DOCTEUR KAMGA
ActiveSummary
DOCTEUR KAMGA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €531k and a net result of €101k. Equity is growing by ~18.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 10.47 against 12.44 in 2023; short-term debt: 9.3% and cash: 39.9% of total assets), and 11.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.9%
Return on assets
16.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
61 d late
2022
3 d early
2021
2 d early
2020
60 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€531k▲ 2.4%
2023 · €519k
2018: €144k
2019: €229k
2020: €319k
2021: €409k
2022: €489k
2023: €519k
2018 → 2024
Total assets
€597k▲ 3.0%
2023 · €580k
2018: €244k
2019: €302k
2020: €384k
2021: €447k
2022: €520k
2023: €580k
2018 → 2024
Net result
€101k▲ 14.0%
2023 · €88k
2018: €151k
2019: €85k
2020: €90k
2021: €90k
2022: €81k
2023: €88k
2018 → 2024
Working capital
€524k▲ 2.7%
2023 · €511k
2018: €133k
2019: €220k
2020: €310k
2021: €401k
2022: €480k
2023: €511k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€319k-€409k▲ 28.3%€489k▲ 19.8%€519k▲ 6.0%€531k▲ 2.4%
Operating result€125k-€122k▼ 2.0%€108k▼ 11.8%€120k▲ 11.4%€138k▲ 15.1%
Net result€90k-€90k▲ 0.1%€81k▼ 10.3%€88k▲ 9.3%€101k▲ 14.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 15% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €597k
Fixed assets
€17k ▼ 28.8%
Current assets
€580k ▲ 4.4%
Equity and liabilities €597k
Equity
€531k ▲ 2.4%
Debt
€66k ▲ 8.2%
Debt's share of the balance-sheet total rises from 10.5% to 11.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€145k▲
2023 · €127k
Cash flow
€108k▲
2023 · €95k
Current ratio
10.47▼
2023 · 12.44
Debt to equity
0.12▲
2023 · 0.12
ROE
18.9%▲
2023 · 17.0%
ROA
16.8%▲
2023 · 15.2%
Interest coverage
331.18▲
2023 · 260.45
Debt ≤ 1 year
€55k▲
2023 · €45k
Debt > 1 year
€11k▼
2023 · €16k
Income taxes
€43k▲
2023 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€580k€597k▲
Fixed assets21/28€24k€17k▼
Tangible fixed assets22/27€24k€17k▼
Land and buildings22€22k€16k▼
Plant, machinery and equipment23€2k€2k▼
Financial fixed assets28€25€25=
Current assets29/58€556k€580k▲
Amounts receivable after more than one year29€264k€235k▼
Other amounts receivable291€264k€235k▼
Amounts receivable within one year40/41€6k€6k=
Trade receivables40€6k€6k=
Current investments50/53-€100k
Cash at bank and in hand54/58€285k€238k▼
Deferred charges and accrued income490/1€300€600▲
Equity and liabilities
Total equity and liabilities10/49€580k€597k▲
Equity10/15€519k€531k▲
Contributions10/11€19k€600▼
Outside capital11€19k€600▼
Other1109/19€19k€600▼
Reserves13€497k€531k▲
Distributable reserves133€497k€531k▲
Profit (loss) carried forward14€3k-
Amounts payable17/49€61k€66k▲
Amounts payable after more than one year17€16k€11k▼
Financial debts170/4€16k€11k▼
Amounts payable within one year42/48€45k€55k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€13k€13k▼
Suppliers440/4€13k€13k▼
Taxes, remuneration and social security45€14k€18k▲
Taxes450/3€11k€18k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€11k€19k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8-€160
Gross operating margin9900€127k€146k▲
Operating profit (loss)9901€120k€138k▲
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€489€439▼
Recurring financial charges65€489€439▼
Profit (loss) for the period before taxes9903€126k€144k▲
Income taxes67/77€37k€43k▲
Profit (loss) for the period9904€88k€101k▲
Profit (loss) for the period to be appropriated9905€88k€101k▲
Appropriation of the result
Profit (loss) to be appropriated9906€91k€104k▲
Profit (loss) brought forward from the previous period14P€3k€3k▲
Transfer from equity791/2€65k€67k▲
Transfer to equity691/2€88k€101k▲
To other reserves6921€88k€101k▲
Profit to be distributed694/7€65k€70k▲
Return on contributions (dividend)694€65k€70k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Equity above €500kEq €519k ▲6%
6 profitable years in a row build equity to €519k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €81k ▼10.3%
Net result drops to €81k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 37.21
Current ratio from 10.51 to 37.21; short-term debt falls from €33k to €11k.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 7.24
Current ratio from 3.37 to 7.24; short-term debt falls from €56k to €35k.
31-12
Financial
Equity above €200kEq €229k ▲59.2%
2 profitable years in a row build equity to €229k.
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 120 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat(D) 477711 MouscronGround area
3.1 ha
Building footprint
1.3 ha
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
DOCTEUR KAMGA
since 20172.269.716.163
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54436A0654/00W000 | Wallonia | 3.0 ha | 1 · 1.3 ha | - |
| 54003T0161/00P002 | Wallonia | 780 m² | 1 · 155 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2017
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.