DISEÑO
ActiveSummary
DISEÑO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €11k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 21% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-1
Solvency44▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.59 against 1.12 in 2024; short-term debt: 13.1% and cash: 0% of total assets), and 81% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19%
Return on assets
0.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
on the day
2022
1 d late
2021
3 d early
2020
27 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€217k▲ 4.8%
2024 · €207k
2018: €75k
2019: €84k
2020: €96k
2021: €123k
2022: €138k
2023: €206k
2024: €207k
2018 → 2025
Total assets
€1.14M▲ 10.9%
2024 · €1.03M
2018: €230k
2019: €259k
2020: €204k
2021: €198k
2022: €270k
2023: €737k
2024: €1.03M
2018 → 2025
Net result
€11k▲ 455%
2024 · €2k
2018: €1k
2019: €9k
2020: €12k
2021: €28k
2022: €16k
2023: €8k
2024: €2k
2018 → 2025
Working capital
€-61k
2024 · €11k
2018: €37k
2019: €29k
2020: €35k
2021: €48k
2022: €44k
2023: €34k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€138k▲ 12.0%€206k▲ 49.8%€207k▲ 0.5%€217k▲ 4.8%
Operating result€42k-€20k▼ 52.7%€10k▼ 51.0%€12k▲ 23.6%€31k▲ 159%
Net result€28k-€16k▼ 44.0%€8k▼ 48.6%€2k▼ 75.8%€11k▲ 455%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 159% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€1.05M ▲ 13.6%
Current assets
€89k ▼ 13.7%
Equity and liabilities €1.14M
Equity
€217k ▲ 4.8%
Debt
€925k ▲ 12.4%
Debt's share of the balance-sheet total rises from 79.9% to 81.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▲
2024 · €30k
Cash flow
€36k▲
2024 · €20k
Current ratio
0.59▼
2024 · 1.12
Quick ratio
0.33▼
2024 · 0.53
Debt to equity
4.26▲
2024 · 3.97
ROE
4.9%▲
2024 · 0.9%
ROA
0.9%▲
2024 · 0.2%
Interest coverage
2.78▼
2024 · 2.98
Debt ≤ 1 year
€149k▲
2024 · €92k
Debt > 1 year
€775k▲
2024 · €731k
Income taxes
€0
Staff costs
€73k▼
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.14M▲
Fixed assets21/28€927k€1.05M▲
Intangible fixed assets21€376-
Tangible fixed assets22/27€926k€1.05M▲
Land and buildings22€387k€387k=
Plant, machinery and equipment23€29k€23k▼
Furniture and vehicles24€50k€37k▼
Assets under construction and advance payments27€460k€606k▲
Financial fixed assets28€808€808=
Current assets29/58€103k€89k▼
Stocks and contracts in progress3€54k€39k▼
Stocks30/36€48k€39k▼
Contracts in progress37€7k-
Amounts receivable within one year40/41€40k€44k▲
Trade receivables40€23k€38k▲
Other amounts receivable41€16k€7k▼
Current investments50/53€62€62▲
Cash at bank and in hand54/58€2k€267▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.14M▲
Equity10/15€207k€217k▲
Contributions10/11€68k€68k=
Reserves13€140k€150k▲
Distributable reserves133€140k€150k▲
Amounts payable17/49€823k€925k▲
Amounts payable after more than one year17€731k€775k▲
Financial debts170/4€281k€375k▲
Other amounts payable178/9€450k€400k▼
Amounts payable within one year42/48€92k€149k▲
Current portion of amounts payable after more than one year42€30k€38k▲
Financial debts43€41€507▲
Credit institutions430/8€41€507▲
Trade debts44€22k€53k▲
Suppliers440/4€22k€53k▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€2k€1k▼
Remuneration and social security454/9€1k€90▼
Other amounts payable47/48€37k€56k▲
Accrued charges and deferred income492/3€194-
Income statement
Code20242025
Remuneration, social security and pensions62€75k€73k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€25k▲
Other operating charges640/8€823€769▼
Gross operating margin9900€105k€130k▲
Operating profit (loss)9901€12k€31k▲
Financial income75/76B€71€28▼
Recurring financial income75€71€28▼
Financial charges65/66B€10k€20k▲
Recurring financial charges65€10k€20k▲
Profit (loss) for the period before taxes9903€2k€11k▲
Income taxes67/77-€0
Profit (loss) for the period9904€2k€11k▲
Profit (loss) for the period to be appropriated9905€2k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€11k▲
Transfer to equity691/2€1k€10k▲
To other reserves6921€1k€10k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €206k ▲49.8%
6 profitable years in a row build equity to €206k.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €28k ▲126%
Operating result €42k, net result €28k, both a record.
31-12
Financial
Equity above €100kEq €123k ▲28%
4 profitable years in a row build equity to €123k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Langemark-Poelkapelle · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bikschotestraat 1448920 Langemark-PoelkapelleGround area
1,031 m²
Building footprint
269 m²
Parcel 33002A0109/00M009, Flanders. Linked by address, not a title deed.
1 establishment unit
Diseño
since 20072.159.187.534
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33002A0109/00M009 | Flanders | 1,031 m² | 1 · 269 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
7 categoriesDISEÑO BV30862
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SCHRIJNWERKERIJ THEO STAUT EN ZONEN
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MENUISERIE DAUBRESSE
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Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,321 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2007
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.