DM-INVEST
ActiveSummary
DM-INVEST has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+47
Solvency29▼-17
Growth58▲+6
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
24 d early
2023
6 d early
2022
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 78.4%
2024 · €11k
2022: €5k
2023: €30k
2024: €11k
2022 → 2025
Total assets
€65k▲ 20.8%
2024 · €54k
2022: €18k
2023: €52k
2024: €54k
2022 → 2025
Net result
€6k
2024 · €-19k
2022: €5k
2023: €25k
2024: €-19k
2022 → 2025
Working capital
€9k▲ 45.1%
2024 · €6k
2022: €4k
2023: €28k
2024: €6k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€30k▲ 492%€11k▼ 63.6%€2k▼ 78.4%
Operating result€6k-€36k▲ 511%€-12k€16k
Net result€5k-€25k▲ 445%€-19k€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€8k ▼ 63.7%
Current assets
€58k ▲ 75.0%
Equity and liabilities €65k
Equity
€2k ▼ 78.4%
Debt
€63k ▲ 46.4%
Debt's share of the balance-sheet total rises from 79.5% to 96.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €-8k
Cash flow
€8k▲
2024 · €-15k
Current ratio
1.18▼
2024 · 1.23
Debt to equity
26.28▲
2024 · 3.87
ROE
264.0%▲
2024 · -174.6%
ROA
9.7%▲
2024 · -35.8%
Interest coverage
1.93▲
2024 · -1.05
Debt ≤ 1 year
€49k▲
2024 · €27k
Debt > 1 year
€13k▼
2024 · €15k
Income taxes
€342▲
2024 · €342
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€54k€65k▲
Fixed assets21/28€21k€8k▼
Tangible fixed assets22/27€21k€8k▼
Furniture and vehicles24€20k€7k▼
Other tangible fixed assets26€680€427▼
Current assets29/58€33k€58k▲
Amounts receivable within one year40/41€22k€47k▲
Trade receivables40€9k€0▼
Other amounts receivable41€13k€47k▲
Cash at bank and in hand54/58€644€3k▲
Deferred charges and accrued income490/1€10k€8k▼
Equity and liabilities
Total equity and liabilities10/49€54k€65k▲
Equity10/15€11k€2k▼
Contributions10/11€500€500=
Profit (loss) carried forward14€11k€2k▼
Amounts payable17/49€43k€63k▲
Amounts payable after more than one year17€15k€13k▼
Financial debts170/4€15k€13k▼
Amounts payable within one year42/48€27k€49k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€6k€11k▲
Suppliers440/4€6k€11k▲
Taxes, remuneration and social security45€19k€17k▼
Taxes450/3€19k€17k▼
Other amounts payable47/48-€19k
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€432€2k▲
Gross operating margin9900€-7k€20k▲
Operating profit (loss)9901€-12k€16k▲
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€-19k€7k▲
Income taxes67/77€342€342▲
Profit (loss) for the period9904€-19k€6k▲
Profit (loss) for the period to be appropriated9905€-19k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€17k▲
Profit (loss) brought forward from the previous period14P€30k€11k▼
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-19k ▼177%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €25k ▲445%
Operating result €36k, net result €25k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haachtsesteenweg 6371030 SchaarbeekGround area
2,371 m²
Building footprint
401 m²
Volume, LiDAR
2,549 m³
Parcel 21902A0274/00P003, Brussels · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Haachtsesteenweg 637, 1030 Schaarbeek
since 20222.334.964.402
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0274/00P003 | Brussels | 2,371 m² | 1 · 401 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JMR emea
BE 0832.672.447
Brussel · Eq €2,391
A2TRAILS
BE 1024.359.194
Sint-Jans-Molenbeek · Eq €2,394
JLA Consulting
BE 1006.990.058
Grez-Doiceau · Eq €2,395
BELRUN
BE 0456.579.295
Elsene · Eq €2,397
FELIZ CONSTRUCT
BE 0680.600.104
Holsbeek · Eq €2,397
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 9,681 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
49420Removal services
68110Buying and selling of own real estate
73300Public relations and communication consultancy
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.