DOBEX
ActiveDOBEX has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €362k and a net result of €-42k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 35% of 2267 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
15
/ 100
Critical▼ -21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-17
Solvency7▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28 against 0.33 in 2024), and 89.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.4%
Return on assets
-1.2%
Age of the figures
17 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-12-2025, 42 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
42 d late
2024
9 d early
2023
8 d early
2022
7 d early
2021
10 d early
2020
5 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€362k▼ 10.4%
2024 · €404k
2019: €218k
2020: €233k
2021: €203k
2022: €378k
2023: €390k
2024: €404k
2019 → 2025
Total assets
€3.47M▼ 1.4%
2024 · €3.52M
2019: €302k
2020: €262k
2021: €251k
2022: €1.22M
2023: €1.80M
2024: €3.52M
2019 → 2025
Net result
€-42k
2024 · €14k
2019: €25k
2020: €15k
2021: €-30k
2022: €2k
2023: €12k
2024: €14k
2019 → 2025
Working capital
€-218k▼ 7.9%
2024 · €-202k
2019: €224k
2020: €240k
2021: €215k
2022: €131k
2023: €-121k
2024: €-202k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€203k-€378k▲ 85.8%€390k▲ 3.3%€404k▲ 3.5%€362k▼ 10.4%
Operating result€-29k-€3k€21k▲ 627%€52k▲ 147%€149k▲ 189%
Net result€-30k-€2k€12k▲ 483%€14k▲ 10.7%€-42k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 189% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.47M
Fixed assets
€3.38M▼ 1.1%
Current assets
€85k▼ 13.3%
Equity and liabilities €3.47M
Equity
€362k▼ 10.4%
Debt
€3.11M▼ 0.2%
The debt ratio rises from 88.5% to 89.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€236k
Cash flow
€45k
Solvency
10.4%▼
2024 · 11.5%
Current ratio
0.28▼
2024 · 0.33
Quick ratio
0.28▼
2024 · 0.33
Debt / equity
8.58▲
2024 · 7.71
ROE
-11.6%▼
2024 · 3.4%
ROA
-1.2%▼
2024 · 0.4%
Interest coverage
2.53
Debt
€3.11M▼
2024 · €3.11M
Debt ≤ 1 year
€303k▲
2024 · €300k
Debt > 1 year
€2.80M▲
2024 · €2.78M
Staff costs
€18k▼
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.52M€3.47M▼
Fixed assets21/28€3.42M€3.38M▼
Tangible fixed assets22/27€2.48M€2.45M▼
Land and buildings22€2.00M€2.00M▼
Plant, machinery and equipment23€465k€435k▼
Furniture and vehicles24€14k€11k▼
Financial fixed assets28€936k€936k=
Current assets29/58€98k€85k▼
Amounts receivable within one year40/41€95k€83k▼
Trade receivables40€19k-
Other amounts receivable41€75k€83k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€26-
Equity and liabilities
Total equity and liabilities10/49€3.52M€3.47M▼
Equity10/15€404k€362k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€172k€172k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€164k€122k▼
Amounts payable17/49€3.11M€3.11M▼
Amounts payable after more than one year17€2.78M€2.80M▲
Financial debts170/4€2.07M€2.03M▼
Other amounts payable178/9€707k€769k▲
Amounts payable within one year42/48€300k€303k▲
Current portion of amounts payable after more than one year42€105k€125k▲
Trade debts44€75k€104k▲
Suppliers440/4€75k€104k▲
Taxes, remuneration and social security45€351-
Taxes450/3€270-
Remuneration and social security454/9€81-
Other amounts payable47/48€119k€74k▼
Accrued charges and deferred income492/3€31k-
Income statement
Code20242025
Remuneration, social security and pensions62€76k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€87k
Other operating charges640/8€9k€12k▲
Gross operating margin9900€136k€267k▲
Operating profit (loss)9901€52k€149k▲
Financial income75/76B€220-
Recurring financial income75€220-
Financial charges65/66B€38k€191k▲
Recurring financial charges65€38k€93k▲
Non-recurring financial charges66B-€98k
Profit (loss) for the period before taxes9903€14k€-42k▼
Profit (loss) for the period9904€14k€-42k▼
Profit (loss) for the period to be appropriated9905€14k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€164k€122k▼
Profit (loss) brought forward from the previous period14P€150k€164k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
31-03
Financial
Weakest financial yearnet €-42k ▼407%
Net result drops to €-42k, the lowest in the series.
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 13.08
Current ratio from 3.94 to 13.08; short-term debt falls from €76k to €20k.
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
16-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2016
03-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pecq · 2 establishment units since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Lannoy(PEC) 1457740 PecqGround area
3,059 m²
Building footprint
1,998 m²
Volume, LiDAR
13,146 m³
2 parcels, Flanders, Wallonia · tallest building 17.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
DOMAINE DE BOURGOGNE
since 19842.024.831.646
Ijzeren Bareel 75, 8587 Spiere-Helkijn
since 20222.349.578.144
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34036C0111/00C000 | Flanders | 2,185 m² | 1 · 1,159 m² | 8.0 m · 2 fl. |
| 57062C0225/00B000 | Wallonia | 874 m² | 1 · 839 m² | 17.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LISSENVIJVER
BE 0434.293.447
Geel · Eq €362k
LOTSEM
BE 0828.199.361
Leuven · Eq €361k
Courcelles Sports Attitude
BE 0422.675.025
Courcelles · Eq €363k
DE LINDEHOEVE PAARDEN
BE 0455.794.783
Hooglede · Eq €361k
GROENHOVE-TORHOUT
BE 0441.563.497
Torhout · Eq €360k
Of 3,282 companies in sector 93110 we hold annual accounts for 1,488. 1,067 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-05-1984
Fiscal year end31-03
Activities, NACEBEL
92611
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.