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DIPROMA

Active
Private limited company·Activiteiten van eetgelegenheden met volledige bediening· 4 yrs active
Voie de l'Air Pur 174 ·4052 Chaudfontaine, Belgium
Open bankruptcy
KBO/BCE: BE 0784.281.028
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs
Staff (FTE)6.9

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for DIPROMA according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-136k) and a net result of €-50k.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events
12-09-2025
Bankruptcy Opening
Date: 08-09-2025 · Tribunal de l’entreprise de Liège, division Liège · DIPROMA SRL VOIE DE L’AIR PUR 174, 4052 BEAUFAYS · Publications in State Gazette ↗

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 26-08-2025 26 d late 2025-00402478
31-12-2023 31-07-2024 11-07-2024 20 d early 2024-00235148

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

Turnover€802k
EBIT margin-10.3%
Net result€-50k+47.8%
Working capital€-229k-22.2%
Directors1

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 26-08-2025 with the NBB · fiscal year 2024 · micro
€-250k€0€250k€500k€750kRevenue 2023: €802k€802kOperating result 2023: €-82k€-82kNet result 2023: €-96k€-96kOperating result 2024: €-42k€-42kNet result 2024: €-50k€-50k20232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -84.1% 19.4%
better than 10% of 5634 sector peers
Net result €-50k €4k
better than 5% of 5623 sector peers
Equity €-136k €14k
better than 5% of 5646 sector peers
Gross operating margin €109k €52k
better than 70% of 5609 sector peers
Staff costs €127k €49k
higher than 78% of 4078 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€802k
- 23-24
EBITDA
€-21k
+55.7% 23-24
Net profit
€-50k
+47.8% 23-24
Cash flow
€-29k
+53.0% 23-24
Total assets
€161k
-14.8% 23-24
Equity
€-136k
-58.3% 23-24
Working capital
€-229k
-22.2% 23-24
Employees (FTE)
7
- 23-24
Staff costs
€127k
-51.1% 23-24
Debt
€297k
+8.0% 23-24
Debt ≤ 1y
€247k
+16.2% 23-24
Debt > 1y
€50k
-20.0% 23-24
Current ratio
0.07
-38.4% 23-24
Quick ratio
0.03
-56.6% 23-24
Solvency
-84.1%
-85.9% 23-24
Debt / equity
-2.19
+31.8% 23-24
ROE
36.8%
-67.0% 23-24
ROA
-31.0%
+38.7% 23-24
Net margin
-11.9%
- 23-24
EBITDA margin
-6.0%
- 23-24
Interest coverage
-2.81
+17.2% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-21k
Net profit€-50k
Cash flow€-29k
Staff costs€127k
Income taxes-
Dividends-
Total assets€161k
Equity€-136k
Debt€297k
of which ≤ 1y€247k
of which > 1y€50k
Working capital€-229k
Employees (FTE)6.9
Ratios (computed)
2024
Current ratio0.07
Quick ratio0.03
Working capital ratio-141.8%
Solvency-84.1%
Debt / equity-2.19
Long-term debt ratio-0.37
Interest coverage-2.81
Gross margin-
Net margin-
ROA-31.0%
ROE36.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€161k
Fixed assets 21/28€143k
Intangible fixed assets 21€36k
Tangible fixed assets 22/27€105k
Financial fixed assets 28€2k
Current assets 29/58€18k
Stocks & contracts in progress 3€11k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€161k
Equity 10/15€-136k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-146k
Amounts payable 17/49€297k
Amounts payable after one year 17€50k
Amounts payable within one year 42/48€247k
Trade debts payable within one year 44€50k
Income statement
Gross operating margin 9900€109k
Operating result 9901€-42k
Financial income 75€32
Financial charges 65€8k
Result before taxes 9903€-50k
Net result for the period 9904€-50k
Result to be appropriated 9905€-50k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

1 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator MARIELLE DONNE
PLACE PUISSANT 13, 4171 POUL- SEUR
08-09-2025 → present Belgian State Gazette

Legal Structure

NACE primary Activiteiten van eetgelegenheden met volledige bediening(56111)
Legal form Private limited company(610)
Incorporation31-03-2022
StatusActive
Postal code4052
First BS signal 12-09-2025
Latest BS signal 12-09-2025

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
4 companies at this address See who is registered here

Establishment units

1 location
Le Flore
Voie de l'Air Pur 174, 4052 ChaudfontaineEetgelegenheden met volledige bediening
since 20222.330.271.778
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area631 m²
Buildings1
Building footprint97 m²
Volume (LiDAR)408 m³
Tallest building7.7 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62012A0206/00P000 Wallonia 631 m² 1 · 97 m² 7.7 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
12-09-2025
Bankruptcy Opening
Date: 08-09-2025 · Tribunal de l’entreprise de Liège, division Liège · DIPROMA SRL VOIE DE L’AIR PUR 174, 4052 BEAUFAYS · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-09-12 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency33Growth58Stability0
38 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 33
Growth 58
Stability 0

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 2,991 of the 20,277 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Catering56210Catering van evenementen56210Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameFR DIPROMA
Registered office
Voie de l'Air Pur 174
4052 Chaudfontaine, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.