Active BE 0460.440.786Public limited company

DOBER

Spinnerijkaai(Kor) 45 ·8500 Kortrijk, Belgium· 29 yrs active

Sector: Real estate activities (68121)

Conclusion Checked

The computed 12-month bankruptcy probability of DOBER is 0.1% (very low). The 2024 annual accounts show equity of €4.10M and a net result of €140k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 1697 sector peers (fiscal year 2024). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€4.10M
Net result	€140k
Better than sector	95%
Active	29 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

78 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94

Profitability 17

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1997, 29 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

94 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~2.9%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	96.2%	14.3%	better than 95% of 1697 sector peers
Net result	€140k	€0	better than 86% of 1693 sector peers
Equity	€4.10M	€108k	better than 92% of 1697 sector peers
Gross operating margin	€152k	€52k	better than 68% of 1694 sector peers
Total assets	€4.27M	€1.50M	better than 77% of 1697 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€141k

+43.2% 18-24

Net profit

€140k

+33.2% 18-24

Cash flow

€165k

+26.9% 18-24

Total assets

€4.27M

+2.5% 18-24

Equity

€4.10M

+0.7% 18-24

Working capital

€3.24M

+1.7% 18-24

Income taxes

€57k

+34.5% 18-24

Debt

€163k

+83.9% 18-24

Debt ≤ 1y

€163k

+83.9% 18-24

Current ratio

20.92

-43.5% 18-24

Quick ratio

16.44

-42.3% 18-24

Solvency

96.2%

-1.7% 18-24

Debt / equity

0.04

+82.6% 18-24

ROE

3.4%

+32.2% 18-24

ROA

3.3%

+29.9% 18-24

Interest coverage

31.36

+31.0% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€141k
Net profit	€140k
Cash flow	€165k
Staff costs	-
Income taxes	€57k
Dividends	-
Total assets	€4.27M
Equity	€4.10M
Debt	€163k
of which ≤ 1y	€163k
of which > 1y	-
Working capital	€3.24M
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	20.92
Quick ratio	16.44
Working capital ratio	76.0%
Solvency	96.2%
Debt / equity	0.04
Long-term debt ratio	-
Interest coverage	31.36
Gross margin	-
Net margin	-
ROA	3.3%
ROE	3.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €862k · 20.2% Current assets €3.40M · 79.8%

Equity & liabilities

Equity €4.10M · 96.2% Debt €163k · 3.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€4.27M
Fixed assets	21/28	€862k
Tangible fixed assets	22/27	€463k
Financial fixed assets	28	€398k
Current assets	29/58	€3.40M
Stocks & contracts in progress	3	€730k
Amounts receivable within one year	40/41	€638k
Investments	50/53	€800k
Cash & bank	54/58	€28k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4.27M
Equity	10/15	€4.10M
Contributions / capital	10/11	€501k
Reserves	13	€3.60M
Amounts payable	17/49	€163k
Amounts payable within one year	42/48	€163k
Trade debts payable within one year	44	€32k
Income statement
Gross operating margin	9900	€152k
Operating result	9901	€116k
Financial income	75	€85k
Financial charges	65	€4k
Result before taxes	9903	€197k
Income taxes	67/77	€57k
Net result for the period	9904	€140k
Result to be appropriated	9905	€73k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 3 directors

Directors derived from a single State Gazette act, under verification

All 3 current directors first appear in the same act (24416346). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

Gabriel BERTON
Director
State Gazette act 24416346 (16-07-2024)

Current
16-07-2024 → present
2 events
- 16-07-2024 Resigned· Director
- 16-07-2024 Appointed· Director
Jeanine LAMBERT
Director
State Gazette act 24416346 (16-07-2024)

Current
16-07-2024 → present
2 events
- 16-07-2024 Resigned· Director
- 16-07-2024 Appointed· Director
SAMBERLegal entity
Director· perm. rep.: Nico BERTON
State Gazette act 24416346 (16-07-2024)

Current
16-07-2024 → present

Permanent representatives (1)

These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.

BERNUSLegal entity
Permanent representative· perm. rep.: Filip BERTON
State Gazette act 24416346 (16-07-2024)

Permanent representative
- → 16-07-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Real estate activities(68121)
Legal form	Public limited company(014)
Incorporation	09-04-1997
Status	Active
Postal code	8500

Connections & network 1 connected companies

Group structure

RODAMA

Subsidiary · 1 location

→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Establishment units 1 location

Spinnerijkaai(Kor) 45, 8500 Kortrijk

Overige financiële instellingen, n.e.g.

since 19972.082.276.135

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34353B0083/00Y004 ProtectedMonumentKatoenspinnerij Tissage et Filature Camille De StoopSource ↗	Flanders	9,215 m²	1 · 3,590 m²	21.6 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

27-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

30-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

16-07-2024

State Gazette act Director changes

Justin VANDEPUTTE

2023

31-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

23-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

09-07-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2020

27-08-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

01-07-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

22-08-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

31-08-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

2016

30-08-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2024

16-07-2024 4 directors appointed, 3 resigning Director changes·Justin VANDEPUTTE

Gabriel BERTON, Bestuurder
Jeanine LAMBERT, Bestuurder
Nico BERTON, Bestuurder
Filip BERTON, Gedelegeerd bestuurder
Gabriel BERTON, Bestuurder
Jeanine LAMBERT, Bestuurder
Filip BERTON, Vaste vertegenwoordiger

Notary: Justin VANDEPUTTE · Luik

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van residentiële bouwprojecten68121Projectontwikkeling voor woningbouw70111

Primary activity highlighted.

Names & trade names

Legal nameNL

DOBER

Registered office

Spinnerijkaai(Kor) 45 bus 202

8500 Kortrijk, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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