DOKTER H. VAN NERUM
ActiveDOKTER H. VAN NERUM has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €584k and a net result of €43k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.02 in 2024; short-term debt: 13.9% and cash: 28% of total assets), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
6.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
20 d early
2023
on the day
2022
10 d late
2021
2 d early
2020
12 d late
2019
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€584k▲ 7.9%
2024 · €542k
2018: €387k
2019: €442k
2020: €494k
2021: €498k
2022: €487k
2023: €504k
2024: €542k
2018 → 2025
Total assets
€689k▼ 2.9%
2024 · €710k
2018: €494k
2019: €556k
2020: €614k
2021: €665k
2022: €688k
2023: €731k
2024: €710k
2018 → 2025
Net result
€43k▲ 14.6%
2024 · €37k
2018: €45k
2019: €55k
2020: €52k
2021: €46k
2022: €28k
2023: €18k
2024: €37k
2018 → 2025
Working capital
€107k▲ 4,329%
2024 · €2k
2018: €69k
2019: €156k
2020: €211k
2021: €81k
2022: €-68k
2023: €-128k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€498k-€487k▼ 2.1%€504k▲ 3.6%€542k▲ 7.4%€584k▲ 7.9%
Operating result€63k-€43k▼ 31.4%€32k▼ 25.2%€65k▲ 103%€74k▲ 12.5%
Net result€46k-€28k▼ 38.2%€18k▼ 37.8%€37k▲ 113%€43k▲ 14.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €689k
Fixed assets
€486k▼ 13.3%
Current assets
€203k▲ 36.2%
Equity and liabilities €689k
Equity
€584k▲ 7.9%
Debt
€105k▼ 37.7%
The debt ratio falls from 23.7% to 15.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€148k▲
2024 · €148k
Cash flow
€117k▼
2024 · €120k
Solvency
84.8%▲
2024 · 76.3%
Current ratio
2.12▲
2024 · 1.02
Quick ratio
2.12▲
2024 · 1.02
Debt / equity
0.18▼
2024 · 0.31
ROE
7.3%▲
2024 · 6.9%
ROA
6.2%▲
2024 · 5.3%
Interest coverage
16.11▲
2024 · 11.46
Debt
€105k▼
2024 · €168k
Debt ≤ 1 year
€96k▼
2024 · €147k
Income taxes
€22k▲
2024 · €15k
Staff costs
€19k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€710k€689k▼
Fixed assets21/28€561k€486k▼
Tangible fixed assets22/27€561k€486k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€910▼
Other tangible fixed assets26€556k€484k▼
Current assets29/58€149k€203k▲
Amounts receivable within one year40/41€12k€7k▼
Trade receivables40€8k€3k▼
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€135k€193k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€710k€689k▼
Equity10/15€542k€584k▲
Contributions10/11€12k€12k=
Reserves13€282k€325k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€281k€323k▲
Profit (loss) carried forward14€247k€247k=
Amounts payable17/49€168k€105k▼
Amounts payable within one year42/48€147k€96k▼
Trade debts44€1k€726▼
Suppliers440/4€1k€726▼
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€1k€4k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€142k€88k▼
Accrued charges and deferred income492/3€21k€9k▼
Income statement
Code20242025
Remuneration, social security and pensions62€20k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€75k▼
Other operating charges640/8€7k€4k▼
Gross operating margin9900€174k€172k▼
Operating profit (loss)9901€65k€74k▲
Financial income75/76B€205€642▲
Recurring financial income75€205€642▲
Financial charges65/66B€13k€9k▼
Recurring financial charges65€13k€9k▼
Profit (loss) for the period before taxes9903€53k€65k▲
Income taxes67/77€15k€22k▲
Profit (loss) for the period9904€37k€43k▲
Profit (loss) for the period to be appropriated9905€37k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€284k€290k▲
Profit (loss) brought forward from the previous period14P€247k€247k=
Transfer to equity691/2€37k€43k▲
To other reserves6921€37k€43k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 2.12
Current ratio from 1.02 to 2.12; short-term debt falls from €147k to €96k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.02
Current ratio from 0.41 to 1.02; short-term debt falls from €217k to €147k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €18k ▼37.8%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €504k ▲3.6%
6 profitable years in a row build equity to €504k.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial
Highest result since 2018net €55k ▲22.6%
Operating result €81k, net result €55k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkenlaan 112491 BalenGround area
2,874 m²
Building footprint
349 m²
Volume, LiDAR
2,046 m³
Parcel 13030B0029/00F000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BV Dr. H. Van Nerum
since 20092.303.087.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13030B0029/00F000 | Flanders | 2,874 m² | 1 · 349 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DOCTEUR M.NASSER
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Of 9,120 companies in sector 86210 we hold annual accounts for 6,336. 4,760 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-03-2009
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:014300325