Dirk Van Iseghem
ActiveSummary
The annual accounts of Dirk Van Iseghem for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €6k and a net result of €-9k. Equity is shrinking by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 33% of 3480 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-99
Solvency55▼-42
Growth32▼-20
Track record82
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.23 against 2.14 in 2024; short-term debt: 70.4% and cash: 0% of total assets), and 70.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.6%
Return on assets
-42.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
28 d early
2024
143 d early
2023
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 59.1%
2024 · €15k
2023: €10k
2024: €15k
2023 → 2025
Total assets
€21k=
2024 · €21k
2023: €18k
2024: €21k
2023 → 2025
Net result
€-9k
2024 · €5k
2023: €5k
2024: €5k
2023 → 2025
Working capital
€3k▼ 48.4%
2024 · €7k
2023: €9k
2024: €7k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€15k▲ 49.2%€6k▼ 59.1%
Operating result€7k-€7k▲ 13.6%€-8k
Net result€5k-€5k▼ 3.2%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21k
Fixed assets
€3k ▼ 67.3%
Current assets
€18k ▲ 46.6%
Equity and liabilities €21k
Equity
€6k ▼ 59.1%
Debt
€15k ▲ 155%
Debt's share of the balance-sheet total rises from 27.6% to 70.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-6k▼
2024 · €9k
Cash flow
€-7k▼
2024 · €6k
Current ratio
1.23▼
2024 · 2.14
Debt to equity
2.38▲
2024 · 0.38
ROE
-144.4%▼
2024 · 33.0%
ROA
-42.8%▼
2024 · 23.9%
Interest coverage
-5.59▼
2024 · 13.08
Debt ≤ 1 year
€15k▲
2024 · €6k
Income taxes
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€21k€21k=
Fixed assets21/28€9k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€5k€3k▼
Financial fixed assets28€4k€0▼
Current assets29/58€12k€18k▲
Amounts receivable within one year40/41€6k€11k▲
Trade receivables40€4k€8k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€7k€0▼
Deferred charges and accrued income490/1€14€7k▲
Equity and liabilities
Total equity and liabilities10/49€21k€21k=
Equity10/15€15k€6k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€10k€1k▼
Amounts payable17/49€6k€15k▲
Amounts payable within one year42/48€6k€15k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€261€120▼
Gross operating margin9900€9k€-6k▼
Operating profit (loss)9901€7k€-8k▼
Financial income75/76B-€127
Recurring financial income75-€127
Financial charges65/66B€674€1k▲
Recurring financial charges65€674€1k▲
Profit (loss) for the period before taxes9903€7k€-9k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€5k€-9k▼
Profit (loss) for the period to be appropriated9905€5k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€1k▼
Profit (loss) brought forward from the previous period14P€5k€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k ▼279%
Net result drops to €-9k, the lowest in the series.
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lode Zielenslaan 382160 WommelgemGround area
173 m²
Building footprint
92 m²
Volume, LiDAR
793 m³
Parcel 11052A0155/00W000, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lode Zielenslaan 38, 2160 Wommelgem
since 20232.351.060.264
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052A0155/00W000 | Flanders | 173 m² | 1 · 91 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0801.183.574
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BE 1024.875.670
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LEANEL
BE 0478.605.819
Lummen · Eq €6,097
Of 14,143 companies in sector 74201 we hold annual accounts for 2,612. 884 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
74201Photography, excluding press photography
46432Wholesale trade
47742Retail sale of prescription glasses, lenses and sunglasses
59113Video and film production, excluding cinema and television films
59201Sound recording
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:dirkvaniseghem@gmail.com