DPHL CONSULT
ActiveDPHL CONSULT has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €293k and a net result of €15k. Equity is growing by ~32.6% per year across the filed fiscal years. Its solvency ranks better than 64% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
86
/ 100
Excellent▼ -14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability25▼-75
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 10.51 in 2023), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
29 d late
2022
22 d late
2021
32 d early
2020
37 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€293k▲ 5.3%
2023 · €279k
2018: €-3k
2019: €-11k
2020: €142k
2021: €160k
2022: €206k
2023: €279k
2018 → 2024
Total assets
€414k▲ 5.1%
2023 · €394k
2018: €151k
2019: €142k
2020: €327k
2021: €320k
2022: €310k
2023: €394k
2018 → 2024
Net result
€15k▼ 79.8%
2023 · €72k
2018: €-2k
2019: €-9k
2020: €154k
2021: €18k
2022: €46k
2023: €72k
2018 → 2024
Working capital
€315k▼ 9.1%
2023 · €347k
2018: €-11k
2019: €-41k
2020: €182k
2021: €188k
2022: €274k
2023: €347k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€142k-€160k▲ 12.5%€206k▲ 28.8%€279k▲ 35.0%€293k▲ 5.3%
Operating result€211k-€30k▼ 86.0%€88k▲ 196%€92k▲ 5.1%€43k▼ 53.1%
Net result€154k-€18k▼ 88.4%€46k▲ 159%€72k▲ 56.6%€15k▼ 79.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 53% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €414k
Fixed assets
€2k▼ 76.7%
Current assets
€411k▲ 7.3%
Equity and liabilities €414k
Equity
€293k▲ 5.3%
Provisions
€24k▼ 68.0%
Debt
€96k▲ 147%
The debt ratio rises from 9.9% to 23.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€51k▼
2023 · €100k
Cash flow
€23k▼
2023 · €80k
Solvency
70.9%▲
2023 · 70.8%
Current ratio
4.29▼
2023 · 10.51
Quick ratio
4.29▼
2023 · 10.51
Debt / equity
0.33▲
2023 · 0.14
ROE
5.0%▼
2023 · 25.9%
ROA
3.5%▼
2023 · 18.4%
Interest coverage
41.92▼
2023 · 126.51
Debt
€96k▲
2023 · €39k
Debt ≤ 1 year
€96k▲
2023 · €37k
Income taxes
€79k▲
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€394k€414k▲
Fixed assets21/28€10k€2k▼
Tangible fixed assets22/27€10k€2k▼
Furniture and vehicles24€10k€2k▼
Current assets29/58€384k€411k▲
Amounts receivable after more than one year29€229k€229k=
Other amounts receivable291€229k€229k=
Amounts receivable within one year40/41€107k€146k▲
Trade receivables40€52k€25k▼
Other amounts receivable41€55k€121k▲
Cash at bank and in hand54/58€46k€36k▼
Deferred charges and accrued income490/1€1k€248▼
Equity and liabilities
Total equity and liabilities10/49€394k€414k▲
Equity10/15€279k€293k▲
Contributions10/11€30k€30k=
Reserves13€249k€263k▲
Tax-exempt reserves132€229k€73k▼
Distributable reserves133€20k€190k▲
Profit (loss) carried forward14€555€624▲
Provisions and deferred taxes16€76k€24k▼
Deferred taxes168€76k€24k▼
Amounts payable17/49€39k€96k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€37k€96k▲
Current portion of amounts payable after more than one year42€7k€2k▼
Financial debts43-€25k
Other loans439-€25k
Trade debts44€2k€10k▲
Suppliers440/4€2k€10k▲
Taxes, remuneration and social security45€23k€44k▲
Taxes450/3€23k€44k▲
Other amounts payable47/48€4k€14k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€2k€980▼
Gross operating margin9900€102k€52k▼
Operating profit (loss)9901€92k€43k▼
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€791€1k▲
Recurring financial charges65€791€1k▲
Profit (loss) for the period before taxes9903€91k€42k▼
Transfer from deferred taxes780-€52k
Income taxes67/77€19k€79k▲
Profit (loss) for the period9904€72k€15k▼
Transfer from tax-exempt reserves789-€155k
Profit (loss) for the period to be appropriated9905€72k€170k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€171k▲
Profit (loss) brought forward from the previous period14P€-52k€555▲
Transfer to equity691/2€20k€170k▲
To other reserves6921€20k€170k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 16.15
Current ratio from 7.71 to 16.15; short-term debt falls from €28k to €18k.
31-12
Financial
Equity above €200kEq €206k ▲28.8%
3 profitable years in a row build equity to €206k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €160k ▲12.5%
2 profitable years in a row build equity to €160k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €154k
Net result €154k after 2 loss-making years.
31-12
Financial
Liquidity times 208current ratio 6.14
Current ratio from 0.03 to 6.14; short-term debt falls from €42k to €35k.
31-12
Financial
Equity above €100kEq €142k
Equity rises from €-11k to €142k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
21-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 113 days late
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
02-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tubize(W-B) 2101440 Braine-le-ChâteauGround area
3,064 m²
Building footprint
457 m²
Volume, LiDAR
2,947 m³
Parcel 25111A0689/00Y006, Wallonia · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DPHL CONSULT
since 19972.082.627.513
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25111A0689/00Y006 | Wallonia | 3,064 m² | 1 · 457 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 38,272 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-06-1997
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.