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DR-CONSTRUCT

Active
KBO/BCE: BE 0795.441.372
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DR-CONSTRUCT is 2.5% (moderate). The 2024 annual accounts show equity of €36k and a net result of €26k. Its solvency ranks better than 60% of 3827 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2026, 333 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-06-2026 333 d late 2026-00224134
31-12-2023 31-07-2024 30-11-2024 122 d late 2024-00607407

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

1 signal
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

1 event
Address strikeout annulled

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€26k+184.7%
Working capital€16k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-06-2026 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2023: €9k€9kNet result 2023: €9k€9kOperating result 2024: €34k€34kNet result 2024: €26k€26k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 47.9% 39.4%
better than 60% of 3827 sector peers
Net result €26k €9k
better than 75% of 3824 sector peers
Equity €36k €29k
better than 57% of 3832 sector peers
Gross operating margin €42k €26k
better than 64% of 3822 sector peers
Total assets €74k €85k
better than 45% of 3828 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€42k
+187.8% 23-24
Net profit
€26k
+184.7% 23-24
Cash flow
€34k
+134.4% 23-24
Total assets
€74k
+9.3% 23-24
Equity
€36k
+284.7% 23-24
Working capital
€16k
- 23-24
Income taxes
€8k
- 23-24
Debt
€39k
-34.0% 23-24
Debt ≤ 1y
€34k
-41.6% 23-24
Current ratio
1.46
+58.5% 23-24
Quick ratio
1.46
+58.5% 23-24
Solvency
47.9%
+251.9% 23-24
Debt / equity
1.09
-82.9% 23-24
ROE
74.0%
-26.0% 23-24
ROA
35.4%
+160.4% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€42k
Net profit€26k
Cash flow€34k
Staff costs-
Income taxes€8k
Dividends-
Total assets€74k
Equity€36k
Debt€39k
of which ≤ 1y€34k
of which > 1y-
Working capital€16k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.46
Quick ratio1.46
Working capital ratio21.0%
Solvency47.9%
Debt / equity1.09
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA35.4%
ROE74.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€74k
Fixed assets 21/28€24k
Tangible fixed assets 22/27€24k
Current assets 29/58€50k
Amounts receivable within one year 40/41€22k
Cash & bank 54/58€28k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€74k
Equity 10/15€36k
Accumulated profits (losses) 14€36k
Amounts payable 17/49€39k
Amounts payable within one year 42/48€34k
Trade debts payable within one year 44€21k
Income statement
Gross operating margin 9900€42k
Operating result 9901€34k
Result before taxes 9903€34k
Income taxes 67/77€8k
Net result for the period 9904€26k
Result to be appropriated 9905€26k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
81 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Establishment units

1 location
DR-CONSTRUCT
Meerstraat 21, 3690 ZutendaalAlgemene bouw van residentiële gebouwen
since 20232.349.086.117
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,140 m²
Buildings1
Building footprint162 m²
Volume (LiDAR)723 m³
Tallest building7.0 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71067B0519/00K006 Flanders 1,140 m² 1 · 162 m² 7.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
12-08-2026
KBO administration Address strikeout annulled

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262026-08-12 · KBO administration · Address strikeout annulled
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

1 verified act

What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.

2026
05-08-2026 General meeting · Registered-office move
2 facts
  • General meeting , 01/04/2026
  • Registered-office move , 3690 Zutendaal, Meerstraat 1

Analysis

Snowflake analysis

financial profile on 5 axes
Health81Profitability100Solvency81Growth78Stability86
85 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 81
Profitability 100
Solvency 81
Growth 78
Stability 86

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201
Primary activity highlighted.
Names & trade names
Legal nameNL DR-CONSTRUCT
Registered office
Meerstraat 21
3690 Zutendaal, Belgium
Registration history
  1. 12-08-2026 Address strikeout annulled
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.