DIZI
ActiveThe computed 12-month bankruptcy probability of DIZI is 3.0% (moderate). The 2025 annual accounts show equity of €181k and a net result of €391. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 13159 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-31
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.81 against 20.66 in 2024; short-term debt: 22.4% and cash: 48.1% of total assets), and 22.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.6%
Return on assets
0.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
112 d early
2023
118 d early
2022
55 d early
2021
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€181k▲ 0.2%
2024 · €180k
2021: €128k
2022: €224k
2023: €291k
2024: €180k
2021 → 2025
Total assets
€233k▲ 24.2%
2024 · €188k
2021: €172k
2022: €276k
2023: €335k
2024: €188k
2021 → 2025
Net result
€391▼ 99.4%
2024 · €64k
2021: €125k
2022: €96k
2023: €67k
2024: €64k
2021 → 2025
Working capital
€147k▲ 3.0%
2024 · €143k
2021: €123k
2022: €217k
2023: €250k
2024: €143k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€128k-€224k▲ 75.3%€291k▲ 29.7%€180k▼ 38.0%€181k▲ 0.2%
Operating result€145k-€125k▼ 14.1%€93k▼ 25.6%€83k▼ 10.9%€2k▼ 97.3%
Net result€125k-€96k▼ 22.9%€67k▼ 30.8%€64k▼ 3.4%€391▼ 99.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 97% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets
€34k▼ 10.1%
Current assets
€199k▲ 32.9%
Equity and liabilities €233k
Equity
€181k▲ 0.2%
Debt
€52k▲ 622%
The debt ratio rises from 3.9% to 22.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €89k
Cash flow
€9k▼
2024 · €71k
Solvency
77.6%▼
2024 · 96.1%
Current ratio
3.81▼
2024 · 20.66
Quick ratio
3.81▼
2024 · 19.30
Debt / equity
0.29▲
2024 · 0.04
ROE
0.2%▼
2024 · 35.7%
ROA
0.2%▼
2024 · 34.3%
Interest coverage
61.25▼
2024 · 337.47
Debt
€52k▲
2024 · €7k
Debt ≤ 1 year
€52k▲
2024 · €7k
Income taxes
€2k▼
2024 · €19k
Staff costs
€342▼
2024 · €580
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€233k▲
Fixed assets21/28€38k€34k▼
Tangible fixed assets22/27€38k€34k▼
Plant, machinery and equipment23€998€466▼
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26€31k€29k▼
Current assets29/58€150k€199k▲
Stocks and contracts in progress3€10k€0▼
Stocks30/36€10k€0▼
Amounts receivable within one year40/41€9k€86k▲
Trade receivables40€2k€48k▲
Other amounts receivable41€7k€38k▲
Cash at bank and in hand54/58€128k€112k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€188k€233k▲
Equity10/15€180k€181k▲
Contributions10/11€3k€3k=
Reserves13€177k€178k▲
Distributable reserves133€177k€178k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€7k€52k▲
Amounts payable within one year42/48€7k€52k▲
Trade debts44€4k€534▼
Suppliers440/4€4k€534▼
Advances received on contracts in progress46€0€48k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€1k▼
Remuneration and social security454/9€0€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€580€342▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€92k€14k▼
Operating profit (loss)9901€83k€2k▼
Financial income75/76B€685€516▼
Recurring financial income75€685€516▼
Financial charges65/66B€265€185▼
Recurring financial charges65€265€185▼
Profit (loss) for the period before taxes9903€83k€3k▼
Income taxes67/77€19k€2k▼
Profit (loss) for the period9904€64k€391▼
Profit (loss) for the period to be appropriated9905€64k€391▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€391▼
Transfer from equity791/2€175k€0▼
Transfer to equity691/2€64k€391▼
To other reserves6921€64k€391▼
Profit to be distributed694/7€175k€0▼
Return on contributions (dividend)694€175k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €391 ▼99.4%
Net result drops to €391, the lowest in the series.
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 20.66
Current ratio from 6.75 to 20.66; short-term debt falls from €44k to €7k.
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €224k ▲75.3%
2 profitable years in a row build equity to €224k.
04-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dotterbloemstraat 388630 VeurneGround area
208 m²
Building footprint
80 m²
Parcel 38368B0477/00X000, Flanders. Linked by address, not a title deed.
1 establishment unit
DIZI
since 20202.305.723.751
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38368B0477/00X000 | Flanders | 208 m² | 1 · 80 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BISTRO VINTAGE
BE 0527.931.903
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ORIENTALIA
BE 0443.043.540
Watermaal-Bosvoorde · Eq €181k
HONG KONG DELICIOUS
BE 0521.770.324
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Authentic Catering
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'T RENTENIERSHUIS
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 8,753 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2020
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.