Dr Leclercq D. Expertises
ActiveDr Leclercq D. Expertises has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €130k. Its solvency ranks better than 49% of 16359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency99
Growth-
Stability67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity ample (current ratio 2.47), and 37.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.2%
Return on assets
59.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€135k
Total assets
€217k
Net result
€130k
Working capital
€121k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €217k
Fixed assets
€14k
Current assets
€203k
Equity and liabilities €217k
Equity
€135k
Debt
€82k
Debt finances 37.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€198k
Cash flow
€137k
Solvency
62.2%
Current ratio
2.47
Quick ratio
2.47
Debt / equity
0.61
ROE
96.3%
ROA
59.8%
Interest coverage
22069.87
Debt
€82k
Debt ≤ 1 year
€82k
Income taxes
€61k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€217k
Fixed assets21/28€14k
Tangible fixed assets22/27€14k
Furniture and vehicles24€14k
Current assets29/58€203k
Amounts receivable within one year40/41€35k
Trade receivables40€35k
Current investments50/53€100k
Cash at bank and in hand54/58€68k
Equity and liabilities
Total equity and liabilities10/49€217k
Equity10/15€135k
Contributions10/11€5k
Reserves13€130k
Distributable reserves133€130k
Amounts payable17/49€82k
Amounts payable within one year42/48€82k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€13k
Taxes450/3€13k
Other amounts payable47/48€66k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€162
Gross operating margin9900€198k
Operating profit (loss)9901€191k
Financial income75/76B€69
Recurring financial income75€69
Financial charges65/66B€9
Recurring financial charges65€9
Profit (loss) for the period before taxes9903€191k
Income taxes67/77€61k
Profit (loss) for the period9904€130k
Profit (loss) for the period to be appropriated9905€130k
Appropriation of the result
Profit (loss) to be appropriated9906€130k
Transfer to equity691/2€130k
To other reserves6921€130k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beyne-Heusay · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue E. Vandervelde 4554610 Beyne-Heusay1 establishment unit
Dr Leclercq D. Expertises
since 20252.369.256.870
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Of 16,599 companies in sector 86220 we hold annual accounts for 7,959. 6,641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2025
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filing
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.