DIAFISC · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DIAFISC is 0.3% (very low). The 2024 annual accounts show equity of €252k and a net result of €114k. Its solvency ranks better than 57% of 4829 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 16 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	22-07-2025	9 d early	2025-00294731
31-12-2023	31-07-2024	26-07-2024	5 d early	2024-00287007

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.3% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€114k-20.1%

Working capital€243k+92.4%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 22-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	66.4%	61.0%	better than 57% of 4829 sector peers
Net result	€114k	€33k	better than 90% of 4826 sector peers
Equity	€252k	€59k	better than 91% of 4829 sector peers
Gross operating margin	€205k	€56k	better than 91% of 4824 sector peers
Staff costs	€49k	€30k	higher than 65% of 756 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€156k

-22.4% 23-24

Net profit

€114k

-20.1% 23-24

Cash flow

€122k

-20.6% 23-24

Total assets

€380k

+59.5% 23-24

Equity

€252k

+80.5% 23-24

Working capital

€243k

+92.4% 23-24

Employees (FTE)

1

0.0% 23-24

Staff costs

€49k

-30.2% 23-24

Show 12 other metrics

Income taxes

€35k

-23.4% 23-24

Dividends

€2k

-47.4% 23-24

Debt

€128k

+29.7% 23-24

Debt ≤ 1y

€128k

+34.8% 23-24

Debt > 1y

€4k

- 23-24

Current ratio

2.91

+24.4% 23-24

Quick ratio

2.91

+24.4% 23-24

Solvency

66.4%

+13.1% 23-24

Debt / equity

0.51

-28.1% 23-24

ROE

45.3%

-55.7% 23-24

ROA

30.1%

-49.9% 23-24

Interest coverage

107.69

-14.5% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€156k
Net profit	€114k
Cash flow	€122k
Staff costs	€49k
Income taxes	€35k
Dividends	€2k
Total assets	€380k
Equity	€252k
Debt	€128k
of which ≤ 1y	€128k
of which > 1y	-
Working capital	€243k
Employees (FTE)	1.0

Ratios (computed)

	2024
Current ratio	2.91
Quick ratio	2.91
Working capital ratio	64.1%
Solvency	66.4%
Debt / equity	0.51
Long-term debt ratio	-
Interest coverage	107.69
Gross margin	-
Net margin	-
ROA	30.1%
ROE	45.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €9k · 2.4% Current assets €371k · 97.6%

Equity & liabilities

Equity €252k · 66.4% Debt €128k · 33.6%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€380k
Fixed assets	21/28	€9k
Intangible fixed assets	21	€749
Tangible fixed assets	22/27	€8k
Current assets	29/58	€371k
Amounts receivable within one year	40/41	€50k
Investments	50/53	€490
Cash & bank	54/58	€318k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€380k
Equity	10/15	€252k
Contributions / capital	10/11	€100
Reserves	13	€252k
Amounts payable	17/49	€128k
Amounts payable within one year	42/48	€128k
Trade debts payable within one year	44	€11k
Income statement
Gross operating margin	9900	€205k
Operating result	9901	€148k
Financial income	75	€3k
Financial charges	65	€1k
Result before taxes	9903	€149k
Income taxes	67/77	€35k
Net result for the period	9904	€114k
Result to be appropriated	9905	€114k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

93 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Goorbosstraat 12990 Wuustwezel

Establishment units

1 location

DIAFISC

Goorbosstraat 1, 2990 WuustwezelActiviteiten van gecertificeerde belastingadviseurs

since 20222.332.273.542

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area9,450 m²

Buildings1

Building footprint488 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11682H0556/00A000	Flanders	9,450 m²	1 · 488 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts

Address history · 1

28-05-2026

Seat change: new_address: Goorbosstraat 1 bus 1, 2990 Wuustwezel, old_address: Testersdreef 19, 2990 Wuustwezel, effective_date: 2026-05-01

All acts · 2 updated 2 months ago

2026

28-05-2026 Seat change · Board meeting · Officer appointment · Act object Open-capture extraction

Filing: 2026-05-19 · DIAFISC
Publication: 2026-05-28 · DIAFISC
Seat change: new_address: Goorbosstraat 1 bus 1, 2990 Wuustwezel, old_address: Testersdreef 19, 2990 Wuustwezel, effective_date: 2026-05-01 · DIAFISC
Board meeting: 2026-05-01 · DIAFISC
Officer appointment: role: Bestuurder · Dieter Aerts
Act object: Verplaatsing maatschappelijke zetel