DR & C TRAINING AND CONSULTING
ActiveDR & C TRAINING AND CONSULTING has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €485. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 2042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+62
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 62.06; short-term debt: 1.6% and cash: 22.7% of total assets), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
1.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-01-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
9 d late
2023
375 d late
2022
17 d early
2021
124 d late
2020
24 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 1.3%
2024 · €36k
2019: €59k
2020: €52k
2021: €46k
2022: €43k
2023: €39k
2024: €36k
2019 → 2025
Total assets
€37k▲ 2.8%
2024 · €36k
2019: €60k
2020: €52k
2021: €46k
2022: €43k
2023: €40k
2024: €36k
2019 → 2025
Net result
€485
2024 · €-3k
2019: €-7k
2020: €-7k
2021: €-6k
2022: €-4k
2023: €-3k
2024: €-3k
2019 → 2025
Working capital
€36k▲ 2.4%
2024 · €35k
2019: €58k
2020: €50k
2021: €45k
2022: €42k
2023: €38k
2024: €35k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€43k▼ 7.7%€39k▼ 7.7%€36k▼ 8.0%€37k▲ 1.3%
Operating result€-8k-€-5k▲ 33.6%€-3k▲ 36.9%€-4k▼ 31.4%€526
Net result€-6k-€-4k▲ 42.2%€-3k▲ 7.7%€-3k▲ 3.8%€485
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €526 after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€478▼ 42.3%
Current assets
€37k▲ 3.9%
Equity and liabilities €37k
Equity
€37k▲ 1.3%
Debt
€593▲ 841%
The debt ratio rises from 0.2% to 1.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€876▲
2024 · €-4k
Cash flow
€835▲
2024 · €-3k
Solvency
98.4%▼
2024 · 99.8%
Current ratio
62.06
Quick ratio
62.06
Debt / equity
0.02▲
2024 · 0.00
ROE
1.3%▲
2024 · -8.7%
ROA
1.3%▲
2024 · -8.7%
Interest coverage
21.37▲
2024 · -93.72
Debt
€593▲
2024 · €63
Debt ≤ 1 year
€593▲
2024 · €63
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€37k▲
Fixed assets21/28€828€478▼
Tangible fixed assets22/27€828€478▼
Furniture and vehicles24€828€478▼
Current assets29/58€35k€37k▲
Amounts receivable within one year40/41€27k€27k▲
Trade receivables40€3k€6k▲
Other amounts receivable41€24k€22k▼
Cash at bank and in hand54/58€7k€8k▲
Deferred charges and accrued income490/1€839€875▲
Equity and liabilities
Total equity and liabilities10/49€36k€37k▲
Equity10/15€36k€37k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€28k€28k▲
Amounts payable17/49€63€593▲
Amounts payable within one year42/48€63€593▲
Trade debts44€63€593▲
Suppliers440/4€63€593▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€608€350▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€688€873▲
Gross operating margin9900€-3k€4k▲
Operating profit (loss)9901€-4k€526▲
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€39€41▲
Recurring financial charges65€39€41▲
Profit (loss) for the period before taxes9903€-3k€485▲
Profit (loss) for the period9904€-3k€485▲
Profit (loss) for the period to be appropriated9905€-3k€485▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€28k▲
Profit (loss) brought forward from the previous period14P€31k€28k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €485
Net result €485 after 6 loss-making years.
09-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 9 days late
09-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 375 days late
2024
30-06
Financial
Liquidity times 15current ratio 562.49
Current ratio from 38.22 to 562.49; short-term debt falls from €1k to €63.
2023
14-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 124 days late
2021
24-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
30-06
Financial
Liquidity quadruplescurrent ratio 561.70
Current ratio from 146.01 to 561.70; short-term debt falls from €397 to €90.
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
19-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
route de Mont-Cornillon 151348 Ottignies-Louvain-la-NeuveGround area
715 m²
Building footprint
67 m²
Volume, LiDAR
571 m³
Parcel 25385B0019/00V000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DR & C TRAINING AND CONSULTING
since 20002.103.189.434
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25385B0019/00V000 | Wallonia | 715 m² | 1 · 67 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,017 companies in sector 85592 we hold annual accounts for 987. 658 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-01-2000
Fiscal year end30-06
Activities, NACEBEL
80421
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.