Skip to content

DOKTER GUNTER MOERMAN’

Active
Private limited companyfounded 199927 yrs activeKortrijkstraat 22, 8580 Avelgem, BelgiumKBO/BCE: BE 0465.368.881

DOKTER GUNTER MOERMAN’ has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €245k and a net result of €88k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
97 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+18
Solvency92▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 5.02 against 4.27 in 2024; short-term debt: 12.9% and cash: 53.8% of total assets), and 32.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 27 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
67.2%
Return on assets
24.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
34 d early
2023
5 d early
2022
33 d early
2021
31 d late
2020
55 d late
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€245k▲ 55.8%
2024 · €157k
2018: €99k 2019: €90k 2020: €104k 2021: €134k 2022: €87k 2023: €130k 2024: €157k
2018 → 2025
Total assets
€365k▲ 22.6%
2024 · €298k
2018: €361k 2019: €277k 2020: €274k 2021: €293k 2022: €245k 2023: €287k 2024: €298k
2018 → 2025
Net result
€88k▲ 207%
2024 · €29k
2018: €2k 2019: €-9k 2020: €13k 2021: €30k 2022: €19k 2023: €53k 2024: €29k
2018 → 2025
Working capital
€189k▼ 4.9%
2024 · €198k
2018: €156k 2019: €112k 2020: €121k 2021: €153k 2022: €123k 2023: €169k 2024: €198k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€134k-€87k▼ 35.0%€130k▲ 49.3%€157k▲ 21.4%€245k▲ 55.8%
Operating result€46k-€31k▼ 33.6%€78k▲ 154%€44k▼ 44.0%€122k▲ 180%
Net result€30k-€19k▼ 34.9%€53k▲ 173%€29k▼ 45.9%€88k▲ 207%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €46k€46kNet result 2021: €30k€30kOperating result 2022: €31k€31kNet result 2022: €19k€19kOperating result 2023: €78k€78kNet result 2023: €53k€53kOperating result 2024: €44k€44kNet result 2024: €29k€29kOperating result 2025: €122k€122kNet result 2025: €88k€88k20212022202320242025
The operating result recovers in 2025; 2025 is 180% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €365k
Fixed assets €130k▲ 234%
Current assets €236k▼ 9.0%
Equity and liabilities €365k
Equity €245k▲ 55.8%
Debt €120k▼ 14.6%
The debt ratio falls from 47.1% to 32.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€155k
2024 · €72k
Cash flow
€121k
2024 · €57k
Solvency
67.2%
2024 · 52.9%
Current ratio
5.02
2024 · 4.27
Quick ratio
5.02
2024 · 4.27
Debt / equity
0.49
2024 · 0.89
ROE
35.8%
2024 · 18.2%
ROA
24.1%
2024 · 9.6%
Interest coverage
47.81
2024 · 21.67
Debt
€120k
2024 · €140k
Debt ≤ 1 year
€47k
2024 · €61k
Debt > 1 year
€61k
2024 · €76k
Income taxes
€35k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€298k€365k
Fixed assets21/28€39k€130k
Tangible fixed assets22/27€39k€130k
Plant, machinery and equipment23€2k€1k
Furniture and vehicles24€2k€55k
Other tangible fixed assets26€35k€73k
Current assets29/58€259k€236k
Amounts receivable within one year40/41€21k€13k
Trade receivables40€0-
Other amounts receivable41€21k€13k
Current investments50/53€22k€22k=
Cash at bank and in hand54/58€212k€196k
Deferred charges and accrued income490/1€4k€4k
Equity and liabilities
Total equity and liabilities10/49€298k€365k
Equity10/15€157k€245k
Contributions10/11€19k€19k=
Reserves13€139k€227k
Tax-exempt reserves132€3k€3k=
Distributable reserves133€136k€224k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€140k€120k
Amounts payable after more than one year17€76k€61k
Financial debts170/4€76k€61k
Amounts payable within one year42/48€61k€47k
Current portion of amounts payable after more than one year42€14k€14k
Trade debts44€6k€7k
Suppliers440/4€6k€7k
Taxes, remuneration and social security45€25k€15k
Taxes450/3€25k€15k
Other amounts payable47/48€15k€11k
Accrued charges and deferred income492/3€4k€11k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€33k
Other operating charges640/8€760€656
Gross operating margin9900€73k€156k
Operating profit (loss)9901€44k€122k
Financial income75/76B€644€4k
Recurring financial income75€644€4k
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€41k€123k
Income taxes67/77€12k€35k
Profit (loss) for the period9904€29k€88k
Profit (loss) for the period to be appropriated9905€29k€88k
Appropriation of the result
Profit (loss) to be appropriated9906€29k€88k
Transfer from equity791/2€0-
Transfer to equity691/2€28k€88k
To other reserves6921€28k€88k
Profit to be distributed694/7€833€0
Return on contributions (dividend)694€833€0

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €88k ▲207%
Operating result €122k, net result €88k, both a record.
31-12
Financial Equity above €200kEq €245k ▲55.8%
6 profitable years in a row build equity to €245k.
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €150kEq €157k ▲21.4%
5 profitable years in a row build equity to €157k.
26-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €100kEq €130k ▲49.3%
4 profitable years in a row build equity to €130k.
28-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
24-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 55 days late
2020
31-12
Financial Back to profitnet €13k
Net result €13k after one loss-making year.
31-12
Financial Equity above €100kEq €104k ▲14.9%
Equity rises from €90k to €104k.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial Weakest financial yearnet €-9k ▼577%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
26-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
03-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Avelgem · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kortrijkstraat 228580 Avelgem
Ground area
410 m²
Building footprint
95 m²
Volume, LiDAR
741 m³
Parcel 34003A1009/00L000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DOKTERS DEJAEGHER EN MOERMAN
Kortrijkstraat 22, 8580 AvelgemGeneral medical practice
since 20082.169.357.191
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34003A1009/00L000 Flanders 410 m² 1 · 95 m² 10.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,118 companies in sector 86210 we hold annual accounts for 6,336. 5,309 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-01-1999
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.