DJ TOIT
ActiveSummary
The computed 12-month bankruptcy probability of DJ TOIT is 2.9% (moderate). For DJ TOIT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (€-15k) and a net result of €226. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 33677 sector peers (fiscal year 2023). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability45▲+45
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-92.9%
Return on assets
1.4%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 6 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 26-05-2025, 299 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
299 d late
2022
79 d late
2021
444 d late
2020
201 d late
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€-15k▲ 25.6%
2022 · €-20k
2018: €-42
2019: €755
2020: €7k
2021: €-122
2022: €-20k
2018 → 2023
Total assets
€16k▲ 65.0%
2022 · €10k
2018: €10k
2019: €19k
2020: €14k
2021: €37k
2022: €10k
2018 → 2023
Net result
€226
2022 · €-20k
2018: €-6k
2019: €798
2020: €6k
2021: €-7k
2022: €-20k
2018 → 2023
Working capital
€-21k▲ 4.6%
2022 · €-22k
2018: €-2k
2019: €-2k
2020: €4k
2021: €-2k
2022: €-22k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€755-€7k▲ 779%€-122€-20k▼ 16,649%€-15k▲ 25.6%
Operating result€895-€6k▲ 603%€-7k€-20k▼ 201%€4k
Net result€798-€6k▲ 637%€-7k€-20k▼ 200%€226
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €4k after a loss of €20k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €16k
Fixed assets
€6k ▲ 331%
Current assets
€11k ▲ 25.4%
Key figures and ratios
EBITDA
€5k▲
2022 · €-19k
Cash flow
€1k▲
2022 · €-19k
Solvency
-92.9%▲
2022 · -206.1%
Current ratio
0.34▲
2022 · 0.28
Debt to equity
-2.08▼
2022 · -1.49
ROA
1.4%▲
2022 · -204.9%
Interest coverage
2.90▲
2022 · -11.56
Debt
€31k▲
2022 · €30k
Debt ≤ 1 year
€31k▲
2022 · €30k
Income taxes
€923
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 43 lines
Balance sheet
Code20222023
Assets
Total assets20/58€10k€16k▲
Fixed assets21/28€1k€6k▲
Tangible fixed assets22/27€1k€6k▲
Plant, machinery and equipment23€1k€780▼
Furniture and vehicles24€152€5k▲
Current assets29/58€9k€11k▲
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€553€553=
Other amounts receivable41€4k€3k▼
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€10k€16k▲
Equity10/15€-20k€-15k▲
Contributions10/11€6k€11k▲
Reserves13€439€439=
Distributable reserves133€439€439=
Profit (loss) carried forward14€-27k€-27k▲
Amounts payable17/49€30k€31k▲
Amounts payable within one year42/48€30k€31k▲
Financial debts43€744€2k▲
Credit institutions430/8€744€2k▲
Trade debts44€13k€19k▲
Suppliers440/4€13k€19k▲
Taxes, remuneration and social security45€133€923▲
Taxes450/3€133€923▲
Other amounts payable47/48€16k€9k▼
Income statement
Code20222023
Remuneration, social security and pensions62€179-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€991€784▼
Other operating charges640/8€730€646▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€-17k€5k▲
Operating profit (loss)9901€-20k€4k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€232€1k▲
Non-recurring financial income76B€1k-
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€-20k€1k▲
Income taxes67/77-€923
Profit (loss) for the period9904€-20k€226▲
Profit (loss) for the period to be appropriated9905€-20k€226▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-27k▲
Profit (loss) brought forward from the previous period14P€-7k€-27k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 299 days late
2023
31-12
Financial
Back to profitnet €226
Net result €226 after 2 loss-making years.
18-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 79 days late
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 444 days late
2022
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 201 days late
2020
31-12
Financial
Highest result since 2018net €6k ▲637%
Operating result €6k, net result €6k, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Back to profitnet €798
Net result €798 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Maurice Grévisse(H-G) 237110 La LouvièreGround area
183 m²
Building footprint
48 m²
Volume, LiDAR
468 m³
Parcel 55020C0868/00E022, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DJ TOIT
since 20172.272.326.849
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020C0868/00E022 | Wallonia | 183 m² | 1 · 48 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 1,784 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.