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Generated 09-08-2026
Active BE 0440.176.793Coöperatieve vennootschap (oud statuut)Open bankruptcy

Diffulec Eco Concept Isolation

Chemin de la Procession 164 ·7000 Mons, Belgium· 36 yrs active
Sector: Wholesale trade (46130)
Conclusion Checked

A bankruptcy procedure is open for Diffulec Eco Concept Isolation according to publications in the Belgian State Gazette. The 2021 annual accounts show equity of €38k and a net result of €7k.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €38k
Net result €7k
Better than sector 95%
Active 36 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability96Solvency100Growth50Stability0
49 / 100

Mixed profile: strong on solvency, weaker on health.

Health 0
Profitability 96
Solvency 100
Growth 50
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High risk
Components
· Open bankruptcy (+50)
Trust signals 2 signals
KBO register: special legal situation
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2021 · computed
0 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 29-06-2023 with the NBB · fiscal year 2021 · micro
Sector comparison
Fiscal year 2021 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 100.0% 26.3%
better than 95% of 1517 sector peers
Net result €7k €5k
better than 55% of 1519 sector peers
Equity €38k €22k
better than 61% of 1522 sector peers
Gross operating margin €18k €19k
better than 50% of 1515 sector peers
Total assets €38k €112k
better than 24% of 1517 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2021
Revenue-
EBITDA-
Net profit€7k
Cash flow-
Staff costs-
Income taxes€3k
Dividends-
Total assets€38k
Equity€38k
Debt-
of which ≤ 1y-
of which > 1y-
Working capital-
Employees (FTE)-
Ratios (computed)
2021
Current ratio-
Quick ratio-
Working capital ratio-
Solvency100.0%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA19.3%
ROE19.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€38k
Current assets 29/58€38k
Amounts receivable within one year 40/41€34k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€38k
Equity 10/15€38k
Contributions / capital 10/11€19k
Reserves 13€496
Accumulated profits (losses) 14€19k
Income statement
Gross operating margin 9900€18k
Operating result 9901€10k
Result before taxes 9903€10k
Income taxes 67/77€3k
Net result for the period 9904€7k
Result to be appropriated 9905€7k
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator ALEXIS COLMANT
RUE DU ONZE NOVEMBRE, 9, 7000 MONS- . Date provisoire de cessation de paiement : 18/07/2023
 18-07-2023 → present Belgian State Gazette
Legal Structure
NACE primary Wholesale trade(46130)
Legal form Coöperatieve vennootschap (oud statuut)(016)
Incorporation27-02-1990
StatusActive
Postal code7000
First BS signal 25-07-2023
Latest BS signal 25-07-2023
Company structure, linked entities1 linked entities
Diffulec Eco Concept Is…BE 0440.176.793ALEXIS COLMANTReceiver ↔ 72BATIMMOPIDIE.TSantoro, Michele
Mandates
↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.
Establishment units 1 location
Vooruitgangstraat 80, 1030 Schaarbeek
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
since 19902.047.685.044
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
53404B0665/00L004 Wallonia 712 m² 1 · 104 m² 9.4 m · 3 fl.
21910E0033/00M011 Brussels 178 m² 1 · 71 m² 16.6 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
25-07-2023
Bankruptcy Opening
Tribunal de l’entreprise du Hainaut, division Mons · DIFFULEC ECO CONCEPT ISOLATION SC CHEMIN DE LA PROCESSION 164, 7000 MONS · event 18-07-2023
29-06-2023
NBB filing Annual accounts filed
fiscal year 2021 · micro
15-02-2023
State Gazette act Director changes
2017
19-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
18-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
17-07-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
04-07-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
2013
12-06-2013
NBB filing Annual accounts filed
fiscal year 2012 · volledig
2012
18-06-2012
NBB filing Annual accounts filed
fiscal year 2011 · volledig
2011
21-06-2011
NBB filing Annual accounts filed
fiscal year 2010 · volledig
2010
23-07-2010
NBB filing Annual accounts filed
fiscal year 2009 · volledig
2009
17-06-2009
NBB filing Annual accounts filed
fiscal year 2008 · volledig
Lifecycle & Insolvency Signals 1 events
25-07-2023
Bankruptcy Opening
Date: 18-07-2023 · Tribunal de l’entreprise du Hainaut, division Mons · DIFFULEC ECO CONCEPT ISOLATION SC CHEMIN DE LA PROCESSION 164, 7000 MONS · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262023-07-25 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
15-02-2023 1 director appointed, 1 resigning Director changes
  • Guibellino Charles, Bestuurder
  • Nimsgern Jean François, Bestuurder
Technical details 
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  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Nimsgern Jean Fran\u00E7ois",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-11-15",
      "evidence_quote": "D\u00E9mission le 15 novembre 2022 de Monsieur Nimsgern Jean Fran\u00E7ois de son poste d\u0027administrateur.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Guibellino Charles",
        "address": "Impasse Fardeloup 8 \u00E0 F-13600 lLa Ciotat",
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      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
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      "compensated": null,
      "effective_date": "2022-11-15",
      "evidence_quote": "Nomination le 15 novembre 2022 de Monsieur Guibellino Charles, domicili\u00E9 Impasse Fardeloup 8 \u00E0 F-13600 lLa Ciotat, au poste d\u0027administrateur.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Charles Guibellino",
        "address": null,
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        "profession": null,
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      },
      "reason": null,
      "subkind": null,
      "via_org": null,
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      "compensated": null,
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      "evidence_quote": "Charles Guibellino\nAdministrateur",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Ixelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-02-15",
    "filing_date": "2022-11-15",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-02-15",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0440.176.793",
    "name_full": "Diffulec",
    "legal_form": "SCRL"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in hout en bouwmaterialen46130Handelsbemiddeling in de groothandel in hout en bouwmaterialen46130Restaurants van het traditionele type55301Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameFR Diffulec Eco Concept Isolation
AbbreviationFR DECI
Registered office
Chemin de la Procession 164
7000 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative