DOCLOT JOEL
ActiveDOCLOT JOEL has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 75% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-1
Solvency95▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.29 against 4.29 in 2024; short-term debt: 29.9% and cash: 16.1% of total assets), and 29.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.1%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
18 d late
2023
2 d early
2022
4 d early
2021
3 d late
2020
13 d late
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▼ 15.6%
2024 · €103k
2018: €82k
2019: €92k
2020: €113k
2021: €96k
2022: €114k
2023: €109k
2024: €103k
2018 → 2025
Total assets
€124k▼ 7.3%
2024 · €134k
2018: €182k
2019: €160k
2020: €198k
2021: €168k
2022: €176k
2023: €151k
2024: €134k
2018 → 2025
Net result
€2k▼ 46.3%
2024 · €3k
2018: €-909
2019: €10k
2020: €41k
2021: €-1k
2022: €33k
2023: €-5k
2024: €3k
2018 → 2025
Working capital
€85k▼ 16.0%
2024 · €101k
2018: €79k
2019: €91k
2020: €112k
2021: €94k
2022: €111k
2023: €108k
2024: €101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€114k▲ 18.6%€109k▼ 4.4%€103k▼ 5.5%€87k▼ 15.6%
Operating result€-926-€45k€-5k€5k€2k▼ 62.1%
Net result€-1k-€33k€-5k€3k€2k▼ 46.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€2k▲ 4.7%
Current assets
€122k▼ 7.5%
Equity and liabilities €124k
Equity
€87k▼ 15.6%
Debt
€37k▲ 20.6%
The debt ratio rises from 23.0% to 29.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €6k
Cash flow
€3k▼
2024 · €4k
Solvency
70.1%▼
2024 · 77.0%
Current ratio
3.29▼
2024 · 4.29
Quick ratio
2.39▼
2024 · 3.23
Debt / equity
0.43▲
2024 · 0.30
ROE
2.2%▼
2024 · 3.4%
ROA
1.5%▼
2024 · 2.6%
Interest coverage
6.81▼
2024 · 15.75
Debt
€37k▲
2024 · €31k
Debt ≤ 1 year
€37k▲
2024 · €31k
Income taxes
€75
Staff costs
€1k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€124k▼
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€2k€2k▲
Plant, machinery and equipment23€933€449▼
Furniture and vehicles24€721€1k▲
Financial fixed assets28€180€93▼
Current assets29/58€132k€122k▼
Stocks and contracts in progress3€33k€33k▲
Stocks30/36€33k€33k▲
Amounts receivable within one year40/41€92k€68k▼
Trade receivables40€28k€3k▼
Other amounts receivable41€64k€64k▲
Cash at bank and in hand54/58€6k€20k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€134k€124k▼
Equity10/15€103k€87k▼
Contributions10/11€12k€12k=
Reserves13€50k€50k=
Tax-exempt reserves132€15k€15k=
Distributable reserves133€35k€35k=
Profit (loss) carried forward14€41k€25k▼
Amounts payable17/49€31k€37k▲
Amounts payable within one year42/48€31k€37k▲
Current portion of amounts payable after more than one year42-€1k
Trade debts44€19k€16k▼
Suppliers440/4€19k€16k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€10k€18k▲
Income statement
Code20242025
Remuneration, social security and pensions62€6k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€972€678▼
Other operating charges640/8€657€538▼
Non-recurring operating charges66A-€342
Gross operating margin9900€12k€4k▼
Operating profit (loss)9901€5k€2k▼
Financial income75/76B€95€469▲
Recurring financial income75€95€469▲
Financial charges65/66B€1k€372▼
Recurring financial charges65€372€372▼
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€3k€2k▼
Income taxes67/77-€75
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€43k▲
Profit (loss) brought forward from the previous period14P€37k€41k▲
Transfer from equity791/2€10k-
Profit to be distributed694/7€10k€18k▲
Return on contributions (dividend)694€10k€18k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼115%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
31-12
Financial
Equity above €100kEq €114k ▲18.6%
Equity rises from €96k to €114k.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Highest result since 2018net €41k ▲329%
Operating result €52k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €113k ▲23%
2 profitable years in a row build equity to €113k.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Silly · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Brunfaut(Silly) 27830 SillyGround area
3,571 m²
Building footprint
245 m²
Volume, LiDAR
464 m³
2 parcels, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Doclot Joël
since 20082.174.781.075
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55001C0140/00L000 | Wallonia | 2,302 m² | 1 · 89 m² | 6.6 m · 2 fl. |
| 55039C0330/00C000 | Wallonia | 1,269 m² | 1 · 155 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JACQUEMOT
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TECHNICAL SERVICES & IMPORT
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JENS DE HERTOG
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Of 9,531 companies in sector 43222 we hold annual accounts for 5,661. 4,872 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2008
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
43221Plumbing work
43320Joinery installation
47540Retail sale of electrical household appliances
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.