DOCA CARS
ActiveSummary
DOCA CARS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €406k and a net result of €150k. Equity is growing by ~52.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+6
Solvency90▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.71 against 2.17 in 2024; short-term debt: 35.4% and cash: 53.1% of total assets), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
23.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
21 d late
2024
5 d late
2023
39 d late
2022
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€406k▲ 58.8%
2024 · €255k
2022: €112k
2023: €170k
2024: €255k
2022 → 2025
Total assets
€628k▲ 42.2%
2024 · €442k
2022: €360k
2023: €326k
2024: €442k
2022 → 2025
Net result
€150k▲ 75.2%
2024 · €86k
2022: €62k
2023: €58k
2024: €86k
2022 → 2025
Working capital
€381k▲ 75.0%
2024 · €218k
2022: €49k
2023: €120k
2024: €218k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€112k-€170k▲ 51.7%€255k▲ 50.5%€406k▲ 58.8%
Operating result€90k-€87k▼ 3.3%€125k▲ 43.7%€202k▲ 61.6%
Net result€62k-€58k▼ 6.6%€86k▲ 48.2%€150k▲ 75.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 62% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €628k
Fixed assets
€25k ▼ 34.0%
Current assets
€603k ▲ 49.4%
Equity and liabilities €628k
Equity
€406k ▲ 58.8%
Debt
€223k ▲ 19.5%
Debt's share of the balance-sheet total falls from 42.2% to 35.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€215k▲
2024 · €138k
Cash flow
€164k▲
2024 · €99k
Current ratio
2.71▲
2024 · 2.17
Quick ratio
1.92▲
2024 · 1.25
Debt to equity
0.55▼
2024 · 0.73
ROE
37.0%▲
2024 · 33.6%
ROA
23.9%▲
2024 · 19.4%
Interest coverage
2654.35▲
2024 · 16.79
Debt ≤ 1 year
€223k▲
2024 · €186k
Income taxes
€51k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€442k€628k▲
Fixed assets21/28€38k€25k▼
Tangible fixed assets22/27€38k€25k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€36k€23k▼
Financial fixed assets28€405€405=
Current assets29/58€404k€603k▲
Stocks and contracts in progress3€172k€175k▲
Stocks30/36€172k€175k▲
Amounts receivable within one year40/41€93k€93k▲
Trade receivables40€59k€48k▼
Other amounts receivable41€34k€45k▲
Cash at bank and in hand54/58€139k€334k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€442k€628k▲
Equity10/15€255k€406k▲
Contributions10/11€50k€50k=
Profit (loss) carried forward14€205k€356k▲
Amounts payable17/49€186k€223k▲
Amounts payable within one year42/48€186k€223k▲
Trade debts44€28k€58k▲
Suppliers440/4€28k€58k▲
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€10k€12k▲
Other amounts payable47/48€148k€152k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€141k€219k▲
Operating profit (loss)9901€125k€202k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€8k€81▼
Recurring financial charges65€8k€81▼
Profit (loss) for the period before taxes9903€116k€201k▲
Income taxes67/77€31k€51k▲
Profit (loss) for the period9904€86k€150k▲
Profit (loss) for the period to be appropriated9905€86k€150k▲
Appropriation of the result
Profit (loss) to be appropriated9906€205k€356k▲
Profit (loss) brought forward from the previous period14P€120k€205k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Highest result since 2022net €150k ▲75.2%
Operating result €202k, net result €150k, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial
Equity above €200kEq €255k ▲50.5%
3 profitable years in a row build equity to €255k.
08-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 39 days late
2023
31-12
Financial
Weakest financial yearnet €58k ▼6.6%
Net result drops to €58k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €170k ▲51.7%
2 profitable years in a row build equity to €170k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Lambertlaan(E) 223630 MaasmechelenGround area
1,111 m²
Building footprint
116 m²
Volume, LiDAR
516 m³
Parcel 73013C1152/00A000, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DOCA CARS
since 20212.325.717.233
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73013C1152/00A000 | Flanders | 1,111 m² | 1 · 116 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TH Trucks Brugge
BE 0464.294.161
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GARAGE VERSTRAETEN
BE 0400.711.057
Zemst · Eq €402k
TH Trucks Ieper
BE 0467.062.324
Hooglede · Eq €410k
DVS-HOLLAIN
BE 0653.887.193
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MYN
BE 0769.727.563
Halle · Eq €420k
Of 345 companies in sector 47812 we hold annual accounts for 205. 142 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47812Retail trade
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
46713Wholesale trade
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.