Dr. K. Bettens
ActiveSummary
Dr. K. Bettens has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.18M and a net result of €188k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 63% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-16
Solvency100▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 11.86 against 6.86 in 2024; short-term debt: 7.2% and cash: 3.2% of total assets), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.7%
Return on assets
12.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
2 d early
2023
21 d early
2022
6 d early
2021
6 d early
2020
16 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.18M▲ 18.9%
2024 · €989k
2018: €531k
2019: €741k
2020: €398k
2021: €532k
2022: €633k
2023: €707k
2024: €989k
2018 → 2025
Total assets
€1.55M▲ 0.3%
2024 · €1.55M
2018: €1.31M
2019: €1.60M
2020: €1.60M
2021: €1.80M
2022: €1.70M
2023: €1.68M
2024: €1.55M
2018 → 2025
Net result
€188k▼ 67.7%
2024 · €582k
2018: €151k
2019: €210k
2020: €104k
2021: €135k
2022: €101k
2023: €142k
2024: €582k
2018 → 2025
Working capital
€1.21M▲ 12.5%
2024 · €1.08M
2018: €237k
2019: €345k
2020: €-443
2021: €-38k
2022: €21k
2023: €14k
2024: €1.08M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€532k-€633k▲ 18.9%€707k▲ 11.7%€989k▲ 39.9%€1.18M▲ 18.9%
Operating result€210k-€146k▼ 30.5%€213k▲ 45.6%€860k▲ 305%€236k▼ 72.5%
Net result€135k-€101k▼ 25.2%€142k▲ 39.9%€582k▲ 311%€188k▼ 67.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.55M
Fixed assets
€234k ▼ 20.0%
Current assets
€1.32M ▲ 5.0%
Equity and liabilities €1.55M
Equity
€1.18M ▲ 18.9%
Debt
€378k ▼ 32.6%
Debt's share of the balance-sheet total falls from 36.2% to 24.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€251k▼
2024 · €884k
Cash flow
€203k▼
2024 · €606k
Current ratio
11.86▲
2024 · 6.86
Debt to equity
0.32▼
2024 · 0.57
ROE
16.0%▼
2024 · 58.9%
ROA
12.1%▼
2024 · 37.6%
Interest coverage
17.94▼
2024 · 35.73
Debt ≤ 1 year
€111k▼
2024 · €184k
Debt > 1 year
€264k▼
2024 · €376k
Income taxes
€83k▼
2024 · €267k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.55M€1.55M▲
Fixed assets21/28€292k€234k▼
Tangible fixed assets22/27€291k€233k▼
Land and buildings22€223k€215k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€55k€6k▼
Other tangible fixed assets26€13k€12k▼
Financial fixed assets28€600€600=
Current assets29/58€1.26M€1.32M▲
Amounts receivable after more than one year29€1.10M€1.10M=
Other amounts receivable291€1.10M€1.10M=
Amounts receivable within one year40/41€35k€168k▲
Trade receivables40€21k€30k▲
Other amounts receivable41€14k€138k▲
Cash at bank and in hand54/58€123k€50k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€1.55M€1.55M▲
Equity10/15€989k€1.18M▲
Contributions10/11€12k€12k=
Reserves13€977k€1.16M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€975k€1.16M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€561k€378k▼
Amounts payable after more than one year17€376k€264k▼
Financial debts170/4€376k€264k▼
Amounts payable within one year42/48€184k€111k▼
Current portion of amounts payable after more than one year42€107k€79k▼
Financial debts43€25k€0▼
Credit institutions430/8€25k€0▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€21k€13k▼
Taxes450/3€21k€13k▼
Other amounts payable47/48€28k€14k▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€641k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€15k▼
Other operating charges640/8€5k€13k▲
Gross operating margin9900€889k€264k▼
Operating profit (loss)9901€860k€236k▼
Financial income75/76B€14k€48k▲
Recurring financial income75€14k€48k▲
Financial charges65/66B€25k€14k▼
Recurring financial charges65€25k€14k▼
Profit (loss) for the period before taxes9903€849k€271k▼
Income taxes67/77€267k€83k▼
Profit (loss) for the period9904€582k€188k▼
Profit (loss) for the period to be appropriated9905€582k€188k▼
Appropriation of the result
Profit (loss) to be appropriated9906€582k€188k▼
Transfer from equity791/2€300k€833▼
Transfer to equity691/2€582k€188k▼
To other reserves6921€582k€188k▼
Profit to be distributed694/7€300k€833▼
Return on contributions (dividend)694€300k€833▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €1MEq €1.18M ▲18.9%
8 profitable years in a row build equity to €1.18M.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €582k ▲311%
Operating result €860k, net result €582k, both a record.
31-12
Financial
Liquidity times 7current ratio 6.86
Current ratio from 1.03 to 6.86; short-term debt falls from €417k to €184k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €101k ▼25.2%
Net result drops to €101k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €532k ▲33.8%
4 profitable years in a row build equity to €532k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Venstraat 302240 ZandhovenGround area
1,031 m²
Building footprint
160 m²
Volume, LiDAR
394 m³
Parcel 11046A0243/00F002, Flanders · tallest building 11.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Venstraat 30, 2240 Zandhoven
since 20032.301.900.070
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11046A0243/00F002 | Flanders | 1,031 m² | 1 · 159 m² | 11.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DR. JOKE LEEMANS PNEUMOLOGIE
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 5,543 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-09-1997
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.