DINY
ActiveThe computed 12-month bankruptcy probability of DINY is 2.4% (moderate). The 2024 annual accounts show equity of €69k and a net result of €23k. Equity is growing by ~54% per year across the filed fiscal years. Its solvency ranks better than 20% of 36373 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-5
Solvency43▼-6
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.07 in 2023; short-term debt: 59.6% and cash: 7.7% of total assets), and 81.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.3%
Return on assets
6.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 36373 sector peers (2024).
NBB · sector comparisonPosition among 36373 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
69 d late
2022
70 d late
2021
45 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€69k▲ 50.1%
2023 · €46k
2021: €8k
2022: €27k
2023: €46k
2021 → 2024
Total assets
€378k▲ 93.0%
2023 · €196k
2021: €97k
2022: €135k
2023: €196k
2021 → 2024
Net result
€23k▲ 23.3%
2023 · €19k
2021: €5k
2022: €19k
2023: €19k
2021 → 2024
Working capital
€9k▼ 12.8%
2023 · €10k
2021: €-32k
2022: €-19k
2023: €10k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€8k-€27k▲ 239%€46k▲ 68.3%€69k▲ 50.1%
Operating result€8k-€26k▲ 249%€27k▲ 1.5%€41k▲ 52.4%
Net result€5k-€19k▲ 280%€19k▼ 3.1%€23k▲ 23.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 52% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €378k
Fixed assets
€144k▲ 205%
Current assets
€234k▲ 57.5%
Equity and liabilities €378k
Equity
€69k▲ 50.1%
Debt
€308k▲ 106%
The debt ratio rises from 76.5% to 81.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€85k▲
2023 · €52k
Cash flow
€67k▲
2023 · €44k
Solvency
18.3%▼
2023 · 23.5%
Current ratio
1.04▼
2023 · 1.07
Quick ratio
0.89▼
2023 · 0.91
Debt / equity
4.46▲
2023 · 3.25
ROE
33.4%▼
2023 · 40.6%
ROA
6.1%▼
2023 · 9.6%
Interest coverage
9.52▼
2023 · 23.62
Debt
€308k▲
2023 · €150k
Debt ≤ 1 year
€225k▲
2023 · €138k
Debt > 1 year
€83k▲
2023 · €11k
Income taxes
€9k▲
2023 · €6k
Staff costs
€271k▲
2023 · €130k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€196k€378k▲
Fixed assets21/28€47k€144k▲
Intangible fixed assets21€117€0▼
Tangible fixed assets22/27€47k€144k▲
Plant, machinery and equipment23€17k€12k▼
Furniture and vehicles24€30k€132k▲
Current assets29/58€149k€234k▲
Stocks and contracts in progress3€23k€34k▲
Stocks30/36€23k€34k▲
Amounts receivable within one year40/41€105k€165k▲
Trade receivables40€99k€144k▲
Other amounts receivable41€6k€22k▲
Cash at bank and in hand54/58€18k€29k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€196k€378k▲
Equity10/15€46k€69k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€43k€66k▲
Amounts payable17/49€150k€308k▲
Amounts payable after more than one year17€11k€83k▲
Financial debts170/4€11k€83k▲
Amounts payable within one year42/48€138k€225k▲
Current portion of amounts payable after more than one year42€8k€31k▲
Financial debts43€6k€3k▼
Credit institutions430/8€6k€3k▼
Trade debts44€95k€155k▲
Suppliers440/4€95k€155k▲
Taxes, remuneration and social security45€12k€21k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€6k€11k▲
Other amounts payable47/48€18k€16k▼
Income statement
Code20232024
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€130k€271k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€44k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€386
Other operating charges640/8€8k€6k▼
Gross operating margin9900€190k€362k▲
Operating profit (loss)9901€27k€41k▲
Financial income75/76B€222€446▲
Recurring financial income75€222€446▲
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€25k€32k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€19k€23k▲
Profit (loss) for the period to be appropriated9905€19k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€66k▲
Profit (loss) brought forward from the previous period14P€24k€43k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
31-12
Financial
Highest result since 2021net €23k ▲23.3%
Operating result €41k, net result €23k, both a record.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heistraat 3002610 AntwerpenGround area
239 m²
Building footprint
106 m²
Parcel 11051B0191/00L008, Flanders. Linked by address, not a title deed.
1 establishment unit
DINY
since 20202.310.156.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0191/00L008 | Flanders | 239 m² | 1 · 106 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,661 EUR awarded · 1,571 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 90 EUR | 0 EUR |
| 2024 | 1 | 1,377 EUR | 1,377 EUR |
| 2022 | 1 | 194 EUR | 194 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
648890976O8HLU3WSK61
Similar companies · same sector, comparable size
D3 CONSTRUCTION
BE 0889.658.660
Arlon · Eq €69k
RENOVATHOR
BE 0755.550.816
Deinze · Eq €70k
GAL projects
BE 0801.726.675
Hasselt · Eq €70k
ROSALIS
BE 0871.935.770
Braine-l'Alleud · Eq €71k
JUMACO PROJECTS
BE 0759.609.275
Sint-Truiden · Eq €71k
Of 1,365 companies in sector 43110 we hold annual accounts for 632. 490 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
42990Civil engineering
43240Other construction installation
43299Specialised construction activities
53200Other postal and courier activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.