Dr. Arne Schatteman

Active

Private limited companyfounded 20242 yrs activeKoningin Fabiolalaan 89, 9000 Gent, BelgiumKBO/BCE: BE 1004.189.629

Dr. Arne Schatteman has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €25k. Its solvency ranks better than 39% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

85 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability95▼-5

Solvency75▲+15

Growth52

Track record82

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4.5k at 30 days acceptable

Liquidity tight (current ratio 1.29 against 0.79 in 2024; short-term debt: 49.9% and cash: 56.3% of total assets), and 50.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 86

Relative position

BE, all sectors

reference

Sector 86

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

49.5%

Return on assets

20.9%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

24 d late

2024

28 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

19-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€58k▲ 73.1%

2024 · €34k

2024: €34k

2024 → 2025

Total assets

€117k▲ 23.9%

2024 · €95k

2024: €95k

2024 → 2025

Net result

€25k▼ 14.2%

2024 · €29k

2024: €29k

2024 → 2025

Working capital

€17k

2024 · €-13k

2024: €-13k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€34k-€58k▲ 73.1%

Operating result€36k-€31k▼ 13.4%

Net result€29k-€25k▼ 14.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 13% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €117k

35.5%

64.5%

Fixed assets €42k▼ 11.1%

Current assets €76k▲ 58.2%

Equity and liabilities €117k

49.5%

50.5%

Equity €58k▲ 73.1%

Debt €59k▼ 3.1%

The debt ratio falls from 64.5% to 50.5%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€43k▲

2024 · €41k

Cash flow

€36k▲

2024 · €34k

Solvency

49.5%▲

2024 · 35.5%

Current ratio

1.29▲

2024 · 0.79

Quick ratio

1.29▲

2024 · 0.79

Debt / equity

1.02▼

2024 · 1.82

ROE

42.2%▼

2024 · 85.1%

ROA

20.9%▼

2024 · 30.2%

Interest coverage

380.96▼

2024 · 16570.73

Debt

€59k▼

2024 · €61k

Debt ≤ 1 year

€59k▼

2024 · €61k

Income taxes

€7k▼

2024 · €8k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€95k€117k▲

Fixed assets21/28€47k€42k▼

Tangible fixed assets22/27€47k€41k▼

Furniture and vehicles24€47k€41k▼

Financial fixed assets28€384€384=

Current assets29/58€48k€76k▲

Cash at bank and in hand54/58€33k€66k▲

Deferred charges and accrued income490/1€15k€10k▼

Equity and liabilities

Total equity and liabilities10/49€95k€117k▲

Equity10/15€34k€58k▲

Contributions10/11€5k€5k=

Reserves13€29k€53k▲

Distributable reserves133€29k€53k▲

Amounts payable17/49€61k€59k▼

Amounts payable within one year42/48€61k€59k▼

Trade debts44€2k€1k▼

Suppliers440/4€2k€1k▼

Taxes, remuneration and social security45€8k€7k▼

Taxes450/3€8k€7k▼

Other amounts payable47/48€51k€51k▼

Accrued charges and deferred income492/3€672€694▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€11k▲

Other operating charges640/8€437€688▲

Gross operating margin9900€42k€44k▲

Operating profit (loss)9901€36k€31k▼

Financial charges65/66B€3€113▲

Recurring financial charges65€3€113▲

Profit (loss) for the period before taxes9903€36k€31k▼

Income taxes67/77€8k€7k▼

Profit (loss) for the period9904€29k€25k▼

Profit (loss) for the period to be appropriated9905€29k€25k▼

Appropriation of the result

Profit (loss) to be appropriated9906€29k€25k▼

Transfer to equity691/2€29k€25k▼

To other reserves6921€29k€25k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

24-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 24 days late

2025

28-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koningin Fabiolalaan 899000 Gent

Ground area

851 m²

Building footprint

761 m²

Volume, LiDAR

8,843 m³

2 parcels, Flanders · tallest building 23.5 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

Dr. Arne Schatteman

Coupure 12, 9000 GentGeneral medical practice

since 20242.354.837.623

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44815F0680/00Z000 ProtectedMonument · Townscape or village viewCoupure en LeieSource ↗	Flanders	714 m²	1 · 696 m²	23.5 m · 6 fl.
44809I0202/00K000	Flanders	137 m²	1 · 65 m²	10.3 m · 3 fl.