DMA & CO
ActiveSummary
DMA & CO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €10k. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+2
Solvency46▼-24
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.87 in 2024; short-term debt: 56.8% and cash: 1.2% of total assets), but 78.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
2.4%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
9 d early
2023
1 d early
2022
46 d early
2021
4 d early
2020
3 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▼ 57.6%
2024 · €218k
2019: €13k
2020: €20k
2021: €77k
2022: €142k
2023: €212k
2024: €218k
2019 → 2025
Total assets
€435k▼ 11.0%
2024 · €489k
2019: €126k
2020: €74k
2021: €170k
2022: €243k
2023: €277k
2024: €489k
2019 → 2025
Net result
€10k▲ 60.6%
2024 · €7k
2019: €-1k
2020: €7k
2021: €57k
2022: €65k
2023: €69k
2024: €7k
2019 → 2025
Working capital
€187k▲ 106%
2024 · €91k
2019: €-3k
2020: €13k
2021: €77k
2022: €143k
2023: €212k
2024: €91k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€142k▲ 84.4%€212k▲ 48.8%€218k▲ 3.1%€93k▼ 57.6%
Operating result€81k-€91k▲ 12.3%€89k▼ 3.1%€22k▼ 75.1%€32k▲ 44.6%
Net result€57k-€65k▲ 14.2%€69k▲ 6.5%€7k▼ 90.6%€10k▲ 60.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 45% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €435k
Fixed assets
€1k ▼ 99.6%
Current assets
€434k ▲ 122%
Equity and liabilities €435k
Equity
€93k ▼ 57.6%
Debt
€343k ▲ 26.6%
Debt's share of the balance-sheet total rises from 55.3% to 78.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€110k▲
2024 · €69k
Cash flow
€88k▲
2024 · €53k
Current ratio
1.76▼
2024 · 1.87
Debt to equity
3.70▲
2024 · 1.24
ROE
11.3%▲
2024 · 3.0%
ROA
2.4%▲
2024 · 1.3%
Interest coverage
13.66▲
2024 · 13.50
Debt ≤ 1 year
€247k▲
2024 · €105k
Debt > 1 year
€95k▼
2024 · €156k
Income taxes
€14k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€489k€435k▼
Fixed assets21/28€293k€1k▼
Tangible fixed assets22/27€293k€1k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€292k€0▼
Financial fixed assets28€30€30=
Current assets29/58€195k€434k▲
Amounts receivable within one year40/41€153k€427k▲
Trade receivables40€144k€144k▲
Other amounts receivable41€9k€283k▲
Cash at bank and in hand54/58€35k€5k▼
Deferred charges and accrued income490/1€8k€1k▼
Equity and liabilities
Total equity and liabilities10/49€489k€435k▼
Equity10/15€218k€93k▼
Contributions10/11€6k€6k=
Reserves13€143k€7k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€143k€7k▼
Profit (loss) carried forward14€69k€80k▲
Amounts payable17/49€271k€343k▲
Amounts payable after more than one year17€156k€95k▼
Financial debts170/4€156k€95k▼
Amounts payable within one year42/48€105k€247k▲
Current portion of amounts payable after more than one year42€58k€60k▲
Trade debts44€32k€37k▲
Suppliers440/4€32k€37k▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€10k€14k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€3k€136k▲
Accrued charges and deferred income492/3€10k€200▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€78k▲
Other operating charges640/8€8k€4k▼
Non-recurring operating charges66A-€14k
Gross operating margin9900€77k€128k▲
Operating profit (loss)9901€22k€32k▲
Financial income75/76B€0€326▲
Recurring financial income75€0€326▲
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€17k€24k▲
Income taxes67/77€10k€14k▲
Profit (loss) for the period9904€7k€10k▲
Profit (loss) for the period to be appropriated9905€7k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€80k▲
Profit (loss) brought forward from the previous period14P€69k€69k=
Transfer from equity791/2-€136k
Transfer to equity691/2€7k-
To other reserves6921€7k-
Profit to be distributed694/7-€136k
Return on contributions (dividend)694-€136k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €69k ▲6.5%
Net result €69k, the highest in the series.
30-06
Financial
Equity above €200kEq €212k ▲48.8%
4 profitable years in a row build equity to €212k.
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €100kEq €142k ▲84.4%
3 profitable years in a row build equity to €142k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Sartiau(THN) 386530 ThuinGround area
779 m²
Building footprint
173 m²
Volume, LiDAR
1,482 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ROUMSTAD
since 20162.251.077.020
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56078D0162/00V000 | Wallonia | 584 m² | 1 · 60 m² | 10.1 m · 3 fl. |
| 52044B0034/00L000 | Wallonia | 195 m² | 1 · 113 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,455 companies in sector 43120 we hold annual accounts for 3,233. 2,642 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2015
Fiscal year end30-06
Activities, NACEBEL 2025
43120Site preparation
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.