DJ : SOLUTIONS · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DJ : SOLUTIONS is 4.5% (elevated). The 2023 annual accounts show equity of €79k and a net result of €-478. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 89% of 301 sector peers (fiscal year 2023). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

4.5% Elevated

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Annual accounts: weaker financial profile +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

Insufficient current data: the most recent filed accounts (financial year 2023) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide

Annual accounts not filed

The financial year that closed on 30-06-2024 was due at the National Bank by 31-01-2025. Nothing is on record today, 559 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.

Filed after the deadline

The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 29-02-2024, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2023, that is 31-01-2024.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	nothing on record	not filed	-
30-06-2024	31-01-2025	nothing on record	not filed	-
30-06-2023	31-01-2024	29-02-2024	29 d late	2024-00036394
30-06-2022	31-01-2023	30-01-2023	1 d early	2023-00008698
30-06-2021	31-01-2022	09-02-2022	9 d late	2022-05200181
30-06-2020	31-01-2021	01-02-2021	1 d late	2021-03200165
30-06-2019	31-01-2020	15-01-2020	16 d early	2020-01100105
30-06-2018	31-01-2019	14-01-2019	17 d early	2019-01000247
30-06-2017	31-01-2018	05-01-2018	26 d early	2018-00200523
30-06-2016	31-01-2017	09-01-2017	22 d early	2017-00400368
30-06-2015	31-01-2016	07-01-2016	24 d early	2016-00400384
30-06-2014	31-01-2015	16-12-2014	46 d early	2014-69000567

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 2005, 21 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-478-0.2%

Working capital€-45k-1.1%

CSV export

Annual accounts & ratios

Source: NBB · 2023

Annual accounts filed on 29-02-2024 with the NBB · fiscal year 2023 · volledig

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 5 fiscal years (±0.2%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2023 · NACE 56, Food & beverage service · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	63.6%	13.1%	better than 89% of 301 sector peers
Net result	€-478	€1k	better than 45% of 302 sector peers
Equity	€79k	€15k	better than 70% of 303 sector peers
Gross operating margin	€-85	€133k	better than 10% of 290 sector peers
Total assets	€124k	€215k	better than 36% of 302 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P89

Stable position over 2020-2023 · n=184-301

Net result P45

Stable position over 2020-2023 · n=182-302

Equity P70

Stable position over 2020-2023 · n=186-303

Gross operating margin P10

Stable position over 2020-2023 · n=169-290

Describes the position versus peers, not a forecast.

Net profit

€-478

-0.2% 19-23

Total assets

€124k

0.0% 19-23

Equity

€79k

-0.6% 19-23

Working capital

€-45k

-1.1% 19-23

Debt

€45k

+1.0% 19-23

Debt ≤ 1y

€45k

+1.0% 19-23

Current ratio

0.00

-38.0% 19-23

Quick ratio

0.00

-38.0% 19-23

Solvency

63.6%

-0.6% 19-23

Debt / equity

0.57

+1.6% 19-23

ROE

-0.6%

-0.8% 19-23

ROA

-0.4%

-0.2% 19-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	volledig
Revenue	-
EBITDA	-
Net profit	€-478
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€124k
Equity	€79k
Debt	€45k
of which ≤ 1y	€45k
of which > 1y	-
Working capital	€-45k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	0.00
Quick ratio	0.00
Working capital ratio	-36.3%
Solvency	63.6%
Debt / equity	0.57
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-0.4%
ROE	-0.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Assets

Fixed assets €124k · 100.0% Current assets €47 · 0.0%

Equity & liabilities

Equity €79k · 63.6% Debt €45k · 36.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€124k
Fixed assets	21/28	€124k
Financial fixed assets	28	€124k
Current assets	29/58	€47
Cash & bank	54/58	€47
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€124k
Equity	10/15	€79k
Contributions / capital	10/11	€80k
Accumulated profits (losses)	14	€-1k
Amounts payable	17/49	€45k
Amounts payable within one year	42/48	€45k
Income statement
Gross operating margin	9900	€-85
Operating result	9901	€-432
Financial charges	65	€46
Result before taxes	9903	€-478
Net result for the period	9904	€-478
Result to be appropriated	9905	€-478

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2023 · computed

32 / 100 Weak

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapitein Crespelstraat 11050 Elsene

Establishment units

1 location

DJ:SOLUTIONS

Groendal 22, 1860 MeiseFinanciële holdings

since 20052.147.716.887

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area1,494 m²

Buildings2

Building footprint341 m²

Volume (LiDAR)3,868 m³

Tallest building20.4 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21009A0376/00C010	Brussels	899 m²	1 · 224 m²	20.4 m · 5 fl.
23050F0246/00L000	Flanders	595 m²	1 · 116 m²	7.1 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts

Capital history · 1

27-03-2023

Capital change

Address history · 1

27-03-2023

Registered-office move

All acts · 2 updated 3 years ago

2023

27-03-2023 Registered office moved from Meise to Elsene Registered-office change·Pierre Lebon

1860 Meise, Groendal 22 → 1050 Elsene, Kapitein Crespelstraat 1

Notary: Pierre Lebon · Brussel

Original publication ↗

27-03-2023 Capital increase of €800 Capital & shares·Pierre LEBON

Notary: Pierre LEBON · Bruxelles

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

46 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 32

Profitability 0

Solvency 66

Growth 32

Stability 100

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Credit advice

verdict per customer and amount

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We hold annual accounts for 2,912 of the 20,286 companies in this sector. 2,420 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Restaurants van het traditionele type55301Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111

Primary activity highlighted.

Names & trade names

Legal nameNL

DJ : SOLUTIONS

Registered office

Kapitein Crespelstraat 1

1050 Elsene, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.