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DGR

Active
Private limited company·Schilderen van gebouwen· 3 yrs active
Stukstraat 3 ·3600 Genk, Belgium
KBO/BCE: BE 0794.695.561
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Age3 yrs
Real estate1 parcel · 705 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DGR is 3.7% (moderate). The 2023 annual accounts show equity of €20k and a net result of €15k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 09-07-2025 22 d early 2025-00249359
31-12-2023 31-07-2024 06-09-2024 37 d late 2024-00453461

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€15k
Working capital€4k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 09-07-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA€21k
Net profit€15k
Cash flow€21k
Staff costs€45k
Income taxes-
Dividends-
Total assets€46k
Equity€20k
Debt€26k
of which ≤ 1y€26k
of which > 1y-
Working capital€4k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.14
Quick ratio1.14
Working capital ratio7.9%
Solvency44.0%
Debt / equity1.27
Long-term debt ratio-
Interest coverage192.96
Gross margin-
Net margin-
ROA33.0%
ROE75.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€46k
Fixed assets 21/28€16k
Tangible fixed assets 22/27€16k
Current assets 29/58€29k
Amounts receivable within one year 40/41€10k
Cash & bank 54/58€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€46k
Equity 10/15€20k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€15k
Amounts payable 17/49€26k
Amounts payable within one year 42/48€26k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€67k
Operating result 9901€15k
Financial income 75€276
Financial charges 65€107
Result before taxes 9903€15k
Net result for the period 9904€15k
Result to be appropriated 9905€15k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
81 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stukstraat 33600 Genk

Establishment units

1 location
DGR
Stukstraat 3, 3600 GenkSchilderen van het binnen- en buitenwerk van gebouwen
since 20222.339.139.261
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area705 m²
Buildings1
Building footprint134 m²
Volume (LiDAR)640 m³
Tallest building6.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71302A0127/00X000 Flanders 705 m² 1 · 134 m² 6.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health81Profitability100Solvency70Growth-Stability79
82 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 81
Profitability 100
Solvency 70
Growth -
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 728 of the 7,837 companies in this sector. 636 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Schilderen van gebouwen43341Schilderen van gebouwen43341Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521
Primary activity highlighted.
Names & trade names
Legal nameNL DGR
Registered office
Stukstraat 3
3600 Genk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.