DIGITEAL
ActiveSummary
The annual accounts of DIGITEAL for fiscal year 2025 show a net loss of 79% of total assets and of 50% of the equity at the start of that year. The 2025 annual accounts show equity of €1.82M and a net result of €-1.85M. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 86% of 1416 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.83 against 8.89 in 2024; short-term debt: 22.1% and cash: 43.4% of total assets), and 22.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-1.85M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
27 d early
2023
47 d early
2022
61 d early
2021
60 d early
2020
50 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-1.85M▼ 27.7%
2024 · €-1.45M
2018: €-486k
2019: €-441k
2020: €-528k
2021: €-478k
2022: €-1.10M
2023: €-1.17M
2024: €-1.45M
2018 → 2025
Working capital
€954k▼ 66.4%
2024 · €2.84M
2018: €469k
2019: €196k
2020: €193k
2021: €3.00M
2022: €1.87M
2023: €516k
2024: €2.84M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.44M-€2.30M▼ 33.1%€1.13M▼ 51.0%€3.67M▲ 226%€1.82M▼ 50.5%
Operating result€-603k-€-1.15M▼ 90.3%€-1.17M▼ 1.8%€-1.48M▼ 26.5%€-1.86M▼ 25.6%
Net result€-478k-€-1.10M▼ 129%€-1.17M▼ 7.0%€-1.45M▼ 23.9%€-1.85M▼ 27.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.86M in 2025 against €1.48M in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.36M
Fixed assets
€880k ▼ 1.6%
Current assets
€1.48M ▼ 53.9%
Equity and liabilities €2.36M
Equity
€1.82M ▼ 50.5%
Debt
€535k ▲ 27.0%
Debt's share of the balance-sheet total rises from 10.3% to 22.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-1.06M▼
2024 · €-757k
Cash flow
€-1.06M▼
2024 · €-730k
Current ratio
2.83▼
2024 · 8.89
Debt to equity
0.29▲
2024 · 0.11
ROE
-101.9%▼
2024 · -39.5%
ROA
-78.8%▼
2024 · -35.5%
Interest coverage
-64.98▲
2024 · -69.94
Debt ≤ 1 year
€521k▲
2024 · €360k
Income taxes
€3k▲
2024 · €2k
Staff costs
€1.44M▲
2024 · €1.14M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.10M€2.36M▼
Fixed assets21/28€894k€880k▼
Intangible fixed assets21€817k€805k▼
Tangible fixed assets22/27€17k€14k▼
Furniture and vehicles24€17k€14k▼
Financial fixed assets28€61k€61k=
Current assets29/58€3.20M€1.48M▼
Amounts receivable within one year40/41€178k€422k▲
Trade receivables40€165k€406k▲
Other amounts receivable41€13k€16k▲
Current investments50/53€1.00M-
Cash at bank and in hand54/58€1.98M€1.02M▼
Deferred charges and accrued income490/1€41k€30k▼
Equity and liabilities
Total equity and liabilities10/49€4.10M€2.36M▼
Equity10/15€3.67M€1.82M▼
Contributions10/11€9.74M€9.74M=
Capital10€7.84M€7.84M=
Issued capital100€7.84M€7.84M=
Outside capital11€1.90M€1.90M=
Share premium1100/10€1.90M€1.90M=
Profit (loss) carried forward14€-6.07M€-7.92M▼
Amounts payable17/49€421k€535k▲
Amounts payable within one year42/48€360k€521k▲
Trade debts44€135k€228k▲
Suppliers440/4€135k€228k▲
Taxes, remuneration and social security45€225k€292k▲
Taxes450/3€39k€85k▲
Remuneration and social security454/9€186k€207k▲
Accrued charges and deferred income492/3€61k€14k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.14M€1.44M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€723k€797k▲
Other operating charges640/8€18k€1k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€400k€386k▼
Operating profit (loss)9901€-1.48M€-1.86M▼
Financial income75/76B€39k€22k▼
Recurring financial income75€39k€22k▼
Financial charges65/66B€11k€16k▲
Recurring financial charges65€11k€16k▲
Profit (loss) for the period before taxes9903€-1.45M€-1.85M▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€-1.45M€-1.85M▼
Profit (loss) for the period to be appropriated9905€-1.45M€-1.85M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6.07M€-7.92M▼
Profit (loss) brought forward from the previous period14P€-4.61M€-6.07M▼
Social balance
Average headcount (FTE)908711.412.8▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
19-03
State Gazette act
Appointment: Forvis Mazars Réviseurs d’Entreprises (statutory auditor)Capital increase · Capital · Power of attorney5 facts ▸
State Gazette act
Appointment: Forvis Mazars Réviseurs d’Entreprises (statutory auditor)
Capital increase · Capital · Power of attorney5 facts ▸
- General meeting, 13/03/2026
- Capital increase, €1.500.000
- Capital, €9.342.902,47
- Auditor appointment, Forvis Mazars Réviseurs d’Entreprises (statutory auditor)
- Power of attorney, chaque administrateur de la Société
2025
31-12
Financial
Weakest financial yearnet €-1.85M
Net result drops to €-1.85M, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity triplescurrent ratio 8.89
Current ratio from 3.29 to 8.89.
31-12
Financial
Equity above €2MEq €3.67M ▲226%
Equity rises from €1.13M to €3.67M.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity times 14current ratio 41.18
Current ratio from 2.94 to 41.18; short-term debt falls from €99k to €75k.
31-12
Financial
Equity above €2MEq €3.44M ▲682%
Equity rises from €440k to €3.44M.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 20 acts read
About the unread acts
Of the 20 Belgian State Gazette acts we know for this company, 1 has been read. The other 19 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Emile Francqui 61435 Mont-Saint-Guibert1 establishment unit
Rue Emile Francqui 6, 1435 Mont-Saint-Guibert
since 20152.242.177.863
Statutory auditor
1 auditor| Forvis Mazars Réviseurs d’EntreprisesCurrent Statutory auditor | 19-03-2026 → present |
Structure & network
Capital and shareholders
Capital over the years
- 19-03-2026 Capital increase of 1,500,000 EUR · to 9,342,902.47 EUR · in cash
Public money · subsidies and aid
European research
2 projects · 2 as coordinator · 1,006,592 EUR EU contributionProgrammes
Horizon 2020
Projects
Digiteal: Next generation e-invoicing and e-payment platform, one-click and automatic invoice payment anywhere in the SEPA zone
Digiteal: European Payment and e-Invoicing platform
Recognitions · licences · registrations
Legal Entity Identifier
9845000A44AB9CA60605
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 5,354 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-05-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 10 filings
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@tealit.be