Dinant Motors
ActiveSummary
Dinant Motors has been active since 1950 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €592k and a net result of €130k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 66% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+9
Solvency76▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.95 in 2024; short-term debt: 40% and cash: 6.8% of total assets), and 49.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.9%
Return on assets
11.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
13 d early
2023
on the day
2022
18 d early
2021
5 d early
2020
11 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€6.01M
EBIT margin
4.4%
Net result
€130k▲ 214%
2024 · €41k
2018: €212k
2019: €216k
2020: €100k
2021: €75k
2022: €7k
2023: €883
2024: €41k
2018 → 2025
Working capital
€366k▲ 11.3%
2024 · €329k
2018: €532k
2019: €497k
2020: €466k
2021: €401k
2022: €378k
2023: €307k
2024: €329k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€634k-€641k▲ 1.1%€581k▼ 9.3%€582k▲ 0.2%€592k▲ 1.6%
Operating result€105k-€11k▼ 89.1%€15k▲ 34.8%€66k▲ 330%€165k▲ 148%
Net result€75k-€7k▼ 90.8%€883▼ 87.2%€41k▲ 4,572%€130k▲ 214%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 148% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.16M
Fixed assets
€331k ▼ 16.0%
Current assets
€830k ▲ 23.2%
Equity and liabilities €1.16M
Equity
€592k ▲ 1.6%
Debt
€570k ▲ 17.2%
Debt's share of the balance-sheet total rises from 45.5% to 49.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€244k▲
2024 · €144k
Cash flow
€209k▲
2024 · €119k
Current ratio
1.79▼
2024 · 1.95
Quick ratio
1.59▼
2024 · 1.69
Debt to equity
0.96▲
2024 · 0.83
ROE
21.9%▲
2024 · 7.1%
ROA
11.2%▲
2024 · 3.9%
Interest coverage
24.32▲
2024 · 12.86
Debt ≤ 1 year
€465k▲
2024 · €346k
Debt > 1 year
€105k▼
2024 · €141k
Income taxes
€29k▲
2024 · €17k
Staff costs
€799k▲
2024 · €762k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 63 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€1.16M▲
Fixed assets21/28€394k€331k▼
Tangible fixed assets22/27€394k€331k▼
Land and buildings22€168k€158k▼
Plant, machinery and equipment23€222k€170k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€387€387=
Current assets29/58€674k€830k▲
Amounts receivable after more than one year29€125k€125k=
Other amounts receivable291€125k€125k=
Stocks and contracts in progress3€89k€93k▲
Stocks30/36€89k€93k▲
Amounts receivable within one year40/41€246k€533k▲
Trade receivables40€153k€256k▲
Other amounts receivable41€93k€277k▲
Cash at bank and in hand54/58€213k€79k▼
Deferred charges and accrued income490/1€2k€692▼
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.16M▲
Equity10/15€582k€592k▲
Contributions10/11€213k€213k=
Capital10€213k€213k=
Issued capital100€213k€213k=
Reserves13€369k€379k▲
Non-distributable reserves130/1€21k€21k=
Legal reserve130€21k€21k=
Tax-exempt reserves132€10k€10k=
Distributable reserves133€337k€347k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€486k€570k▲
Amounts payable after more than one year17€141k€105k▼
Financial debts170/4€141k€105k▼
Amounts payable within one year42/48€346k€465k▲
Current portion of amounts payable after more than one year42€34k€36k▲
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€189k€217k▲
Suppliers440/4€189k€217k▲
Taxes, remuneration and social security45€79k€89k▲
Taxes450/3€2k€6k▲
Remuneration and social security454/9€78k€82k▲
Other amounts payable47/48€40k€120k▲
Income statement
Code20242025
Non-recurring operating income76A€4k€10k▲
Remuneration, social security and pensions62€762k€799k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€77k€79k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€910k€1.05M▲
Operating profit (loss)9901€66k€165k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€58k€159k▲
Income taxes67/77€17k€29k▲
Profit (loss) for the period9904€41k€130k▲
Profit (loss) for the period to be appropriated9905€41k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€130k▲
Transfer to equity691/2€1k€10k▲
To the legal reserve6920€0-
To other reserves6921€1k€10k▲
Profit to be distributed694/7€40k€120k▲
Return on contributions (dividend)694€40k€60k▲
Directors or managers695-€60k
Social balance
Average headcount (FTE)908713.513.5=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €883 ▼87.2%
Net result drops to €883, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €216k ▲1.6%
Operating result €272k, net result €216k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dinant · 1 establishment unit since 1950
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Jacques 3275500 DinantGround area
7,418 m²
Building footprint
724 m²
Volume, LiDAR
3,294 m³
Parcel 91034B0104/00R000, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint-Jacques 327, 5500 Dinant
since 19502.004.335.447
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91034B0104/00R000 | Wallonia | 7,418 m² | 1 · 724 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,347 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-02-1950
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47300Retail sale of automotive fuel
47820Retail sale of motor vehicle parts and accessories
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.