Dierenkliniek De Morette
ActiveSummary
Dierenkliniek De Morette has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262k and a net result of €-151k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 244 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-75
Solvency55▼-17
Growth46▼-6
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.98 against 1.51 in 2024; short-term debt: 63.7% and cash: 15.4% of total assets), and 70.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
35 d early
2023
7 d early
2022
19 d early
2021
45 d early
2020
29 d early
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€2.70M▼ 0.4%
2024 · €2.71M
2024: €2.71M
2024 → 2025
EBIT margin
-5.7%▼ 12.3pp
2024 · 6.6%
2024: 6.6%
2024 → 2025
Net result
€-151k
2024 · €142k
2018: €270k
2020: €306k
2021: €514k
2022: €287k
2023: €226k
2024: €142k
2018 → 2025
Working capital
€-12k
2024 · €206k
2018: €168k
2020: €120k
2021: €387k
2022: €71k
2023: €218k
2024: €206k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.71M€2.70M▼ 0.4%
Equity€488k-€175k▼ 64.1%€401k▲ 129%€413k▲ 2.9%€262k▼ 36.5%
Operating result€619k-€386k▼ 37.7%€305k▼ 20.9%€180k▼ 41.0%€-153k
Net result€514k-€287k▼ 44.1%€226k▼ 21.4%€142k▼ 37.2%€-151k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €153k after €180k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €881k
Fixed assets
€332k ▲ 23.2%
Current assets
€549k ▼ 10.3%
Equity and liabilities €881k
Equity
€262k ▼ 36.5%
Debt
€619k ▲ 31.9%
Debt's share of the balance-sheet total rises from 53.2% to 70.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-66k▼
2024 · €252k
Cash flow
€-63k▼
2024 · €213k
Current ratio
0.98▼
2024 · 1.51
Quick ratio
0.72▼
2024 · 1.16
Debt to equity
2.36▲
2024 · 1.14
ROE
-57.5%▼
2024 · 34.3%
ROA
-17.1%▼
2024 · 16.1%
Interest coverage
-6.02▼
2024 · 24.71
Debt ≤ 1 year
€561k▲
2024 · €406k
Debt > 1 year
€55k▼
2024 · €59k
Income taxes
€78▼
2024 · €49k
Staff costs
€362k▲
2024 · €336k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€882k€881k▼
Fixed assets21/28€269k€332k▲
Intangible fixed assets21-€9k
Tangible fixed assets22/27€269k€322k▲
Plant, machinery and equipment23€136k€122k▼
Furniture and vehicles24€17k€8k▼
Leasing and similar rights25€83k€86k▲
Assets under construction and advance payments27€33k€107k▲
Financial fixed assets28€260-
Current assets29/58€613k€549k▼
Stocks and contracts in progress3€142k€146k▲
Stocks30/36€142k€146k▲
Amounts receivable within one year40/41€347k€267k▼
Trade receivables40€306k€235k▼
Other amounts receivable41€41k€33k▼
Cash at bank and in hand54/58€108k€136k▲
Deferred charges and accrued income490/1€16k€409▼
Equity and liabilities
Total equity and liabilities10/49€882k€881k▼
Equity10/15€413k€262k▼
Contributions10/11€159k€159k=
Reserves13€253k€103k▼
Distributable reserves133€253k€103k▼
Amounts payable17/49€469k€619k▲
Amounts payable after more than one year17€59k€55k▼
Financial debts170/4€59k€55k▼
Amounts payable within one year42/48€406k€561k▲
Current portion of amounts payable after more than one year42€24k€31k▲
Trade debts44€123k€388k▲
Suppliers440/4€123k€388k▲
Taxes, remuneration and social security45€105k€109k▲
Taxes450/3€75k€71k▼
Remuneration and social security454/9€29k€39k▲
Other amounts payable47/48€155k€32k▼
Accrued charges and deferred income492/3€4k€4k▼
Income statement
Code20242025
Turnover70€2.71M€2.70M▼
Non-recurring operating income76A-€10k
Goods, raw materials, services and sundry goods60/61€2.13M€2.39M▲
Remuneration, social security and pensions62€336k€362k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€88k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-9k€43k▲
Other operating charges640/8€11k€11k▼
Gross operating margin9900€590k€351k▼
Operating profit (loss)9901€180k€-153k▼
Financial income75/76B€21k€13k▼
Recurring financial income75€21k€13k▼
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€191k€-151k▼
Income taxes67/77€49k€78▼
Profit (loss) for the period9904€142k€-151k▼
Profit (loss) for the period to be appropriated9905€142k€-151k▼
Appropriation of the result
Profit (loss) to be appropriated9906€142k€-151k▼
Transfer from equity791/2-€151k
Transfer to equity691/2€12k-
To other reserves6921€12k-
Profit to be distributed694/7€130k-
Return on contributions (dividend)694€130k-
Social balance
Average headcount (FTE)908710.610.9▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-151k ▼206%
Net result drops to €-151k, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €401k ▲129%
5 profitable years in a row build equity to €401k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €514k ▲68%
Operating result €619k, net result €514k, both a record.
31-12
Financial
Equity above €200kEq €488k ▲180%
3 profitable years in a row build equity to €488k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
17 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edingsesteenweg 2371730 AsseGround area
9,446 m²
Building footprint
1,103 m²
Volume, LiDAR
6,196 m³
Parcel 23002G0183/00G000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dierenkliniek De Morette
since 19942.065.371.807
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002G0183/00G000 | Flanders | 9,446 m² | 1 · 1,103 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 204 EUR awarded · 204 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 204 EUR | 204 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,566 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-1992
Fiscal year end31-12
Activities, NACEBEL 2025
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.