DOMA · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DOMA is 0.9% (low). The 2025 annual accounts show equity of €49k and a net result of €5k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 69% of 2905 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-09-2025	30-04-2026	24-04-2026	6 d early	2026-00098499
30-09-2024	30-04-2025	25-05-2025	25 d late	2025-00119307
30-09-2023	30-04-2024	25-04-2024	5 d early	2024-00077121
30-09-2022	30-04-2023	24-04-2023	6 d early	2023-00077358
30-09-2021	30-04-2022	14-04-2022	16 d early	2022-20006025
30-09-2020	30-04-2021	30-03-2021	31 d early	2021-09100033
30-09-2019	30-04-2020	28-04-2020	2 d early	2020-10100203
30-09-2018	30-04-2019	09-04-2019	21 d early	2019-09700388
30-09-2017	30-04-2018	27-04-2018	3 d early	2018-11000181
30-09-2016	30-04-2017	13-04-2017	17 d early	2017-09500098

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2013, 13 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.9% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Annual accounts: healthy financial profile −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€5k

Working capital€36k+23.6%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 24-04-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 8 fiscal years (±2.2%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	59.3%	43.4%	better than 69% of 2905 sector peers
Net result	€5k	€13k	better than 32% of 2904 sector peers
Equity	€49k	€44k	better than 55% of 2905 sector peers
Gross operating margin	€20k	€39k	better than 30% of 2902 sector peers
Total assets	€83k	€115k	better than 37% of 2905 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P69

Stable position over 2020-2025 · n=1740-11121

Net result P32

Stable position over 2020-2025 · n=1734-11104

Equity P55

Stable position over 2020-2025 · n=1743-11125

Gross operating margin P30

Stable position over 2020-2025 · n=1732-11093

Describes the position versus peers, not a forecast.

EBITDA

€19k

+174.7% 18-25

Net profit

€5k

- 18-25

Cash flow

€16k

+261.4% 18-25

Total assets

€83k

-0.7% 18-25

Equity

€49k

+11.6% 18-25

Working capital

€36k

+23.6% 18-25

Staff costs

€0

-100.0% 18-25

Income taxes

€354

+128.7% 18-25

Show 11 other metrics

Dividends

€9k

- 18-25

Debt

€34k

-14.5% 18-25

Debt ≤ 1y

€30k

+0.9% 18-25

Debt > 1y

€4k

-59.5% 18-25

Current ratio

2.19

+11.1% 18-25

Quick ratio

1.61

-1.7% 18-25

Solvency

59.3%

+12.4% 18-25

Debt / equity

0.69

-23.4% 18-25

ROE

10.4%

- 18-25

ROA

6.2%

- 18-25

Interest coverage

6.18

+123.7% 18-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€19k
Net profit	€5k
Cash flow	€16k
Staff costs	-
Income taxes	€354
Dividends	-
Total assets	€83k
Equity	€49k
Debt	€34k
of which ≤ 1y	€30k
of which > 1y	€4k
Working capital	€36k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	2.19
Quick ratio	1.61
Working capital ratio	42.8%
Solvency	59.3%
Debt / equity	0.69
Long-term debt ratio	0.08
Interest coverage	6.18
Gross margin	-
Net margin	-
ROA	6.2%
ROE	10.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €18k · 21.4% Current assets €66k · 78.6%

Equity & liabilities

Equity €49k · 59.3% Debt €34k · 40.7%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€83k
Fixed assets	21/28	€18k
Tangible fixed assets	22/27	€18k
Current assets	29/58	€66k
Stocks & contracts in progress	3	€17k
Amounts receivable within one year	40/41	€8k
Cash & bank	54/58	€40k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€83k
Equity	10/15	€49k
Contributions / capital	10/11	€19k
Reserves	13	€31k
Amounts payable	17/49	€34k
Amounts payable after one year	17	€4k
Amounts payable within one year	42/48	€30k
Trade debts payable within one year	44	€6k
Income statement
Gross operating margin	9900	€20k
Operating result	9901	€8k
Financial income	75	€40
Financial charges	65	€3k
Result before taxes	9903	€6k
Income taxes	67/77	€354
Net result for the period	9904	€5k
Result to be appropriated	9905	€5k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

2 directors

4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

Steven Marien
Statutair bestuurder
State Gazette act 24337609 (23-01-2024)

Current
23-01-2024 → present

Former directors (1)

Petra Dockx
Manager
State Gazette act 24337609 (23-01-2024)

Former
- → 23-01-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Sanitaire werkzaamheden(43221)
Legal form	Private limited company(610)
Incorporation	01-07-2013
Status	Active
Postal code	2520

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

DE STEVEN

Liersesteenweg 66, 2520 RanstSanitaire werkzaamheden

since 20132.220.329.208

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area887 m²

Buildings1

Building footprint134 m²

Volume (LiDAR)722 m³

Tallest building8.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)