Digital Currency Academy
ActiveDigital Currency Academy has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €8k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+33
Solvency86▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 2.13 in 2024; short-term debt: 39.5% and cash: 37.2% of total assets), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.5%
Return on assets
13.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
25 d late
2024
30 d late
2023
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 29.5%
2024 · €26k
2023: €26k
2024: €26k
2023 → 2025
Total assets
€57k▲ 13.4%
2024 · €50k
2023: €29k
2024: €50k
2023 → 2025
Net result
€8k▲ 2,446%
2024 · €306
2023: €-9k
2024: €306
2023 → 2025
Working capital
€34k▲ 29.5%
2024 · €26k
2023: €26k
2024: €26k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€26k-€26k▲ 1.2%€34k▲ 29.5%
Operating result€-9k-€2k€9k▲ 326%
Net result€-9k-€306€8k▲ 2,446%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 326% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €57k
Equity
€34k▲ 29.5%
Debt
€22k▼ 4.8%
The debt ratio falls from 47.0% to 39.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
60.5%▲
2024 · 53.0%
Current ratio
2.53▲
2024 · 2.13
Quick ratio
2.53▲
2024 · 2.13
Debt / equity
0.65▼
2024 · 0.89
ROE
22.8%▲
2024 · 1.2%
ROA
13.8%▲
2024 · 0.6%
Debt
€22k▼
2024 · €23k
Debt ≤ 1 year
€22k▼
2024 · €23k
Income taxes
€-296▼
2024 · €296
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€57k▲
Current assets29/58€50k€57k▲
Amounts receivable within one year40/41€22k€35k▲
Trade receivables40€21k€21k▼
Other amounts receivable41€1k€14k▲
Cash at bank and in hand54/58€27k€21k▼
Deferred charges and accrued income490/1€255€277▲
Equity and liabilities
Total equity and liabilities10/49€50k€57k▲
Equity10/15€26k€34k▲
Contributions10/11€35k€35k=
Profit (loss) carried forward14€-9k€-784▲
Amounts payable17/49€23k€22k▼
Amounts payable within one year42/48€23k€22k▼
Trade debts44€14k€7k▼
Suppliers440/4€14k€7k▼
Advances received on contracts in progress46-€12k
Taxes, remuneration and social security45€10k€3k▼
Taxes450/3€10k€3k▼
Income statement
Code20242025
Other operating charges640/8€528€105▼
Gross operating margin9900€3k€9k▲
Operating profit (loss)9901€2k€9k▲
Financial income75/76B€26€0▼
Recurring financial income75€26€0▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€602€8k▲
Income taxes67/77€296€-296▼
Profit (loss) for the period9904€306€8k▲
Profit (loss) for the period to be appropriated9905€306€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-784▲
Profit (loss) brought forward from the previous period14P€-9k€-9k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Highest result since 2023net €8k ▲2446%
Operating result €9k, net result €8k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €306
Net result €306 after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oktrooiplein 19000 GentGround area
1,619 m²
Building footprint
1,590 m²
Volume, LiDAR
9,034 m³
Parcel 44807G0728/02L013, Flanders · tallest building 18.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Digital Currency Academy
since 20222.331.567.323
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44807G0728/02L013 | Flanders | 1,619 m² | 1 · 1,590 m² | 18.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 23,079 EUR awarded · 23,079 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | -921 EUR | 0 EUR |
| 2023 | 1 | 24,000 EUR | 23,079 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 988 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2022
Fiscal year end31-12
Activities, NACEBEL
85599Other education
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.digitalcurrencyacademy.be