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DND-CONSTRUCT

Active
Private limited company (pre-2019)founded 201412 yrs activeSteenoven 28, 9750 Kruisem, BelgiumKBO/BCE: BE 0552.699.862
Summary

DND-CONSTRUCT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €3k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 79% of 4654 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability21▼-20
Solvency95▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 2.91 in 2024; short-term debt: 30.2% of total assets), and 30.2% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-10-2025, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
37 d early
2023
35 d early
2022
14 d early
2021
33 d early
2020
38 d early
2019
29 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€109k▲ 2.8%
2024 · €106k
2019: €60klowest in 7 years 2020: €71k▲ +18.1% vs 2019 2021: €85k▲ +20.1% vs 2020 2022: €93k▲ +9.2% vs 2021 2023: €96k▲ +3.3% vs 2022 2024: €106k▲ +10.0% vs 2023 2025: €109k▲ +2.8% vs 2024highest in 7 years
2019 → 2025
Total assets
€156k▼ 2.3%
2024 · €160k
2019: €647khighest in 7 years 2020: €204k▼ -68.5% vs 2019 2021: €175k▼ -14.2% vs 2020 2022: €197k▲ +12.6% vs 2021 2023: €181k▼ -8.3% vs 2022 2024: €160k▼ -11.5% vs 2023 2025: €156k▼ -2.3% vs 2024lowest in 7 years
2019 → 2025
Net result
€3k▼ 71.6%
2024 · €10k
2019: €-19klowest in 7 years 2020: €11k▲ +157% vs 2019 2021: €14k▲ +31.1% vs 2020highest in 7 years 2022: €8k▼ -44.8% vs 2021 2023: €3k▼ -60.9% vs 2022 2024: €10k▲ +239% vs 2023 2025: €3k▼ -71.6% vs 2024
2019 → 2025
Working capital
€108k▲ 4.6%
2024 · €103k
2019: €-111klowest in 7 years 2020: €39k▲ +135% vs 2019 2021: €76k▲ +93.6% vs 2020 2022: €91k▲ +19.4% vs 2021 2023: €92k▲ +1.2% vs 2022 2024: €103k▲ +12.4% vs 2023 2025: €108k▲ +4.6% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€85k-€93k▲ 9.2%€96k▲ 3.3%€106k▲ 10.0%€109k▲ 2.8% 2021: €85klowest in 5 years 2022: €93k▲ +9.2% vs 2021 2023: €96k▲ +3.3% vs 2022 2024: €106k▲ +10.0% vs 2023 2025: €109k▲ +2.8% vs 2024highest in 5 years
Operating result€12k-€3k▼ 76.1%€694▼ 75.9%€14k▲ 1,977%€-13k 2021: €12k 2022: €3k▼ -76.1% vs 2021 2023: €694▼ -75.9% vs 2022 2024: €14k▲ +1977% vs 2023highest in 5 years 2025: €-13k▼ -190% vs 2024lowest in 5 years
Net result€14k-€8k▼ 44.8%€3k▼ 60.9%€10k▲ 239%€3k▼ 71.6% 2021: €14khighest in 5 years 2022: €8k▼ -44.8% vs 2021 2023: €3k▼ -60.9% vs 2022 2024: €10k▲ +239% vs 2023 2025: €3k▼ -71.6% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €12k€12kNet result 2021: €14k€14kOperating result 2022: €3k€3kNet result 2022: €8k€8kOperating result 2023: €694€694Net result 2023: €3k€3kOperating result 2024: €14k€14kNet result 2024: €10k€10kOperating result 2025: €-13k€-13kNet result 2025: €3k€3k20212022202320242025€-20k€-10k€0€10kOperating result 2023: €694€694Net result 2023: €3k€3.1kOperating result 2024: €14k€14kNet result 2024: €10k€10kOperating result 2025: €-13k€-13kNet result 2025: €3k€3k202320242025
The operating result turns negative in 2025: a loss of €13k after €14k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets €1k ▼ 61.1%
Current assets €155k ▼ 1.3%
Equity and liabilities €156k
Equity €109k ▲ 2.8%
Debt €47k ▼ 12.4%
Debt's share of the balance-sheet total falls from 33.7% to 30.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-11k▼
2024 · €16k
Cash flow
€5k▼
2024 · €12k
Current ratio
3.28▲
2024 · 2.91
Debt to equity
0.43▼
2024 · 0.51
ROE
2.7%▼
2024 · 9.9%
ROA
1.9%▼
2024 · 6.5%
Interest coverage
-2.50▼
2024 · 1.69
Debt ≤ 1 year
€47k▼
2024 · €54k
Income taxes
€146▼
2024 · €17k
Staff costs
€61▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€160k€156k▼
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23€2k€361▼
Furniture and vehicles24€1k€749▼
Current assets29/58€157k€155k▼
Amounts receivable within one year40/41€151k€154k▲
Trade receivables40€12k€12k▼
Other amounts receivable41€140k€142k▲
Deferred charges and accrued income490/1€6k€1k▼
Equity and liabilities
Total equity and liabilities10/49€160k€156k▼
Equity10/15€106k€109k▲
Contributions10/11€19k€19k=
Reserves13€87k€90k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€85k€88k▲
Amounts payable17/49€54k€47k▼
Amounts payable within one year42/48€54k€47k▼
Financial debts43€14k€34k▲
Credit institutions430/8€14k€34k▲
Trade debts44€23k€12k▼
Suppliers440/4€23k€12k▼
Taxes, remuneration and social security45€17k€776▼
Taxes450/3€17k€776▼
Income statement Code20242025
Non-recurring operating income76A€7k€3k▼
Remuneration, social security and pensions62€1k€61▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€32k€8k▼
Gross operating margin9900€49k€-3k▼
Operating profit (loss)9901€14k€-13k▼
Financial income75/76B€22k€21k▼
Recurring financial income75€12k€9k▼
Non-recurring financial income76B€10k€12k▲
Financial charges65/66B€10k€4k▼
Recurring financial charges65€10k€4k▼
Profit (loss) for the period before taxes9903€27k€3k▼
Income taxes67/77€17k€146▼
Profit (loss) for the period9904€10k€3k▼
Profit (loss) for the period to be appropriated9905€10k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€3k▼
Transfer to equity691/2€10k€3k▼
To other reserves6921€10k€3k▼
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Non-recurring operating income76A--€13k€7k€3k▼ 55.6%
Remuneration, social security and pensions62-€9k€1k€1k€61▼ 94.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€7k€2k€2k€2k=
Other operating charges640/8-€38k€27k€32k€8k▼ 73.5%
Gross operating margin9900€87k€58k€32k€49k€-3k▼ 105%
Operating profit (loss)9901€12k€3k€694€14k€-13k▼ 190%
Financial income75/76B-€13k€16k€22k€21k▼ 7.9%
Recurring financial income75€2k€3k€6k€12k€9k▼ 30.6%
Non-recurring financial income76B-€10k€10k€10k€12k▲ 20.0%
Financial charges65/66B-€5k€10k€10k€4k▼ 53.2%
Recurring financial charges65€4k€5k€10k€10k€4k▼ 53.2%
Profit (loss) for the period before taxes9903€20k€11k€7k€27k€3k▼ 88.5%
Income taxes67/77€5k€4k€4k€17k€146▼ 99.1%
Profit (loss) for the period9904€14k€8k€3k€10k€3k▼ 71.6%
Profit (loss) for the period to be appropriated9905€14k€8k€3k€10k€3k▼ 71.6%
Line20212022202320242025Change
Assets
Total assets20/58€175k€197k€181k€160k€156k▼ 2.3%
Fixed assets21/28€10k€3k€5k€3k€1k▼ 61.1%
Tangible fixed assets22/27€10k€3k€5k€3k€1k▼ 61.1%
Plant, machinery and equipment23-€3k€3k€2k€361▼ 80.2%
Furniture and vehicles24--€1k€1k€749▼ 27.4%
Current assets29/58€165k€194k€176k€157k€155k▼ 1.3%
Amounts receivable within one year40/41€140k€163k€134k€151k€154k▲ 1.5%
Trade receivables40-€74k€48k€12k€12k▼ 0.2%
Other amounts receivable41-€89k€86k€140k€142k▲ 1.6%
Cash at bank and in hand54/58€17k€23k€36k---
Deferred charges and accrued income490/1-€8k€6k€6k€1k▼ 75.1%
Equity and liabilities
Total equity and liabilities10/49€175k€197k€181k€160k€156k▼ 2.3%
Equity10/15€85k€93k€96k€106k€109k▲ 2.8%
Contributions10/11-€19k€19k€19k€19k=
Reserves13€67k€75k€78k€87k€90k▲ 3.4%
Non-distributable reserves130/1-€2k€2k€2k€2k=
Reserves not available under the articles1311-€2k€2k€2k€2k=
Distributable reserves133-€73k€76k€85k€88k▲ 3.5%
Amounts payable17/49€90k€104k€84k€54k€47k▼ 12.4%
Amounts payable within one year42/48€90k€104k€84k€54k€47k▼ 12.4%
Financial debts43---€14k€34k▲ 146%
Credit institutions430/8---€14k€34k▲ 146%
Trade debts44€74k€100k€78k€23k€12k▼ 47.7%
Suppliers440/4-€100k€78k€23k€12k▼ 47.7%
Taxes, remuneration and social security45-€4k€6k€17k€776▼ 95.3%
Taxes450/3-€4k€5k€17k€776▼ 95.3%
Remuneration and social security454/9--€2k---
Line20212022202320242025Change
Profit (loss) for the period9904€14k€8k€3k€10k€3k▼ 71.6%
+ Depreciation and write-downs630€23k€7k€2k€2k€2k=
Operating cash flow (approximation)€38k€15k€5k€12k€5k▼ 61.3%
Investment in fixed assets (approximation)-€0€-4k€0€0-
Change in cash-€7k€13k---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
03-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
24-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Equity above €100kEq €106k ▲10%
5 profitable years in a row build equity to €106k.
2023
26-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
17-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
28-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial Highest result since 2019net €14k ▲31.1%
Net result €14k, the highest in the series.
2020
23-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial Back to profitnet €11k
Net result €11k after one loss-making year.
31-03
Financial Liquidity doublescurrent ratio 1.30
Current ratio from 0.65 to 1.30; short-term debt falls from €317k to €131k.
2019
02-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
01-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
05-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
28-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
1,052 m²
Building footprint
251 m²
Volume, LiDAR
835 m³
Parcel 45036A0828/00A000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DND-CONSTRUCT
Steenoven 28, 9750 KruisemJoinery installation
since 20142.231.359.987
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45036A0828/00A000 Flanders 1,052 m² 1 · 251 m² 6.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 627 EUR awarded · 627 EUR paid
Year Entries awardedpaid
2023 1 360 EUR360 EUR
2022 1 267 EUR267 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 627 EUR · 627 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 12,590 companies in sector 49410 we hold annual accounts for 8,199. 6,369 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded15-05-2014
Fiscal year end31-03
Activities, NACEBEL 2025
49410Freight transport by road
43221Plumbing work
43310Plastering work
43331Floor and wall tiling
43910Bricklaying and masonry work
43990Other specialised construction activities
53200Other postal and courier activities
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows

Scores and ratios are computed by Checked and are not a credit decision.