DIAM
ActiveDIAM has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18.05M and a net result of €459k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 55% of 4504 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability13▼-7
Solvency90▲+2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.4M at 30 days acceptable
Liquidity ample (current ratio 2.29 against 3.02 in 2024), but 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.1%
Return on assets
1.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
13 d early
2023
7 d early
2022
17 d late
2021
25 d early
2020
26 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€459k▼ 35.9%
2024 · €717k
2018: €576k
2019: €638k
2020: €1.07M
2021: €922k
2022: €928k
2023: €2.35M
2024: €717k
2018 → 2025
Working capital
€1.48M▼ 37.6%
2024 · €2.38M
2018: €18.35M
2019: €23.31M
2020: €25.14M
2021: €24.78M
2022: €24.76M
2023: €2.42M
2024: €2.38M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13.69M-€14.52M▲ 6.0%€16.87M▲ 16.2%€17.59M▲ 4.2%€18.05M▲ 2.6%
Operating result€1.13M-€1.17M▲ 3.8%€3.26M▲ 178%€1.12M▼ 65.6%€630k▼ 43.8%
Net result€922k-€928k▲ 0.6%€2.35M▲ 153%€717k▼ 69.5%€459k▼ 35.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 44% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40.04M
Fixed assets
€37.41M▲ 0.6%
Current assets
€2.63M▼ 25.9%
Equity and liabilities €40.04M
Equity
€18.05M▲ 2.6%
Provisions
€881k▼ 3.1%
Debt
€21.10M▼ 5.2%
The debt ratio falls from 54.6% to 52.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€927k▼
2024 · €1.43M
Cash flow
€756k▼
2024 · €1.03M
Solvency
45.1%▲
2024 · 43.2%
Current ratio
2.29▼
2024 · 3.02
Quick ratio
2.29▼
2024 · 3.02
Debt / equity
1.17▼
2024 · 1.26
ROE
2.5%▼
2024 · 4.1%
ROA
1.1%▼
2024 · 1.8%
Interest coverage
2.27▼
2024 · 2.35
Debt
€21.10M▼
2024 · €22.25M
Debt ≤ 1 year
€1.15M▼
2024 · €1.18M
Debt > 1 year
€19.77M▼
2024 · €20.79M
Income taxes
€175k▼
2024 · €268k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40.75M€40.04M▼
Fixed assets21/28€37.20M€37.41M▲
Tangible fixed assets22/27€3.48M€3.69M▲
Land and buildings22€3.48M€3.21M▼
Assets under construction and advance payments27-€475k
Financial fixed assets28€33.72M€33.72M=
Current assets29/58€3.55M€2.63M▼
Amounts receivable within one year40/41€3.44M€2.44M▼
Trade receivables40€189k€121k▼
Other amounts receivable41€3.25M€2.32M▼
Cash at bank and in hand54/58€7€7=
Deferred charges and accrued income490/1€111k€194k▲
Equity and liabilities
Total equity and liabilities10/49€40.75M€40.04M▼
Equity10/15€17.59M€18.05M▲
Contributions10/11€7.40M€7.40M=
Capital10€7.40M€7.40M=
Issued capital100€7.40M€7.40M=
Revaluation surpluses12€465k€465k=
Reserves13€4.34M€4.26M▼
Non-distributable reserves130/1€740k€740k=
Legal reserve130€740k€740k=
Tax-exempt reserves132€2.73M€2.64M▼
Distributable reserves133€875k€875k=
Profit (loss) carried forward14€5.39M€5.93M▲
Investment grants15-€3k
Provisions and deferred taxes16€909k€881k▼
Deferred taxes168€909k€881k▼
Amounts payable17/49€22.25M€21.10M▼
Amounts payable after more than one year17€20.79M€19.77M▼
Financial debts170/4€20.79M€19.77M▼
Amounts payable within one year42/48€1.18M€1.15M▼
Current portion of amounts payable after more than one year42€1.02M€1.02M=
Trade debts44€25k€30k▲
Suppliers440/4€25k€30k▲
Advances received on contracts in progress46€59k€38k▼
Taxes, remuneration and social security45€50k€39k▼
Taxes450/3€50k€39k▼
Other amounts payable47/48€25k€27k▲
Accrued charges and deferred income492/3€287k€181k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€314k€297k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€56k
Other operating charges640/8€89k€105k▲
Gross operating margin9900€1.52M€1.09M▼
Operating profit (loss)9901€1.12M€630k▼
Financial income75/76B€449k€386k▼
Recurring financial income75€449k€386k▼
Financial charges65/66B€612k€409k▼
Recurring financial charges65€612k€409k▼
Profit (loss) for the period before taxes9903€957k€607k▼
Transfer from deferred taxes780€28k€28k▲
Transfer to deferred taxes680€0-
Income taxes67/77€268k€175k▼
Profit (loss) for the period9904€717k€459k▼
Transfer from tax-exempt reserves789€83k€84k▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€800k€543k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5.39M€5.93M▲
Profit (loss) brought forward from the previous period14P€4.59M€5.39M▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director reappointment · Permanent representative4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director reappointment · Permanent representative4 facts ▸
- General meeting, 12 juni 2026
- Director reappointment, ATHELEAN (bestuurder)
- Permanent representative, Frank Van Leemput
- Mandate compensation, ATHELEAN
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €459k ▼35.9%
Net result drops to €459k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €2.35M ▲153%
Operating result €3.26M, net result €2.35M, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
ATHELEAN
CurrentDirector · since 12-06-2026 · Public limited company · perm. rep.: Frank Van Leemput
12-06-2026
Mandate renewed as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wolvengracht 181000 BrusselGround area
1,057 m²
Building footprint
221 m²
Volume, LiDAR
4,541 m³
2 parcels, Brussels, Flanders · tallest building 27.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Diam
since 20172.265.439.849
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B0372/00A000 | Brussels | 811 m² | 1 · 146 m² | 27.9 m · 9 fl. |
| 12007A0280/00M000 | Flanders | 246 m² | 1 · 76 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
11 connected companiesNetwork connections
Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Show 7 more network connections
Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Ownership & control
1 partyControl over this companysits on this company's board1
12 subsidiaries · 1 location
controls
DIAMBE 0461.229.654
Recognitions · licences · registrations
Legal Entity Identifier
894500N4OT7OA3032L25
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CONTINENTAL PROPERTIES
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MdH HOLDING
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IMMO HOTEL DIEGEM
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Machelen (Brab.) · Eq €17.87M
Of 9,095 companies in sector 68201 we hold annual accounts for 6,729. 1,410 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-07-1997
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.