DIALOGUE LANGUAGES
ActiveDIALOGUE LANGUAGES has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €-8k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 2542 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-64
Solvency98▼-1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.85 against 2.82 in 2023), and 42.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
57.6%
Return on assets
-10.2%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
41 d early
2022
39 d early
2021
37 d early
2020
23 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€0
EBIT margin
Not included in this filing
Net result
€-8k
2023 · €7k
2018: €-308
2019: €-20k
2020: €43k
2021: €-23k
2022: €15k
2023: €7k
2018 → 2024
Working capital
€52k▲ 12.8%
2023 · €46k
2018: €17k
2019: €5k
2020: €62k
2021: €50k
2022: €55k
2023: €46k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€0
Equity€57k-€34k▼ 39.9%€49k▲ 42.3%€53k▲ 8.8%€45k▼ 15.0%
Operating result€53k-€-21k€15k€9k▼ 39.4%€-7k
Net result€43k-€-23k€15k€7k▼ 53.4%€-8k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €7k after €9k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €79k
Fixed assets
€8k▼ 35.3%
Current assets
€70k▼ 1.7%
Equity and liabilities €79k
Equity
€45k▼ 15.0%
Debt
€33k▲ 7.0%
The debt ratio rises from 36.9% to 42.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-2k▼
2023 · €12k
Cash flow
€-3k▼
2023 · €10k
Solvency
57.6%▼
2023 · 63.1%
Current ratio
3.85▲
2023 · 2.82
Quick ratio
3.56▲
2023 · 2.61
Debt / equity
0.73▲
2023 · 0.58
ROE
-17.7%▼
2023 · 12.7%
ROA
-10.2%▼
2023 · 8.0%
Interest coverage
-0.88▼
2023 · 8.16
Debt
€33k▲
2023 · €31k
Debt ≤ 1 year
€18k▼
2023 · €25k
Debt > 1 year
€0▼
2023 · €3k
Income taxes
€886▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€84k€79k▼
Fixed assets21/28€13k€8k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€10k€7k▼
Plant, machinery and equipment23€872€459▼
Furniture and vehicles24€9k€6k▼
Other tangible fixed assets26€1k€829▼
Current assets29/58€71k€70k▼
Amounts receivable after more than one year29€45k€45k=
Other amounts receivable291€45k€45k=
Stocks and contracts in progress3€5k€5k▲
Stocks30/36€5k€5k▲
Amounts receivable within one year40/41€17k€15k▼
Trade receivables40€6k€10k▲
Other amounts receivable41€11k€5k▼
Cash at bank and in hand54/58€79€5k▲
Deferred charges and accrued income490/1€4k€381▼
Equity and liabilities
Total equity and liabilities10/49€84k€79k▼
Equity10/15€53k€45k▼
Contributions10/11€20k€20k=
Reserves13€33k€25k▼
Non-distributable reserves130/1€0-
Distributable reserves133€33k€25k▼
Profit (loss) carried forward14€46€21▼
Amounts payable17/49€31k€33k▲
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€25k€18k▼
Current portion of amounts payable after more than one year42€3k€3k▼
Financial debts43€14k€8k▼
Credit institutions430/8€14k€8k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€345€997▲
Taxes450/3€345€997▲
Other amounts payable47/48€3k€3k▲
Accrued charges and deferred income492/3€3k€15k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€3k€891▼
Gross operating margin9900€15k€-1k▼
Operating profit (loss)9901€9k€-7k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€9k€-7k▼
Income taxes67/77€2k€886▼
Profit (loss) for the period9904€7k€-8k▼
Profit (loss) for the period to be appropriated9905€7k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-8k▼
Profit (loss) brought forward from the previous period14P€45€46▲
Transfer from equity791/2-€8k
Transfer to equity691/2€4k-
To other reserves6921€4k-
Profit to be distributed694/7€3k€0▼
Directors or managers695€3k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-23k ▼153%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €43k
Net result €43k after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2016
Ground area
102 m²
Building footprint
197 m²
Parcel 62108B0087/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DIALOGUE LANGUAGES
since 20162.255.711.244
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108B0087/00S000 | Wallonia | 102 m² | 1 · 197 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,641 companies in sector 85599 we hold annual accounts for 1,319. 1,003 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-2016
Fiscal year end31-12
Activities, NACEBEL
85599Other education
55209Other holiday and short-stay accommodation
74300Other professional, scientific and technical activities
74301Translation services
85592Vocational training
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.