DOCTEUR HOUSSA ISABELLE
ActiveSummary
DOCTEUR HOUSSA ISABELLE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €194k and a net result of €86k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 74% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
99
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+31
Solvency100▲+25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 5.43 against 1.72 in 2024; short-term debt: 16.2% and cash: 36.6% of total assets), and 16.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.7%
Return on assets
37.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €194k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-01-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
10 d early
2023
33 d early
2022
1 d early
2021
21 d early
2020
12 d early
2019
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€194k▲ 78.6%
2024 · €109k
2019: €-31k
2020: €-24k
2021: €-41k
2022: €8k
2023: €33k
2024: €109k
2019 → 2025
Total assets
€232k▲ 7.6%
2024 · €216k
2019: €195k
2020: €156k
2021: €221k
2022: €226k
2023: €280k
2024: €216k
2019 → 2025
Net result
€86k▼ 46.4%
2024 · €161k
2019: €-29k
2020: €7k
2021: €-17k
2022: €49k
2023: €25k
2024: €161k
2019 → 2025
Working capital
€166k▲ 116%
2024 · €77k
2019: €79k
2020: €92k
2021: €61k
2022: €84k
2023: €135k
2024: €77k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-41k-€8k€33k▲ 323%€109k▲ 230%€194k▲ 78.6%
Operating result€126k-€181k▲ 43.2%€169k▼ 6.5%€330k▲ 95.0%€126k▼ 61.7%
Net result€-17k-€49k€25k▼ 48.1%€161k▲ 539%€86k▼ 46.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €232k
Fixed assets
€28k ▼ 12.1%
Current assets
€204k ▲ 11.1%
Equity and liabilities €232k
Equity
€194k ▲ 78.6%
Debt
€38k ▼ 64.7%
Debt's share of the balance-sheet total falls from 49.5% to 16.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€133k▼
2024 · €335k
Cash flow
€93k▼
2024 · €167k
Current ratio
5.43▲
2024 · 1.72
Debt to equity
0.19▼
2024 · 0.98
ROE
44.5%▼
2024 · 148.0%
ROA
37.2%▼
2024 · 74.7%
Interest coverage
37.64▲
2024 · 2.28
Debt ≤ 1 year
€38k▼
2024 · €107k
Income taxes
€39k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€216k€232k▲
Fixed assets21/28€32k€28k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€32k€28k▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€27k€23k▼
Other tangible fixed assets26€493€231▼
Current assets29/58€184k€204k▲
Amounts receivable within one year40/41€118k€115k▼
Trade receivables40€105k€75k▼
Other amounts receivable41€12k€40k▲
Cash at bank and in hand54/58€63k€85k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€216k€232k▲
Equity10/15€109k€194k▲
Contributions10/11€12k€12k=
Reserves13€96k€182k▲
Distributable reserves133€96k€182k▲
Amounts payable17/49€107k€38k▼
Amounts payable within one year42/48€107k€38k▼
Financial debts43-€934
Credit institutions430/8-€934
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€19k€30k▲
Taxes450/3€16k€27k▲
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€85k€859▼
Accrued charges and deferred income492/3-€132
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-131k-
Other operating charges640/8€655€994▲
Gross operating margin9900€205k€134k▼
Operating profit (loss)9901€330k€126k▼
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€147k€4k▼
Recurring financial charges65€147k€4k▼
Profit (loss) for the period before taxes9903€182k€126k▼
Income taxes67/77€21k€39k▲
Profit (loss) for the period9904€161k€86k▼
Profit (loss) for the period to be appropriated9905€161k€86k▼
Appropriation of the result
Profit (loss) to be appropriated9906€161k€86k▼
Transfer from equity791/2€15k-
Transfer to equity691/2€91k€86k▼
To other reserves6921€91k€86k▼
Profit to be distributed694/7€85k€859▼
Return on contributions (dividend)694€85k€859▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 5.43
Current ratio from 1.72 to 5.43; short-term debt falls from €107k to €38k.
30-06
Financial
Equity above €150kEq €194k ▲78.6%
4 profitable years in a row build equity to €194k.
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €161k ▲539%
Operating result €330k, net result €161k, both a record.
30-06
Financial
Equity above €100kEq €109k ▲230%
3 profitable years in a row build equity to €109k.
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
Show earlier events
10-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
13-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
12-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 12 days late
2017
17-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Edouard Binamé(B.V.) 215170 ProfondevilleGround area
7,005 m²
Building footprint
181 m²
Volume, LiDAR
989 m³
Parcel 92014A0188/00S004, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Edouard Binamé(B.V.) 21, 5170 Profondeville
since 20122.205.879.473
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92014A0188/00S004 | Wallonia | 7,005 m² | 1 · 181 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
5493004OENXA5E86AE24
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,733 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2011
Fiscal year end30-06
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.