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DINH VAN BE

Active
Private limited company·Detailhandel in uurwerken en sieraden· 3 yrs active
Grote Zavel 6 ·1000 Brussel, Belgium
KBO/BCE: BE 0794.592.722
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Age3 yrs
Staff (FTE)5.7
Real estate2 parcels · 5.2 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DINH VAN BE is 4.1% (elevated). The 2025 annual accounts show equity of €617k and a net result of €366k. Its solvency ranks better than 64% of 242 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.1% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 11-02-2026 11 d late 2026-00038454
30-06-2024 31-01-2025 26-02-2025 26 d late 2025-00041677
30-09-2023 30-04-2024 29-02-2024 61 d early 2024-00037635

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€366k
Working capital€667k-13.4%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 11-02-2026 with the NBB · fiscal year 2025 · volledig
€-200k€0€200k€400k€600kOperating result 2023: €-39k€-39kNet result 2023: €-47k€-47kOperating result 2025: €557k€557kNet result 2025: €366k€366k20232025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 25.0% 13.8%
better than 64% of 242 sector peers
Net result €366k €19k
better than 90% of 242 sector peers
Equity €617k €94k
better than 85% of 242 sector peers
Gross operating margin €1.23M €319k
better than 86% of 214 sector peers
Staff costs €416k €279k
higher than 64% of 214 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€804k
- 23-25
Net profit
€366k
- 23-25
Cash flow
€613k
- 23-25
Total assets
€2.47M
-12.3% 23-25
Equity
€617k
+1069.9% 23-25
Working capital
€667k
-13.4% 23-25
Employees (FTE)
6
+32.6% 23-25
Staff costs
€416k
+408.9% 23-25
Income taxes
€126k
- 23-25
Debt
€1.85M
-33.0% 23-25
Debt ≤ 1y
€631k
+23.3% 23-25
Debt > 1y
€1.22M
-45.8% 23-25
Current ratio
2.06
-17.8% 23-25
Quick ratio
1.14
-15.6% 23-25
Solvency
25.0%
+1234.2% 23-25
Debt / equity
3.00
-94.3% 23-25
ROE
59.4%
- 23-25
ROA
14.9%
- 23-25
Interest coverage
12.48
- 23-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenue-
EBITDA€804k
Net profit€366k
Cash flow€613k
Staff costs€416k
Income taxes€126k
Dividends-
Total assets€2.47M
Equity€617k
Debt€1.85M
of which ≤ 1y€631k
of which > 1y€1.22M
Working capital€667k
Employees (FTE)5.7
Ratios (computed)
2025
Current ratio2.06
Quick ratio1.14
Working capital ratio27.0%
Solvency25.0%
Debt / equity3.00
Long-term debt ratio1.97
Interest coverage12.48
Gross margin-
Net margin-
ROA14.9%
ROE59.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.47M
Fixed assets 21/28€1.17M
Intangible fixed assets 21€627k
Tangible fixed assets 22/27€408k
Financial fixed assets 28€133k
Current assets 29/58€1.30M
Stocks & contracts in progress 3€579k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€689k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.47M
Equity 10/15€617k
Contributions / capital 10/11€100k
Reserves 13€500k
Accumulated profits (losses) 14€17k
Amounts payable 17/49€1.85M
Amounts payable after one year 17€1.22M
Amounts payable within one year 42/48€631k
Trade debts payable within one year 44€246k
Income statement
Gross operating margin 9900€1.23M
Operating result 9901€557k
Financial income 75€6
Financial charges 65€64k
Result before taxes 9903€493k
Income taxes 67/77€126k
Net result for the period 9904€366k
Result to be appropriated 9905€366k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
91 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grote Zavel 61000 Brussel

Establishment units

2 locations
Sint-Lambertusstraat 202, 1200 Sint-Lambrechts-Woluwe
Detailhandel in uurwerken en sieraden
since 20232.345.199.286
DINH VAN BE
Grote Zavel 6, 1000 BrusselDetailhandel in uurwerken en sieraden
since 20232.345.199.385
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area5.2 ha
Buildings2
Building footprint1.3 ha
Volume (LiDAR)109,964 m³
Tallest building18.5 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21674C0095/00M007 Brussels 5.2 ha 1 · 1.2 ha 17.1 m · 3 fl.
21808H1710/00D000
ProtectedMonumentVoormalig Hotel du Chastel de la HowarderieSource ↗
 Brussels 219 m² 1 · 300 m² 18.5 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health91Profitability100Solvency60Growth78Stability94
85 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 91
Profitability 100
Solvency 60
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 152 of the 2,012 companies in this sector. 67 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in uurwerken en sieraden in gespecialiseerde winkels47770Detailhandel in uurwerken en sieraden47770
Primary activity highlighted.
Names & trade names
Legal nameFR DINH VAN BE
Registered office
Grote Zavel 6
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.