DGE IMMO
ActiveDGE IMMO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.16M and a net result of €-19k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-9
Solvency67▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.16 in 2024; short-term debt: 10% and cash: 5% of total assets), and 57.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.2%
Return on assets
-0.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
21 d late
2024
29 d late
2023
28 d late
2022
31 d late
2021
29 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-19k
2024 · €27k
2020: €-13k
2021: €-7k
2022: €12k
2023: €130k
2024: €27k
2020 → 2025
Working capital
€6k▼ 87.4%
2024 · €45k
2020: €-121k
2021: €-48k
2022: €-27k
2023: €221k
2024: €45k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.01M-€1.02M▲ 1.2%€1.15M▲ 12.7%€1.18M▲ 2.4%€1.16M▼ 1.6%
Operating result€34k-€51k▲ 48.1%€199k▲ 290%€74k▼ 62.7%€19k▼ 74.2%
Net result€-7k-€12k€130k▲ 975%€27k▼ 78.8%€-19k
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 74% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.75M
Fixed assets
€2.47M▼ 4.1%
Current assets
€281k▼ 16.3%
Equity and liabilities €2.75M
Equity
€1.16M▼ 1.6%
Provisions
€26k▼ 5.3%
Debt
€1.56M▼ 8.2%
The debt ratio falls from 58.5% to 56.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€205k▼
2024 · €256k
Cash flow
€167k▼
2024 · €209k
Solvency
42.2%▲
2024 · 40.5%
Current ratio
1.02▼
2024 · 1.16
Quick ratio
1.02▼
2024 · 1.16
Debt / equity
1.35▼
2024 · 1.45
ROE
-1.6%▼
2024 · 2.3%
ROA
-0.7%▼
2024 · 0.9%
Interest coverage
5.17▼
2024 · 7.36
Debt
€1.56M▼
2024 · €1.70M
Debt ≤ 1 year
€275k▼
2024 · €290k
Debt > 1 year
€1.29M▼
2024 · €1.41M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.91M€2.75M▼
Fixed assets21/28€2.57M€2.47M▼
Tangible fixed assets22/27€2.57M€2.47M▼
Land and buildings22€2.30M€2.24M▼
Plant, machinery and equipment23€273k€228k▼
Financial fixed assets28€2k€2k=
Current assets29/58€335k€281k▼
Amounts receivable within one year40/41€26k€142k▲
Trade receivables40€2k€5k▲
Other amounts receivable41€23k€138k▲
Cash at bank and in hand54/58€310k€138k▼
Equity and liabilities
Total equity and liabilities10/49€2.91M€2.75M▼
Equity10/15€1.18M€1.16M▼
Contributions10/11€435k€435k=
Capital10€435k€435k=
Issued capital100€435k€435k=
Revaluation surpluses12€500k€500k=
Reserves13€168k€162k▼
Non-distributable reserves130/1€38k€38k=
Reserves not available under the articles1311€38k€38k=
Tax-exempt reserves132€130k€124k▼
Profit (loss) carried forward14€74k€61k▼
Provisions and deferred taxes16€28k€26k▼
Deferred taxes168€28k€26k▼
Amounts payable17/49€1.70M€1.56M▼
Amounts payable after more than one year17€1.41M€1.29M▼
Financial debts170/4€1.33M€1.20M▼
Other amounts payable178/9€86k€86k=
Amounts payable within one year42/48€290k€275k▼
Current portion of amounts payable after more than one year42€120k€125k▲
Taxes, remuneration and social security45€143k€122k▼
Taxes450/3€143k€122k▼
Other amounts payable47/48€28k€28k▲
Accrued charges and deferred income492/3-€675
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€181k€186k▲
Other operating charges640/8€7k€43k▲
Gross operating margin9900€262k€247k▼
Operating profit (loss)9901€74k€19k▼
Financial charges65/66B€35k€40k▲
Recurring financial charges65€35k€40k▲
Profit (loss) for the period before taxes9903€39k€-20k▼
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€13k-
Profit (loss) for the period9904€27k€-19k▼
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€33k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€61k▼
Profit (loss) brought forward from the previous period14P€41k€74k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 21 days late
2025
31-12
Financial
Weakest financial yearnet €-19k ▼169%
Net result drops to €-19k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-12
Financial
Highest result since 2020net €130k ▲975%
Operating result €199k, net result €130k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.93
Current ratio from 0.84 to 1.93.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2019
Ground area
2,448 m²
Building footprint
154 m²
Volume, LiDAR
1,687 m³
Parcel 55019C0048/00G002, Wallonia · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DGE IMMO
since 20192.296.268.132
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55019C0048/00G002 | Wallonia | 2,448 m² | 1 · 154 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,742 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2019
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.