Dr. Gert Van Esbroeck
ActiveDr. Gert Van Esbroeck has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €526k and a net result of €67k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.9 against 2.72 in 2024; short-term debt: 12.7% and cash: 44.5% of total assets), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
11.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
28 d late
2023
27 d late
2022
59 d late
2021
23 d late
2020
2 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€526k▲ 14.7%
2024 · €458k
2018: €353k
2019: €387k
2020: €388k
2021: €409k
2022: €390k
2023: €408k
2024: €458k
2018 → 2025
Total assets
€602k▲ 11.2%
2024 · €542k
2018: €442k
2019: €455k
2020: €435k
2021: €443k
2022: €514k
2023: €510k
2024: €542k
2018 → 2025
Net result
€67k▲ 35.0%
2024 · €50k
2018: €70k
2019: €34k
2020: €2k
2021: €21k
2022: €66k
2023: €19k
2024: €50k
2018 → 2025
Working capital
€222k▲ 55.2%
2024 · €143k
2018: €87k
2019: €117k
2020: €114k
2021: €120k
2022: €51k
2023: €82k
2024: €143k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€409k-€390k▼ 4.8%€408k▲ 4.8%€458k▲ 12.2%€526k▲ 14.7%
Operating result€33k-€96k▲ 188%€27k▼ 71.3%€73k▲ 167%€98k▲ 34.1%
Net result€21k-€66k▲ 211%€19k▼ 71.6%€50k▲ 167%€67k▲ 35.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €602k
Fixed assets
€304k▼ 3.7%
Current assets
€299k▲ 31.9%
Equity and liabilities €602k
Equity
€526k▲ 14.7%
Debt
€77k▼ 8.0%
The debt ratio falls from 15.4% to 12.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€110k▲
2024 · €85k
Cash flow
€79k▲
2024 · €62k
Solvency
87.3%▲
2024 · 84.6%
Current ratio
3.90▲
2024 · 2.72
Quick ratio
3.90▲
2024 · 2.72
Debt / equity
0.15▼
2024 · 0.18
ROE
12.8%▲
2024 · 10.9%
ROA
11.2%▲
2024 · 9.2%
Interest coverage
783.99▲
2024 · 561.71
Debt
€77k▼
2024 · €83k
Debt ≤ 1 year
€77k▼
2024 · €83k
Income taxes
€33k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€542k€602k▲
Fixed assets21/28€315k€304k▼
Tangible fixed assets22/27€30k€18k▼
Furniture and vehicles24€30k€18k▼
Financial fixed assets28€286k€286k=
Current assets29/58€226k€299k▲
Amounts receivable within one year40/41€975-
Other amounts receivable41€975-
Current investments50/53€30k€30k=
Cash at bank and in hand54/58€195k€268k▲
Deferred charges and accrued income490/1-€458
Equity and liabilities
Total equity and liabilities10/49€542k€602k▲
Equity10/15€458k€526k▲
Contributions10/11€12k€12k=
Reserves13€389k€456k▲
Distributable reserves133€389k€456k▲
Profit (loss) carried forward14€57k€57k=
Amounts payable17/49€83k€77k▼
Amounts payable within one year42/48€83k€77k▼
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€75k€69k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Other operating charges640/8€765€348▼
Gross operating margin9900€86k€110k▲
Operating profit (loss)9901€73k€98k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€151€140▼
Recurring financial charges65€151€140▼
Profit (loss) for the period before taxes9903€74k€100k▲
Income taxes67/77€25k€33k▲
Profit (loss) for the period9904€50k€67k▲
Profit (loss) for the period to be appropriated9905€50k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€107k€124k▲
Profit (loss) brought forward from the previous period14P€57k€57k=
Transfer to equity691/2€50k€67k▲
To other reserves6921€50k€67k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
29-07
State Gazette act
General meeting · Board meeting
Director appointment · Director reappointment
29-07
State Gazette act
General meeting · Board meeting
Director appointment · Director reappointment
2025
31-12
Financial
Equity above €500kEq €526k ▲14.7%
8 profitable years in a row build equity to €526k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
31-12
Financial
Weakest financial yearnet €2k ▼95.5%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smoutstraat(SGW) 18A9170 Sint-Gillis-WaasGround area
5,940 m²
Building footprint
227 m²
Volume, LiDAR
958 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Amand De Lattinlaan 10, 2050 Antwerpen
since 20002.393.323.659
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0204/00M023 | Flanders | 4,438 m² | 1 · 52 m² | 0.7 m |
| 46020E0424/00C000 | Flanders | 1,503 m² | 1 · 175 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared director
→
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 5,772 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2000
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.