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DISME

Active
Léopold Procureurstraat 20 ·1090 Jette, Belgium
KBO/BCE: BE 0753.504.413
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Age5 yrs
Real estate1 parcel · 173 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DISME is 0.8% (low). The 2025 annual accounts show equity of €1k and a net result of €40k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 2749 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 2749 sector peers (2025).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 22-05-2026 70 d early 2026-00117977
31-12-2024 31-07-2025 17-07-2025 14 d early 2025-00281419
31-12-2023 31-07-2024 24-07-2024 7 d early 2024-00279516
31-12-2022 31-07-2023 08-07-2023 23 d early 2023-00221940
31-12-2021 31-07-2022 22-07-2022 9 d early 2022-20215424

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€40k+25.6%
Working capital€-828

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 22-05-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60k€80kOperating result 2021: €76k€76kNet result 2021: €60k€60kOperating result 2022: €56k€56kNet result 2022: €44k€44kOperating result 2023: €41k€41kNet result 2023: €32k€32kOperating result 2025: €51k€51kNet result 2025: €40k€40k2021202220232025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~35% of the level (threshold 35%). We therefore deliberately show no projection line.
€0€50k€100k€150k2021: €61k2022: €105k2023: €137k2025: €1k2021202220232025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 1.6% 62.2%
better than 8% of 2749 sector peers
Net result €40k €40k
better than 50% of 2751 sector peers
Equity €1k €62k
better than 7% of 2750 sector peers
Gross operating margin €54k €63k
better than 43% of 2751 sector peers
Total assets €64k €121k
better than 20% of 2751 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P8
2021: P84 · n=17332022: P78 · n=37942023: P83 · n=58012025: P8 · n=27492021 2025
Weakening position over 2021-2025 · n=1733-5801
Net result P50
2021: P87 · n=17282022: P73 · n=37922023: P56 · n=57972025: P50 · n=27512021 2025
Weakening position over 2021-2025 · n=1728-5797
Equity P7
2021: P71 · n=17332022: P84 · n=37962023: P86 · n=58042025: P7 · n=27502021 2025
Weakening position over 2021-2025 · n=1733-5804
Gross operating margin P43
2021: P81 · n=17262022: P69 · n=37862023: P53 · n=57932025: P43 · n=27512021 2025
Weakening position over 2021-2025 · n=1726-5793
Describes the position versus peers, not a forecast.
EBITDA
€53k
+14.6% 21-25
Net profit
€40k
+25.6% 21-25
Cash flow
€42k
+13.7% 21-25
Total assets
€64k
-62.4% 21-25
Equity
€1k
-99.3% 21-25
Working capital
€-828
- 21-25
Income taxes
€11k
+19.0% 21-25
Dividends
€46k
- 21-25
Debt
€63k
+91.9% 21-25
Debt ≤ 1y
€63k
+91.9% 21-25
Current ratio
0.99
-80.1% 21-25
Quick ratio
0.99
-80.1% 21-25
Solvency
1.6%
-98.1% 21-25
Debt / equity
62.73
+26128.6% 21-25
ROE
3975.4%
+17062.9% 21-25
ROA
62.4%
+233.7% 21-25
Interest coverage
390.69
+107.7% 21-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€53k
Net profit€40k
Cash flow€42k
Staff costs-
Income taxes€11k
Dividends€46k
Total assets€64k
Equity€1k
Debt€63k
of which ≤ 1y€63k
of which > 1y-
Working capital€-828
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.99
Quick ratio0.99
Working capital ratio-1.3%
Solvency1.6%
Debt / equity62.73
Long-term debt ratio-
Interest coverage390.69
Gross margin-
Net margin-
ROA62.4%
ROE3975.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€64k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€62k
Amounts receivable within one year 40/41€19k
Cash & bank 54/58€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€64k
Equity 10/15€1k
Contributions / capital 10/11€1k
Amounts payable 17/49€63k
Amounts payable within one year 42/48€63k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€54k
Operating result 9901€51k
Financial charges 65€136
Result before taxes 9903€51k
Income taxes 67/77€11k
Net result for the period 9904€40k
Result to be appropriated 9905€40k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
53 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Léopold Procureurstraat 201090 Jette

Establishment units

1 location
DISME
Léopold Procureurstraat 20, 1090 JetteOntwerpen en programmeren van computerprogramma's
since 20202.306.399.187
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area173 m²
Buildings1
Building footprint80 m²
Volume (LiDAR)701 m³
Tallest building13.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21464F0016/00G002 Brussels 173 m² 1 · 80 m² 13.4 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
All acts · 3 updated 3 months ago
2026
11-05-2026 Notarial deed · General meeting · Statute amendment · Share distribution Open-capture extraction·Isabelle RAES
  • Filing: 2026-05-04 · DISME
  • Publication: 2026-05-11 · DISME
  • Notarial deed: 2026-04-14 · DISME
  • General meeting: 2026-04-14 · DISME
  • Statute amendment: AANNEMING VAN NEDERLANDSTALIGE STATUTEN · DISME
  • Statute amendment: Nederlandse statuten van de vennootschap aan te nemen zodat er twee officiele versies van de statuten bestaan, Nederlandstalig en Franstalig · DISME
  • Share distribution: shares: 100 · DISME
  • Annual meeting schedule: de laatste vrijdag van de maand juni, om tien uur · DISME
  • First fiscal year: 1 januari - 31 december · DISME
  • Act object: STATUTENWIJZIGING-AANNEMING VAN NEDERLANDSTALIGE STATUTEN
Summary: Notarial deed · General meeting · Statute amendment · Share distributionNotary: Isabelle RAES
11-05-2026 Notarial deed · General meeting · Purpose change · Statute amendment Open-capture extraction
  • Filing: 2028-05-04 · DISME
  • Publication: 2026-05-11 · DISME
  • Notarial deed: 2026-04-14 · DISME
  • General meeting: 2026-04-14 · DISME
  • Purpose change: new_purpose: Logiciels & Hardware, Services des conseils, Formation, Commerce, Arts · DISME
  • Statute amendment: article: 21bis, content: Paiement des acomptes sur dividendes · DISME
  • Statute amendment: content: Adoption d'une version néerlandaise des statuts · DISME
  • Act object: MODIFICATION DE L'OВJЕТ - ACOMPTES SUR DIVIDENDES - ADOPTION
Summary: Notarial deed · General meeting · Purpose change · Statute amendment
2020
02-09-2020 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health53Profitability100Solvency12Growth32Stability94
58 / 100

Mixed profile: strong on profitability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 53
Profitability 100
Solvency 12
Growth 32
Stability 94

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,998 of the 29,838 companies in this sector. 779 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Beheer van computerfaciliteiten62030Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Maken van geluidsopnamen59201Maken van geluidsopnamen59201Ontwerpen en programmeren van computerprogramma's62010Computerconsultancy-activiteiten62020Overige diensten op het gebied van informatietechnologie en computer62090Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62900
Primary activity highlighted.
Names & trade names
Legal nameFR DISME
Registered office
Léopold Procureurstraat 20
1090 Jette, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.