DICD
ActiveSummary
DICD has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €5k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 59 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency37▲+5
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.83 in 2024; short-term debt: 37.5% and cash: 10.6% of total assets), and 87.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 37
Relative position
BE, all sectors
reference
Sector 37
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 59 sector peers (2025).
NBB · sector comparisonPosition among 59 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
2 d late
2022
40 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 38.9%
2024 · €13k
2022: €13k
2023: €18k
2024: €13k
2022 → 2025
Total assets
€145k▼ 23.1%
2024 · €188k
2022: €136k
2023: €167k
2024: €188k
2022 → 2025
Net result
€5k▼ 31.2%
2024 · €7k
2022: €19k
2023: €23k
2024: €7k
2022 → 2025
Working capital
€-6k▲ 47.6%
2024 · €-11k
2022: €-18k
2023: €-22k
2024: €-11k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€13k-€18k▲ 36.5%€13k▼ 27.4%€18k▲ 38.9%
Operating result€26k-€31k▲ 20.5%€21k▼ 32.9%€11k▼ 48.4%
Net result€19k-€23k▲ 17.3%€7k▼ 68.3%€5k▼ 31.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 48% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€96k ▼ 27.8%
Current assets
€48k ▼ 11.5%
Equity and liabilities €145k
Equity
€18k ▲ 38.9%
Debt
€127k ▼ 27.6%
Debt's share of the balance-sheet total falls from 93.2% to 87.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2024 · €61k
Cash flow
€47k▼
2024 · €47k
Current ratio
0.89▲
2024 · 0.83
Debt to equity
7.18▼
2024 · 13.78
ROE
28.0%▼
2024 · 56.6%
ROA
3.4%▼
2024 · 3.8%
Interest coverage
18.51▲
2024 · 8.04
Debt ≤ 1 year
€54k▼
2024 · €66k
Debt > 1 year
€73k▼
2024 · €110k
Income taxes
€3k▼
2024 · €4k
Staff costs
€6k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€188k€145k▼
Fixed assets21/28€133k€96k▼
Tangible fixed assets22/27€133k€96k▼
Plant, machinery and equipment23€62k€47k▼
Furniture and vehicles24€71k€49k▼
Financial fixed assets28€135€135=
Current assets29/58€55k€48k▼
Amounts receivable within one year40/41€45k€32k▼
Trade receivables40€16k€20k▲
Other amounts receivable41€29k€12k▼
Cash at bank and in hand54/58€9k€15k▲
Deferred charges and accrued income490/1€888€1k▲
Equity and liabilities
Total equity and liabilities10/49€188k€145k▼
Equity10/15€13k€18k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€8k€13k▲
Amounts payable17/49€175k€127k▼
Amounts payable after more than one year17€110k€73k▼
Financial debts170/4€110k€73k▼
Amounts payable within one year42/48€66k€54k▼
Current portion of amounts payable after more than one year42€40k€36k▼
Trade debts44€356€13k▲
Suppliers440/4€356€13k▲
Taxes, remuneration and social security45€6k€1k▼
Taxes450/3€6k€450▼
Remuneration and social security454/9€77€571▲
Other amounts payable47/48€19k€4k▼
Accrued charges and deferred income492/3-€3
Income statement
Code20242025
Non-recurring operating income76A-€6k
Remuneration, social security and pensions62€32k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€42k▲
Other operating charges640/8€1k€794▼
Non-recurring operating charges66A€250-
Gross operating margin9900€95k€59k▼
Operating profit (loss)9901€21k€11k▼
Financial income75/76B€480€118▼
Recurring financial income75€480€118▼
Financial charges65/66B€11k€3k▼
Recurring financial charges65€8k€3k▼
Non-recurring financial charges66B€3k-
Profit (loss) for the period before taxes9903€11k€8k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€7k€5k▼
Profit (loss) for the period to be appropriated9905€7k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€13k▼
Profit (loss) brought forward from the previous period14P€13k€8k▼
Profit to be distributed694/7€12k-
Return on contributions (dividend)694€12k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €5k ▼31.2%
Net result drops to €5k, the lowest in the series.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
30-06
Financial
Highest result since 2022net €23k ▲17.3%
Operating result €31k, net result €23k, both a record.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2022
Ground area
655 m²
Building footprint
88 m²
Volume, LiDAR
325 m³
Parcel 55402E0072/00R000, Wallonia · tallest building 4.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DICD
since 20222.326.258.255
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55402E0072/00R000 | Wallonia | 655 m² | 1 · 88 m² | 4.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BMC Services
BE 0844.995.011
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ATB Belgique
BE 0887.434.786
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Rioolexpert
BE 0563.763.406
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Of 362 companies in sector 37000 we hold annual accounts for 205. 81 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2021
Fiscal year end30-06
Trade name FR
BERIOT
Activities, NACEBEL 2025
37000Sewerage
42212Civil engineering
42911Civil engineering
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:c.beriot@skynet.be
Phone:+32493763163