DIRECTFIN
DIRECTFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €180k and a net result of €147k. Equity is growing by ~110.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 768 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €180k |
| Net result | €147k |
| Staff (FTE) | 1.8 |
| Better than sector | 67% |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 62.2% | 38.7% | |
| Net result | €147k | €28k | |
| Equity | €180k | €63k | |
| Gross operating margin | €292k | €67k | |
| Staff costs | €90k | €63k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €147k |
| Cash flow | n/a |
| Staff costs | €90k |
| Income taxes | €49k |
| Dividends | €32k |
| Total assets | €290k |
| Equity | €180k |
| Debt | €110k |
| of which ≤ 1y | €110k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | 1.8 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 62.2% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 50.7% |
| ROE | 81.5% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €290k |
| Fixed assets | 21/28 | €3k |
| Formation expenses | 20 | €512 |
| Tangible fixed assets | 22/27 | €3k |
| Current assets | 29/58 | €287k |
| Amounts receivable within one year | 40/41 | €20k |
| Cash & bank | 54/58 | €32k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €290k |
| Equity | 10/15 | €180k |
| Contributions / capital | 10/11 | €7k |
| Accumulated profits (losses) | 14 | €173k |
| Amounts payable | 17/49 | €110k |
| Amounts payable within one year | 42/48 | €110k |
| Trade debts payable within one year | 44 | €17k |
| Income statement | ||
| Gross operating margin | 9900 | €292k |
| Operating result | 9901 | €198k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €196k |
| Income taxes | 67/77 | €49k |
| Net result for the period | 9904 | €147k |
| Result to be appropriated | 9905 | €147k |
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 24-12-2021 |
| Status | Active |
| Postal code | 6220 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52021D0486/00K000indicative | Wallonia | 158 m² | 1 · 66 m² | 16.7 m · 5 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
07-05-2025 Registered office moved from Ransart to Fleurus
- Rue Masses-Diarbois 82A 6043 Ransart → Place Albert 1er 11A, 6220 Fleurus
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Place Albert 1er 11A, 6220 Fleurus",
"city": "Fleurus",
"region": "waals_gewest",
"street": "Place Albert 1er",
"country": "BE",
"postcode": "6220",
"box_number": null,
"street_number": "11A",
"locality_suffix": null
},
"old_address": {
"raw": "Rue Masses-Diarbois 82A 6043 Ransart",
"city": "Ransart",
"region": "waals_gewest",
"street": "Rue Masses-Diarbois",
"country": "BE",
"postcode": "6043",
"box_number": null,
"street_number": "82A",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "",
"region_changed": false,
"is_statute_change": false,
"nationality_change": false,
"old_address_source": "act_body",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": null,
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2025-05-07",
"filing_date": "2025-04-24",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2025-04-24",
"unanimous": null
},
"subject_company": {
"kbo": "0779.351.547",
"name_full": "Directfin",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | DIRECTFIN |