DIBLING & DIBLING
ActiveDIBLING & DIBLING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €425k. Equity is shrinking by ~19.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 7% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.79 in 2024; short-term debt: 97% and cash: 35.3% of total assets), and 97% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3%
Return on assets
61.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 12642 sector peers (2025).
NBB · sector comparisonPosition among 12642 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
68 d late
2023
90 d late
2022
134 d late
2021
179 d late
2020
5 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k=
2024 · €20k
2018: €77k
2019: €144k
2020: €141k
2021: €277k
2022: €29k
2023: €35k
2024: €20k
2018 → 2025
Total assets
€690k▲ 70.7%
2024 · €405k
2018: €112k
2019: €312k
2020: €416k
2021: €372k
2022: €359k
2023: €386k
2024: €405k
2018 → 2025
Net result
€425k▲ 70.8%
2024 · €249k
2018: €69k
2019: €168k
2020: €149k
2021: €136k
2022: €142k
2023: €156k
2024: €249k
2018 → 2025
Working capital
€-216k▼ 162%
2024 · €-82k
2018: €69k
2019: €118k
2020: €113k
2021: €187k
2022: €106k
2023: €-21k
2024: €-82k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€277k-€29k▼ 89.6%€35k▲ 20.6%€20k▼ 40.9%€20k=
Operating result€181k-€181k▲ 0.2%€200k▲ 10.5%€380k▲ 89.9%€655k▲ 72.3%
Net result€136k-€142k▲ 4.2%€156k▲ 9.8%€249k▲ 59.4%€425k▲ 70.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 72% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €690k
Fixed assets
€237k▲ 130%
Current assets
€454k▲ 50.4%
Equity and liabilities €690k
Equity
€20k=
Debt
€670k▲ 74.4%
The debt ratio rises from 94.9% to 97.0%. Debt is higher.
Key figures and ratios
EBITDA
€682k▲
2024 · €405k
Cash flow
€452k▲
2024 · €273k
Solvency
3.0%▼
2024 · 5.1%
Current ratio
0.68▼
2024 · 0.79
Quick ratio
0.68▼
2024 · 0.79
Debt / equity
32.75▲
2024 · 18.77
ROA
61.5%▲
2024 · 61.4%
Interest coverage
7.72▼
2024 · 7.92
Debt
€670k▲
2024 · €384k
Debt ≤ 1 year
€670k▲
2024 · €384k
Income taxes
€145k▲
2024 · €90k
A ratio outside any meaningful range has been withheld (balance sheet total €690k, equity €20k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€405k€690k▲
Fixed assets21/28€103k€237k▲
Tangible fixed assets22/27€97k€231k▲
Land and buildings22€73k€149k▲
Plant, machinery and equipment23€1k€641▼
Furniture and vehicles24€23k€12k▼
Other tangible fixed assets26€124€0▼
Assets under construction and advance payments27-€70k
Financial fixed assets28€6k€6k=
Current assets29/58€302k€454k▲
Amounts receivable within one year40/41€148k€210k▲
Trade receivables40€66k€206k▲
Other amounts receivable41€82k€3k▼
Cash at bank and in hand54/58€154k€244k▲
Equity and liabilities
Total equity and liabilities10/49€405k€690k▲
Equity10/15€20k€20k=
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133-€2k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€384k€670k▲
Amounts payable within one year42/48€384k€670k▲
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€8k€15k▲
Suppliers440/4€8k€15k▲
Taxes, remuneration and social security45€112k€130k▲
Taxes450/3€112k€130k▲
Other amounts payable47/48€263k€525k▲
Income statement
Code20242025
Non-recurring operating income76A€2k€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€27k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€406k€683k▲
Operating profit (loss)9901€380k€655k▲
Financial income75/76B€10k€3k▼
Recurring financial income75€10k€3k▼
Financial charges65/66B€51k€88k▲
Recurring financial charges65€51k€88k▲
Profit (loss) for the period before taxes9903€339k€570k▲
Income taxes67/77€90k€145k▲
Profit (loss) for the period9904€249k€425k▲
Profit (loss) for the period to be appropriated9905€249k€425k▲
Appropriation of the result
Profit (loss) to be appropriated9906€263k€425k▲
Profit (loss) brought forward from the previous period14P€14k€0▼
Profit to be distributed694/7€263k€425k▲
Return on contributions (dividend)694€263k€425k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €425k ▲70.8%
Operating result €655k, net result €425k, both a record.
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 134 days late
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 179 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 2.96
Current ratio from 1.41 to 2.96; short-term debt falls from €275k to €96k.
31-12
Financial
Equity above €200kEq €277k ▲96.9%
4 profitable years in a row build equity to €277k.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Equity above €100kEq €144k ▲88.7%
2 profitable years in a row build equity to €144k.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugmannlaan 1971050 ElseneGround area
241 m²
Building footprint
97 m²
Volume, LiDAR
1,392 m³
Parcel 21447B0310/00B035, Brussels · tallest building 19.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DIBLING & DIBLING
since 20162.249.722.978
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0310/00B035 | Brussels | 241 m² | 1 · 97 m² | 19.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900Z2HMAMFRELKW83
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 6,176 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2015
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.