Skip to content

DJSI

Active
Private limited companyfounded 199432 yrs activeNoordbroekstraat(W) 34, 8600 Diksmuide, BelgiumKBO/BCE: BE 0452.964.858

DJSI has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169k and a net result of €21k. Equity is growing by ~37.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 13061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
93 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-20
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.64 against 4.16 in 2024), and 27.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 32 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
72.6%
Return on assets
9.2%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
2 d late
2021
1 d early
2020
31 d late
2019
33 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€169k▲ 14.5%
2024 · €148k
2018: €-30k 2019: €-17k 2020: €32k 2021: €65k 2022: €96k 2023: €123k 2024: €148k
2018 → 2025
Total assets
€233k▲ 15.3%
2024 · €202k
2018: €58k 2019: €91k 2020: €107k 2021: €155k 2022: €197k 2023: €204k 2024: €202k
2018 → 2025
Net result
€21k▼ 12.5%
2024 · €24k
2018: €12k 2019: €13k 2020: €49k 2021: €33k 2022: €31k 2023: €27k 2024: €24k
2018 → 2025
Working capital
€165k▲ 16.6%
2024 · €141k
2018: €-56k 2019: €-33k 2020: €26k 2021: €62k 2022: €87k 2023: €124k 2024: €141k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€65k-€96k▲ 48.0%€123k▲ 28.2%€148k▲ 19.9%€169k▲ 14.5%
Operating result€38k-€45k▲ 16.3%€42k▼ 5.0%€37k▼ 13.1%€32k▼ 14.4%
Net result€33k-€31k▼ 5.5%€27k▼ 13.1%€24k▼ 9.6%€21k▼ 12.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €38k€38kNet result 2021: €33k€33kOperating result 2022: €45k€45kNet result 2022: €31k€31kOperating result 2023: €42k€42kNet result 2023: €27k€27kOperating result 2024: €37k€37kNet result 2024: €24k€24kOperating result 2025: €32k€32kNet result 2025: €21k€21k20212022202320242025
The operating result has fallen three years in a row; 2025 is 14% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets €6k▼ 64.8%
Current assets €227k▲ 22.2%
Equity and liabilities €233k
Equity €169k▲ 14.5%
Debt €64k▲ 17.6%
The debt ratio rises from 26.9% to 27.4%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€37k
2024 · €43k
Cash flow
€27k
2024 · €31k
Solvency
72.6%
2024 · 73.1%
Current ratio
3.64
2024 · 4.16
Quick ratio
3.64
2024 · 4.16
Debt / equity
0.38
2024 · 0.37
ROE
12.7%
2024 · 16.6%
ROA
9.2%
2024 · 12.1%
Interest coverage
9.01
2024 · 11.37
Debt
€64k
2024 · €54k
Debt ≤ 1 year
€62k
2024 · €45k
Debt > 1 year
€1k
2024 · €10k
Income taxes
€12k
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€202k€233k
Fixed assets21/28€16k€6k
Tangible fixed assets22/27€11k€6k
Land and buildings22€4k€4k
Plant, machinery and equipment23€1k€1k
Furniture and vehicles24€508€50
Leasing and similar rights25€5k€536
Financial fixed assets28€5k€51
Current assets29/58€186k€227k
Amounts receivable after more than one year29€140k€210k
Trade receivables290€140k€210k
Amounts receivable within one year40/41€42k€13k
Trade receivables40€3k€7k
Other amounts receivable41€38k€6k
Cash at bank and in hand54/58€4k€3k
Deferred charges and accrued income490/1€471€463
Equity and liabilities
Total equity and liabilities10/49€202k€233k
Equity10/15€148k€169k
Contributions10/11€59k€59k=
Reserves13€81k€103k
Distributable reserves133€81k€103k
Profit (loss) carried forward14€7k€7k
Amounts payable17/49€54k€64k
Amounts payable after more than one year17€10k€1k
Financial debts170/4€10k€1k
Amounts payable within one year42/48€45k€62k
Current portion of amounts payable after more than one year42€18k€6k
Financial debts43€8k€10k
Credit institutions430/8€8k€10k
Trade debts44€3k€2k
Suppliers440/4€3k€2k
Taxes, remuneration and social security45€15k€15k
Taxes450/3€15k€15k
Other amounts payable47/48-€29k
Income statement Code20242025
Non-recurring operating income76A€57-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k
Other operating charges640/8€3k€3k
Non-recurring operating charges66A-€554
Gross operating margin9900€47k€41k
Operating profit (loss)9901€37k€32k
Financial income75/76B€5k€6k
Recurring financial income75€5k€6k
Financial charges65/66B€4k€4k
Recurring financial charges65€4k€4k
Profit (loss) for the period before taxes9903€38k€34k
Income taxes67/77€14k€12k
Profit (loss) for the period9904€24k€21k
Profit (loss) for the period to be appropriated9905€24k€21k
Appropriation of the result
Profit (loss) to be appropriated9906€31k€29k
Profit (loss) brought forward from the previous period14P€6k€7k
Transfer to equity691/2€24k€21k
To other reserves6921€24k€21k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Equity above €150kEq €169k ▲14.5%
8 profitable years in a row build equity to €169k.
30-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Equity above €100kEq €123k ▲28.2%
6 profitable years in a row build equity to €123k.
02-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
29-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-09
Financial Highest result since 2018net €49k ▲291%
Operating result €53k, net result €49k, both a record.
30-09
Financial Liquidity doublescurrent ratio 1.46
Current ratio from 0.64 to 1.46; short-term debt falls from €92k to €55k.
02-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
30-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
26-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 361 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Noordbroekstraat(W) 348600 Diksmuide
Ground area
3,062 m²
Building footprint
507 m²
Parcel 32026D0343/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
Noordbroekstraat(W) 34, 8600 Diksmuide
Growing of cereals (except rice), leguminous crops and oil seeds
since 20102.195.027.252
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32026D0343/00P000 Flanders 3,062 m² 1 · 507 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 8,778 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-06-1994
Fiscal year end30-09
Activities, NACEBEL
55302
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.