitable years in a row build equity to €242k.
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €150kEq €187k ▲46.8%
6 profitable years in a row build equity to €187k.
13-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €100kEq €128k ▲43.4%
5 profitable years in a row build equity to €128k.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
10-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthulst · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 29D8650 HouthulstGround area
127 m²
Building footprint
66 m²
Volume, LiDAR
387 m³
Parcel 32015B0854/00B004, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dr. Lieselot Decock
since 20172.268.157.433
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32015B0854/00B004 | Flanders | 127 m² | 1 · 66 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,120 companies in sector 86210 we hold annual accounts for 6,336. 5,127 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2017
Fiscal year end30-09
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.