DOS'by ELEGANCE
ActiveSummary
DOS'by ELEGANCE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €-2k. Equity is growing by ~37% per year across the filed fiscal years. Its solvency ranks better than 65% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-53
Solvency71▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.74 in 2024; short-term debt: 26.6% and cash: 8.7% of total assets), but 54.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
-2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
21 d early
2023
30 d late
2022
on the day
2021
29 d late
2020
30 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 4.8%
2024 · €42k
2018: €-34k
2019: €-7k
2020: €-2k
2021: €11k
2022: €26k
2023: €38k
2024: €42k
2018 → 2025
Total assets
€86k▼ 16.1%
2024 · €103k
2018: €28k
2019: €24k
2020: €21k
2021: €35k
2022: €42k
2023: €58k
2024: €103k
2018 → 2025
Net result
€-2k
2024 · €10k
2018: €20k
2019: €26k
2020: €5k
2021: €13k
2022: €16k
2023: €12k
2024: €10k
2018 → 2025
Working capital
€20k▼ 10.4%
2024 · €22k
2018: €-34k
2019: €-9k
2020: €-2k
2021: €2k
2022: €19k
2023: €27k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€26k▲ 149%€38k▲ 44.4%€42k▲ 10.1%€40k▼ 4.8%
Operating result€18k-€15k▼ 13.7%€16k▲ 5.2%€11k▼ 31.3%€447▼ 96.0%
Net result€13k-€16k▲ 21.1%€12k▼ 25.7%€10k▼ 13.8%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€44k ▼ 14.9%
Current assets
€43k ▼ 17.3%
Equity and liabilities €86k
Equity
€40k ▼ 4.8%
Debt
€47k ▼ 23.7%
Debt's share of the balance-sheet total falls from 59.5% to 54.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €17k
Cash flow
€4k▼
2024 · €15k
Current ratio
1.86▲
2024 · 1.74
Quick ratio
1.39▼
2024 · 1.42
Debt to equity
1.18▼
2024 · 1.47
ROE
-5.1%▼
2024 · 24.1%
ROA
-2.3%▼
2024 · 9.7%
Interest coverage
1.49▼
2024 · 8.39
Debt ≤ 1 year
€23k▼
2024 · €30k
Debt > 1 year
€24k▼
2024 · €32k
Income taxes
€-695▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€103k€86k▼
Fixed assets21/28€51k€44k▼
Tangible fixed assets22/27€51k€44k▼
Furniture and vehicles24€4k€1k▼
Other tangible fixed assets26€48k€42k▼
Current assets29/58€52k€43k▼
Stocks and contracts in progress3€10k€11k▲
Stocks30/36€10k€11k▲
Amounts receivable within one year40/41€25k€23k▼
Trade receivables40€7k-
Other amounts receivable41€18k€23k▲
Cash at bank and in hand54/58€16k€8k▼
Deferred charges and accrued income490/1€980€2k▲
Equity and liabilities
Total equity and liabilities10/49€103k€86k▼
Equity10/15€42k€40k▼
Reserves13€784€784=
Non-distributable reserves130/1€784€784=
Reserves not available under the articles1311€784€784=
Profit (loss) carried forward14€41k€39k▼
Amounts payable17/49€61k€47k▼
Amounts payable after more than one year17€32k€24k▼
Financial debts170/4€32k€24k▼
Amounts payable within one year42/48€30k€23k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€13k€13k▼
Taxes450/3€13k€13k▼
Accrued charges and deferred income492/3€50€50=
Income statement
Code20242025
Remuneration, social security and pensions62€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€26k€11k▼
Operating profit (loss)9901€11k€447▼
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€14k€-3k▼
Income taxes67/77€3k€-695▼
Profit (loss) for the period9904€10k€-2k▼
Profit (loss) for the period to be appropriated9905€10k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€39k▼
Profit (loss) brought forward from the previous period14P€31k€41k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.23
Current ratio from 1.07 to 2.23; short-term debt falls from €25k to €16k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Highest result since 2018net €26k ▲30.4%
Operating result €27k, net result €26k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2012
Ground area
4,055 m²
Building footprint
837 m²
Volume, LiDAR
6,635 m³
Parcel 62051C0759/00H000, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DOS'by ELEGANCE
since 20122.209.593.088
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62051C0759/00H000 | Wallonia | 4,055 m² | 1 · 837 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KREDIK
BE 0898.457.946
Antwerpen · Eq €39,754
LARRY & PETRA
BE 0476.322.953
Koksijde · Eq €39,544
L'HAIR SUBTIL
BE 1004.999.677
Soumagne · Eq €39,787
DE SLOOVER
BE 0865.740.737
Ronse · Eq €39,829
Aalstsekappers
BE 0896.960.186
Ninove · Eq €39,443
Of 21,742 companies in sector 96210 we hold annual accounts for 2,831. 2,210 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.