Dierenarts De Vloo
ActiveSummary
Dierenarts De Vloo has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203k and a net result of €22k. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 1272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-8
Solvency98▼-2
Growth55=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 5.08 in 2024; short-term debt: 26.7% and cash: 27% of total assets), and 26.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.3%
Return on assets
8.1%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
29 d early
2023
on the day
2022
35 d early
2021
5 d early
2020
11 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€115k▼ 10.8%
2022 · €129k
2019: €152k
2020: €150k
2021: €145k
2022: €129k
2019 → 2023
EBIT margin
31.5%▼ 3.5pp
2022 · 35.0%
2019: 5.0%
2020: 25.6%
2021: 54.9%
2022: 35.0%
2019 → 2023
Net result
€22k▼ 36.4%
2024 · €35k
2019: €4k
2020: €25k
2021: €58k
2022: €22k
2023: €22k
2024: €35k
2019 → 2025
Working capital
€121k▼ 28.5%
2024 · €170k
2019: €12k
2020: €39k
2021: €97k
2022: €120k
2023: €142k
2024: €170k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€145k-€129k▼ 11.1%€115k▼ 10.8%
Equity€101k-€123k▲ 22.0%€145k▲ 18.0%€180k▲ 24.3%€203k▲ 12.4%
Operating result€79k-€45k▼ 43.3%€36k▼ 19.9%€54k▲ 50.8%€31k▼ 43.5%
Net result€58k-€22k▼ 61.7%€22k▲ 0.1%€35k▲ 58.9%€22k▼ 36.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €276k
Fixed assets
€81k ▲ 216%
Current assets
€195k ▼ 7.6%
Equity and liabilities €276k
Equity
€203k ▲ 12.4%
Debt
€74k ▲ 30.2%
Debt's share of the balance-sheet total rises from 23.9% to 26.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44k▼
2024 · €56k
Cash flow
€36k▼
2024 · €37k
Current ratio
2.64▼
2024 · 5.08
Quick ratio
2.59▼
2024 · 4.98
Debt to equity
0.36▲
2024 · 0.31
ROE
11.1%▼
2024 · 19.5%
ROA
8.1%▼
2024 · 14.9%
Interest coverage
19.07▼
2024 · 20.47
Debt ≤ 1 year
€74k▲
2024 · €42k
Income taxes
€8k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€237k€276k▲
Fixed assets21/28€26k€81k▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€26k€81k▲
Land and buildings22-€14k
Plant, machinery and equipment23€26k€22k▼
Furniture and vehicles24€0€45k▲
Current assets29/58€211k€195k▼
Stocks and contracts in progress3€4k€4k▼
Stocks30/36€4k€4k▼
Amounts receivable within one year40/41€1k€16k▲
Trade receivables40€1k€9k▲
Other amounts receivable41€0€7k▲
Current investments50/53€65k€99k▲
Cash at bank and in hand54/58€140k€75k▼
Deferred charges and accrued income490/1€559€1k▲
Equity and liabilities
Total equity and liabilities10/49€237k€276k▲
Equity10/15€180k€203k▲
Contributions10/11€20k€20k=
Outside capital11€20k-
Other1109/19€20k-
Reserves13€175k€175k=
Distributable reserves133€175k€175k=
Profit (loss) carried forward14€-15k€7k▲
Amounts payable17/49€57k€74k▲
Amounts payable within one year42/48€42k€74k▲
Trade debts44€10k€52k▲
Suppliers440/4€10k€52k▲
Taxes, remuneration and social security45€10k€507▼
Taxes450/3€10k€107▼
Remuneration and social security454/9€400€400=
Other amounts payable47/48€22k€21k▼
Accrued charges and deferred income492/3€15k€0▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€86k€74k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€13k▲
Other operating charges640/8€716€681▼
Gross operating margin9900€57k€45k▼
Operating profit (loss)9901€54k€31k▼
Financial income75/76B€319€2k▲
Recurring financial income75€319€2k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€52k€30k▼
Income taxes67/77€17k€8k▼
Profit (loss) for the period9904€35k€22k▼
Profit (loss) for the period to be appropriated9905€35k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€7k▼
Profit (loss) brought forward from the previous period14P€-15k€-15k=
Transfer to equity691/2€35k€0▼
To other reserves6921€35k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Equity above €200kEq €203k ▲12.4%
7 profitable years in a row build equity to €203k.
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €150kEq €180k ▲24.3%
6 profitable years in a row build equity to €180k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €58k ▲127%
Operating result €79k, net result €58k, both a record.
30-06
Financial
Equity above €100kEq €101k ▲134%
3 profitable years in a row build equity to €101k.
20-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselstraat 7351700 DilbeekGround area
813 m²
Building footprint
198 m²
Volume, LiDAR
966 m³
Parcel 23079B0052/00Y000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brusselstraat 735, 1700 Dilbeek
since 20132.219.179.361
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23079B0052/00Y000 | Flanders | 813 m² | 1 · 198 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VETCONSULT
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FX Vet SPRLU
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,647 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2013
Fiscal year end30-06
Activities, NACEBEL 2025
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.