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DNA

Active
Private limited company·Huishoudelijke persoonlijke dienstverlening· 6 yrs active
Reuzeweg 56 ·9220 Hamme (Vl.), Belgium
KBO/BCE: BE 0735.910.492
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Age6 yrs
Staff (FTE)68.5

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DNA is 2.1% (moderate). The 2024 annual accounts show negative equity (€-193k) and a net result of €-105k. Equity is shrinking by ~38.2% per year across the filed fiscal years. Its solvency ranks better than 13% of 90 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 15-07-2025 16 d early 2025-00268428
31-12-2023 31-07-2024 18-07-2024 13 d early 2024-00256218
31-12-2022 31-07-2023 18-07-2023 13 d early 2023-00245203
31-12-2021 31-07-2022 23-06-2022 38 d early 2022-20084242
31-12-2020 31-07-2021 23-07-2021 8 d early 2021-39100565

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-105k
Working capital€-297k-43.5%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 15-07-2025 with the NBB · fiscal year 2024 · verkort
€-150k€-100k€-50k€0Operating result 2020: €-31k€-31kNet result 2020: €-32k€-32kOperating result 2021: €-66k€-66kNet result 2021: €-69k€-69kOperating result 2022: €5k€5kNet result 2022: €-2k€-2kOperating result 2023: €17k€17kNet result 2023: €5k€5kOperating result 2024: €-88k€-88kNet result 2024: €-105k€-105k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~38.2%/year over 5 fiscal years, indicative, assuming unchanged policy.
€-400k€-300k€-200k€-100k€02025: €-197k (€-253k - €-142k)2026: €-232k (€-321k - €-144k)2027: €-267k (€-389k - €-145k)2020: €-22k2021: €-91k2022: €-93k2023: €-88k2024: €-193k20202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 96, Personal services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -39.0% 28.7%
better than 13% of 90 sector peers
Net result €-105k €10k
better than 5% of 90 sector peers
Equity €-193k €46k
better than 5% of 90 sector peers
Gross operating margin €2.44M €112k
better than 95% of 90 sector peers
Staff costs €2.50M €172k
higher than 95% of 60 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P13
2020: P18 · n=522021: P13 · n=652022: P18 · n=762023: P18 · n=892024: P13 · n=902020 2024
Stable position over 2020-2024 · n=52-90
Net result P5
2020: P17 · n=522021: P9 · n=652022: P42 · n=762023: P43 · n=892024: P5 · n=902020 2024
Stable position over 2020-2024 · n=52-90
Equity P5
2020: P17 · n=522021: P10 · n=652022: P9 · n=762023: P6 · n=892024: P5 · n=902020 2024
Stable position over 2020-2024 · n=52-90
Gross operating margin P95
2020: P52 · n=512021: P85 · n=652022: P89 · n=762023: P93 · n=892024: P95 · n=902020 2024
Improving position over 2020-2024 · n=51-90
Describes the position versus peers, not a forecast.
EBITDA
€-65k
- 20-24
Net profit
€-105k
- 20-24
Cash flow
€-82k
- 20-24
Total assets
€496k
-2.0% 20-24
Equity
€-193k
-119.1% 20-24
Working capital
€-297k
-43.5% 20-24
Employees (FTE)
69
+20.8% 20-24
Staff costs
€2.50M
+27.8% 20-24
Income taxes
€749
+76.9% 20-24
Debt
€689k
+16.0% 20-24
Debt ≤ 1y
€572k
+23.0% 20-24
Debt > 1y
€114k
-11.1% 20-24
Current ratio
0.48
-13.4% 20-24
Quick ratio
0.48
-13.4% 20-24
Solvency
-39.0%
-123.5% 20-24
Debt / equity
-3.56
+47.0% 20-24
ROE
54.4%
- 20-24
ROA
-21.2%
- 20-24
Interest coverage
-3.71
- 20-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€-65k
Net profit€-105k
Cash flow€-82k
Staff costs€2.50M
Income taxes€749
Dividends-
Total assets€496k
Equity€-193k
Debt€689k
of which ≤ 1y€572k
of which > 1y€114k
Working capital€-297k
Employees (FTE)68.5
Ratios (computed)
2024
Current ratio0.48
Quick ratio0.48
Working capital ratio-59.9%
Solvency-39.0%
Debt / equity-3.56
Long-term debt ratio-0.59
Interest coverage-3.71
Gross margin-
Net margin-
ROA-21.2%
ROE54.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€496k
Fixed assets 21/28€220k
Intangible fixed assets 21€1k
Tangible fixed assets 22/27€215k
Financial fixed assets 28€4k
Current assets 29/58€275k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€102k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€496k
Equity 10/15€-193k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-203k
Amounts payable 17/49€689k
Amounts payable after one year 17€114k
Amounts payable within one year 42/48€572k
Trade debts payable within one year 44€135k
Income statement
Gross operating margin 9900€2.44M
Operating result 9901€-88k
Financial income 75€1k
Financial charges 65€17k
Result before taxes 9903€-104k
Income taxes 67/77€749
Net result for the period 9904€-105k
Result to be appropriated 9905€-105k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
7 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
DNA
Kerkstraat 25, 9220 Hamme (Vl.)Zoeken, selecteren, verwijzen en plaatsen van personeel tbv latere werkgever of werkzoeker : formulering van taakomschrijvingen; op geschiktheid testen van sollicitanten; natrekken van referenties
since 20192.294.686.339
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,778 m²
Buildings2
Building footprint501 m²
Volume (LiDAR)4,348 m³
Tallest building14.0 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42452B0596/00F000 Flanders 1,251 m² 1 · 394 m² 14.0 m · 4 fl.
42452B1111/00E000 Flanders 527 m² 1 · 108 m² 6.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health7Profitability100Solvency33Growth32Stability100
54 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7
Profitability 100
Solvency 33
Growth 32
Stability 100

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene reiniging van gebouwen81210Huishoudelijke persoonlijke dienstverlening96910
Primary activity highlighted.
Names & trade names
Legal nameNL DNA
Registered office
Reuzeweg 56
9220 Hamme (Vl.), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.